WEBVTT

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 because we couldn't get the screen to work.

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 Well, good morning everyone. Thanks for coming out this morning.

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 The title of my presentation is going to be

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 Competent Person Training, How to Serve the Human Community.

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 And kind of this part that I was going to talk about

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 is being competent in your work and things of that nature.

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 And if I would have did some proper planning this morning,

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 I would have figured out that the stuff wasn't working and we would get here.

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 But I'm a construction manager.

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 We think on our feet and we just kind of keep things moving.

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 So in every good endeavor,

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 Tim Keller gets into this section called

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 Work as Ministry of Competence.

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 And he starts that off this way.

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 One of the main ways you love others in your work

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 is through the ministry of competence.

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 If God's purpose for your job is that you serve the human community,

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 then the way to serve God best is to do the job

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 as well as it can be done.

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 So this section really, really struck me.

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 And I feel like it really sums up

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 how God has called me to serve in this job.

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 And Keller in this section,

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 he puts it a little bit differently than we would define,

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 like competent person in construction.

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 We kind of use that as it relates to like safety

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 and having somebody with like the authority

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 and the skill to identify like unsafe things on site

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 and the ability to change those things.

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 But Keller defines it a little bit differently

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 as he talks about doing work well

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 and having this mindset of being competent in your work

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 is something to satisfy you

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 in a way to love others through your work.

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 And in my role, I don't always have the time to be on site

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 and supervise every nail that's driven.

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 But I do have the ability to kind of set the toll

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 in the way that we build our homes

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 and the way we treat our volunteers

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 and the way we serve our homeowners.

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 And a little while ago,

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 Hurricane Michael happened in Florida.

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 And then this article came out in the Washington Post.

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 There's this picture of these five houses

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 in the middle of this picture still standing

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 and the rest of the neighborhood

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 is kind of demolished by the storm

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 and they've stuffed with heavy damage.

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 But the five houses in the middle of this picture

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 are five habitat homes that were built.

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 You kind of see these five metal roofs

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 in the middle of this kind of scene

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 that you're going to kind of see

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 when the handouts get here

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 of these five houses still standing

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 suffered only minor damage.

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 I know a lot of people,

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 when you put the word affordable in things,

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 they think that it's cheap,

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 but that's not really the way we operate a habitat.

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 Cheap doesn't really factor into

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 what we call affordable housing and affordable homes.

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 And those kind of go around.

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 You kind of see that picture as well.

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 And just kind of reading this book

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 and thinking about work and the way I work,

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 kind of a bit of my origin.

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 I started working at eight.

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 I was put on the riding lawnmower.

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 And I was mooring about six acres of grass a week

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 at that point.

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 So starting at a very young age,

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 getting out and working and growing up on a farm.

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 I guess some of my aspirations were going up.

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 Maybe I saw a movie once,

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 like in elementary school,

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 I said I wanted to be a stockbroker

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 because I wanted to make a lot of money.

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 And then I started kind of drawing a bit in middle school.

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 I wanted to be an artist or architect

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 and going into high school

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 and being kind of mechanically inclined,

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 wanting to be either like an engineer

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 or a custom car builder,

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 those type of things.

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 I really didn't consider construction

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 until I got to college,

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 which at that time is where I met Christ.

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 And I was also considering full-time ministry as well.

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 And even along that process,

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 kind of picking up some other jobs,

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 I worked in the brake manufacturing plant one summer.

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 I detailed boats another summer.

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 I worked at Target for a couple years

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 when I was in college,

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 waking up at 3.30 in the morning

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 to go stock shelves there

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 and then go into class.

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 So just from that young age of like working

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 and always having a job,

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 I think it's kind of affected the way

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 I kind of approach work now

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 and the effort and ethic I put into that as well.

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 So yeah, so when I got to college,

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 I started to seriously consider construction.

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 I went there thinking I was going to be a civil engineer

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 or some type of engineer,

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 got put on the wait list,

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 had time on my hands to kind of think about

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 what I wanted to do,

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 what major I wanted to end up in.

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 And as I talked to my advisor,

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 she introduced me to the building construction program there.

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 And as I just started to look through the courses,

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 it seemed to kind of line up to

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 where I wanted to be in life.

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 And then also around that time is

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 I met four guys who introduced me to Christ

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 and seeing them live out their salvation

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 also changed the way,

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 started to change my worldview

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 and changed the way I started to think about work

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 during that time.

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 So over the course of my college career,

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 like becoming a Christian

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 and learning more about service

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 and how that impacts our lives

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 and the people around us

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 and going to a college whose motto is

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 ut prosum that I may serve.

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 So all those factors kind of feel like

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 I've been being pushed along this journey

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 into a life where I'm serving people

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 through this nonprofit.

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 So probably around my senior year,

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 I really need to start considering some things,

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 looking at a few other nonprofits,

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 looking at Habitat.

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 I had a friend on the Gulf Coast

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 who was doing AmeriCorps year

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 after Katrina with another nonprofit.

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 He's like, hey, you should check out this program.

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 Like around that time,

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 things weren't so well for the construction industry,

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 2009, 2010.

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 There weren't a lot of jobs out there.

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 And I think that's another thing

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 God kind of used to force me into this path.

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 But I was still considering

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 for-profit opportunities.

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 There was a few companies I was talking to.

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 And I was pretty deep into talks

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 with this one company

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 that I thought I was going to be working for.

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 And kind of through the interview process,

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 I kind of emailed them saying like,

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 it wasn't the right fit.

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 It wasn't going to work out.

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 And at that point,

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 I really hadn't applied for anything else.

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 So I was just kind of being a bum,

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 working at Target,

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 hanging out in Blacksburg with my friends.

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 But yeah, through that,

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 God still remained faithful.

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 I applied for this AmeriCorps position

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 to come up here and work with Habitat.

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 Came up in July.

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 I think I emailed Greg or something like that.

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 And we kind of met.

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 I met a few other people around the church at that time.

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 And then a few months later,

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 when I was moving up here,

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 I was called Greg.

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 I was like, I don't have a place to stay.

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 And luckily, Susan and Ivor had an extra room

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 that they so graciously let me stay there

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 until I found a place.

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 So that's how I kind of got to New Haven,

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 got involved with Habitat,

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 got involved with Trinity.

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 So kind of seeing like all these things

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 kind of come together

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 to bring me to where I'm at today.

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 So I'm a construction manager.

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 What is that?

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 What do we do?

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 This definition,

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 organizing, scheduling, mobilizing,

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 and directing equipment, materials,

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 and personnel in performance

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 of a construction contract.

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 And that word contract

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 is very big in construction.

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 All things hinge upon that word

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 and everything that exists in it.

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 But that's a talk for another time.

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 So what I'm doing on an everyday basis

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 is organizing, scheduling,

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 mobilizing, and directing.

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 How those things play out, organizing.

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 Do I have plans?

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 Do I have permits?

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 Do I have subs, materials?

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 Do I have those things lined up for the project?

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 Scheduling.

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 What do I need to do?

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 What do I need?

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 Do I need?

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 When do I need this tub?

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 When do I need the electrician to show up?

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 When do I need the plumber to show up?

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 When do I need the roof on the house?

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 Trying to coordinate all those things

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 and get those together.

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 Mobilizing the site

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 is when is the portage on showing up?

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 That's always the first question

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 that everybody asks,

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 especially my excavator,

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 since he's the first one on site.

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 Temporary power,

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 getting all those things set up

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 so the guys can work

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 and not listen to the generator run all day.

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 And directing,

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 delegating tasks,

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 coordinating volunteers,

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 all those things

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 that kind of go into my job.

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 And I'll kind of elaborate

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 on some of that

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 as we kind of move along.

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 So the thing,

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 I guess,

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 the main thing with construction

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 is we're just trying to,

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 construction management,

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 we're trying to make the project

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 run smoothly from start to finish.

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 In our world,

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 we call that mitigating risks,

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 trying to think of everything

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 that can go wrong

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 and mitigate those things

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 so the project can go smoothly.

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 And then that kind of next slide

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 with Bob the Builder

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 in the middle there in that house,

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 that's kind of a representation

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 of kind of how my mind works.

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 Like I have to take

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 all these hundreds of tasks

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 and materials and things

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 and I have to boil that down

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 into one cohesive project

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 in the end.

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 which takes quite a bit of work.

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 I think on an average project,

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 I probably manage

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 about 3,000 man hours

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 worth of work.

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 And we probably have

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 anywhere from probably

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 50 to 80 volunteers

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 out a week

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 on a regular basis.

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 Some of the bigger days,

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 I've had 18 or 20 people out.

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 So it's quite a job some days.

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 So what is construction?

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 There's many different avenues

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 that I can fall into.

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 It could be transportation,

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 petroleum, buildings,

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 power plants,

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 water management,

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 manufacturing,

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 sewer and waste,

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 telecom.

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 All these things

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 are different parts

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 of construction

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 and where you can fall

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 as a construction manager.

00:10:51.860 --> 00:10:56.180
 construction in America

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 employs about

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 10 million people.

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 There's a lot of different sectors.

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 There's a lot of different

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 places you can fall

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 and as construction managers,

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 we make up about

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 6% of that fill.

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 And as a habitat

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 construction manager,

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 there's maybe

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 five or six of us

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 in the whole state.

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 So the group of people

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 that do what I do

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 gets even smaller

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 as you kind of

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 dig deeper into it.

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 And non-profits,

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 coming across a lot of people,

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 a lot of people have

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 a lot of different ideas

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 of what non-profits do

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 or what non-profits

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 look like.

00:11:34.600 --> 00:11:36.060
 I'll put a definition

00:11:36.060 --> 00:11:36.879
 there for you.

00:11:37.659 --> 00:11:38.379
 Pretty much,

00:11:38.540 --> 00:11:39.800
 non-profits,

00:11:40.100 --> 00:11:40.680
 they're dedicated

00:11:40.680 --> 00:11:41.379
 to a mission.

00:11:41.519 --> 00:11:42.399
 All the revenue

00:11:42.399 --> 00:11:43.259
 and all the money

00:11:43.259 --> 00:11:44.059
 comes in,

00:11:44.840 --> 00:11:45.700
 we usually try

00:11:45.700 --> 00:11:46.539
 and push out

00:11:46.539 --> 00:11:48.100
 into the programs

00:11:48.100 --> 00:11:49.159
 or the missions

00:11:49.159 --> 00:11:52.480
 that we're aiming towards.

00:11:53.580 --> 00:11:55.179
 So trying to keep

00:11:55.179 --> 00:11:56.600
 staff overhead low,

00:11:56.720 --> 00:11:57.899
 trying to keep

00:11:57.899 --> 00:11:58.460
 all that other

00:11:58.460 --> 00:12:00.779
 miscellaneous stuff low

00:12:00.779 --> 00:12:01.639
 so we can put

00:12:01.639 --> 00:12:02.200
 all the money

00:12:02.200 --> 00:12:03.319
 that people are donating

00:12:03.319 --> 00:12:04.899
 towards these programs,

00:12:05.000 --> 00:12:05.860
 into these programs,

00:12:05.860 --> 00:12:07.200
 so that we're

00:12:07.200 --> 00:12:08.700
 supporting that

00:12:08.700 --> 00:12:10.899
 mission and vision.

00:12:11.819 --> 00:12:12.819
 And the fact

00:12:12.820 --> 00:12:13.340
 that I've learned

00:12:13.340 --> 00:12:14.100
 through kind of

00:12:14.100 --> 00:12:14.800
 doing some research

00:12:14.800 --> 00:12:15.320
 on this,

00:12:15.680 --> 00:12:16.140
 non-profits

00:12:16.140 --> 00:12:17.860
 employ 11 million people,

00:12:18.060 --> 00:12:19.140
 which is higher

00:12:19.140 --> 00:12:19.740
 than construction

00:12:19.740 --> 00:12:20.280
 these days,

00:12:20.379 --> 00:12:21.740
 which I found surprising.

00:12:24.480 --> 00:12:26.800
 And Habitat,

00:12:26.980 --> 00:12:28.320
 the specific non-profit

00:12:28.320 --> 00:12:29.240
 that I work for,

00:12:29.800 --> 00:12:31.540
 we're an international

00:12:31.540 --> 00:12:32.300
 organization

00:12:32.300 --> 00:12:34.240
 in over 70 countries

00:12:34.240 --> 00:12:36.340
 and there's 400 affiliates

00:12:36.340 --> 00:12:38.080
 around the United States,

00:12:38.360 --> 00:12:39.120
 each focusing

00:12:39.120 --> 00:12:39.960
 on its own

00:12:39.960 --> 00:12:41.140
 geographical area.

00:12:41.139 --> 00:12:42.659
 and that's mainly

00:12:42.659 --> 00:12:43.360
 to kind of get

00:12:43.360 --> 00:12:43.879
 the people

00:12:43.879 --> 00:12:44.600
 in that community,

00:12:44.779 --> 00:12:45.360
 the businesses

00:12:45.360 --> 00:12:46.299
 in that community

00:12:46.299 --> 00:12:47.600
 to feel like

00:12:47.600 --> 00:12:48.480
 they're investing

00:12:48.480 --> 00:12:49.360
 in their community.

00:12:50.059 --> 00:12:51.059
 So we have

00:12:51.059 --> 00:12:52.500
 several sponsor groups,

00:12:52.699 --> 00:12:53.899
 one called Sleeping Giant,

00:12:54.319 --> 00:12:55.259
 which is businesses,

00:12:55.779 --> 00:12:56.199
 churches,

00:12:56.740 --> 00:12:58.460
 and individuals

00:12:58.460 --> 00:12:59.340
 from the Cheshire,

00:12:59.419 --> 00:12:59.779
 North Haven,

00:12:59.899 --> 00:13:00.439
 Hamden area

00:13:00.439 --> 00:13:01.439
 that raise

00:13:01.439 --> 00:13:02.240
 $50,000,

00:13:02.720 --> 00:13:03.740
 $50,000 or $60,000

00:13:03.740 --> 00:13:04.720
 for us per house.

00:13:04.819 --> 00:13:05.539
 There's another one

00:13:05.539 --> 00:13:06.659
 on the shoreline

00:13:06.659 --> 00:13:07.759
 called Raise the Roof.

00:13:07.759 --> 00:13:09.120
 They raise around

00:13:09.120 --> 00:13:09.980
 the same amount

00:13:09.980 --> 00:13:12.139
 and that's Madison,

00:13:12.439 --> 00:13:13.019
 Branford,

00:13:13.240 --> 00:13:14.000
 and all those towns

00:13:14.000 --> 00:13:14.559
 out that way.

00:13:14.639 --> 00:13:15.539
 They kind of come together

00:13:15.539 --> 00:13:16.220
 to support

00:13:16.220 --> 00:13:17.019
 and raise a house

00:13:17.019 --> 00:13:19.059
 and I guess

00:13:19.059 --> 00:13:19.639
 raise money

00:13:19.639 --> 00:13:20.299
 for the house.

00:13:20.860 --> 00:13:21.519
 And we also have

00:13:21.519 --> 00:13:22.759
 some bigger sponsors

00:13:22.759 --> 00:13:23.340
 as well

00:13:23.340 --> 00:13:24.700
 like Yoling Haven Hospital

00:13:24.700 --> 00:13:26.659
 who donates property.

00:13:27.319 --> 00:13:28.700
 They donate $75,000

00:13:28.700 --> 00:13:29.500
 per house

00:13:29.500 --> 00:13:31.179
 and we've had

00:13:31.179 --> 00:13:32.059
 a pretty good run

00:13:32.059 --> 00:13:32.419
 with them

00:13:32.419 --> 00:13:33.039
 as being one

00:13:33.039 --> 00:13:33.639
 of our sponsors.

00:13:33.639 --> 00:13:35.860
 And since Habitat

00:13:35.860 --> 00:13:36.740
 was formed

00:13:36.740 --> 00:13:37.740
 in 1976,

00:13:38.100 --> 00:13:38.980
 we've served

00:13:38.980 --> 00:13:42.720
 around 13 million people

00:13:42.720 --> 00:13:43.960
 and not all that

00:13:43.960 --> 00:13:45.100
 is home building.

00:13:45.220 --> 00:13:46.120
 There's other programs

00:13:46.120 --> 00:13:47.139
 that Habitat does

00:13:47.139 --> 00:13:48.600
 to get behind people

00:13:48.600 --> 00:13:49.580
 and get behind

00:13:49.580 --> 00:13:51.039
 having people

00:13:51.039 --> 00:13:51.960
 have decent housing

00:13:51.960 --> 00:13:53.939
 through microfinancing

00:13:53.939 --> 00:13:55.139
 in certain countries

00:13:55.139 --> 00:13:56.199
 and haven't really

00:13:56.199 --> 00:13:57.000
 dug much into that.

00:13:57.159 --> 00:13:57.600
 I'm not sure

00:13:57.600 --> 00:13:58.179
 how that looks

00:13:58.179 --> 00:13:59.439
 but helping people

00:13:59.439 --> 00:14:00.279
 with financing,

00:14:00.580 --> 00:14:01.620
 financial education.

00:14:01.620 --> 00:14:04.419
 We do disaster response,

00:14:04.820 --> 00:14:07.220
 neighborhood revitalization

00:14:07.220 --> 00:14:08.519
 which involves

00:14:08.519 --> 00:14:09.759
 small projects

00:14:09.759 --> 00:14:11.700
 and fixer uppers

00:14:11.700 --> 00:14:12.840
 at different people's houses,

00:14:13.379 --> 00:14:14.879
 a brush with kindness program

00:14:14.879 --> 00:14:15.440
 where they were

00:14:15.440 --> 00:14:16.879
 painting people's houses

00:14:16.879 --> 00:14:17.799
 from time to time

00:14:17.799 --> 00:14:19.500
 and all these things

00:14:19.500 --> 00:14:20.500
 are kind of catered

00:14:20.500 --> 00:14:21.120
 to the community

00:14:21.120 --> 00:14:23.080
 where that Habitat chapter is.

00:14:23.560 --> 00:14:24.879
 So they're specifically

00:14:24.879 --> 00:14:25.899
 like pinpointing

00:14:25.899 --> 00:14:27.180
 the needs of that community

00:14:27.180 --> 00:14:28.399
 and going about

00:14:28.399 --> 00:14:29.799
 learning how to serve those.

00:14:31.620 --> 00:14:34.080
 So Habitat in New Haven.

00:14:34.919 --> 00:14:35.899
 We haven't done

00:14:35.899 --> 00:14:37.500
 any microfinancing

00:14:37.500 --> 00:14:39.500
 or neighborhood revitalization.

00:14:40.600 --> 00:14:44.320
 We stick to purely home building.

00:14:44.639 --> 00:14:45.720
 Over the past decade

00:14:45.720 --> 00:14:47.700
 most of our construction

00:14:47.700 --> 00:14:49.320
 has been new construction.

00:14:50.240 --> 00:14:52.019
 A couple rehabs in there

00:14:52.019 --> 00:14:53.759
 but we've been buying

00:14:53.759 --> 00:14:55.139
 vacant lots from the city

00:14:55.139 --> 00:14:56.399
 at a pretty good price

00:14:56.399 --> 00:14:57.620
 and building new homes

00:14:57.620 --> 00:14:59.200
 from the ground up.

00:14:59.200 --> 00:15:01.940
 been around since 1986.

00:15:02.540 --> 00:15:04.320
 Over 100 homes.

00:15:05.500 --> 00:15:06.620
 Like I said before,

00:15:06.759 --> 00:15:08.860
 50 to 80 volunteers a week

00:15:08.860 --> 00:15:10.740
 and this year

00:15:10.740 --> 00:15:11.340
 we're on track

00:15:11.340 --> 00:15:13.379
 to do about four homes

00:15:13.379 --> 00:15:14.280
 because we do

00:15:14.280 --> 00:15:15.640
 a rehab in there

00:15:15.640 --> 00:15:17.780
 of an 1830s captain's house

00:15:17.780 --> 00:15:20.060
 that we had to do

00:15:20.060 --> 00:15:21.480
 some extensive work on

00:15:21.480 --> 00:15:22.520
 which only has

00:15:22.520 --> 00:15:23.600
 three foundation walls

00:15:23.600 --> 00:15:24.220
 right now.

00:15:24.480 --> 00:15:25.720
 But yeah,

00:15:25.759 --> 00:15:26.320
 we're getting there

00:15:26.320 --> 00:15:26.759
 on that one.

00:15:26.759 --> 00:15:30.919
 So our motto is

00:15:30.919 --> 00:15:31.559
 a hand up

00:15:31.559 --> 00:15:32.220
 not a handout.

00:15:33.299 --> 00:15:34.480
 We look to partner.

00:15:35.080 --> 00:15:35.659
 Our main goal

00:15:35.659 --> 00:15:36.319
 is to partner

00:15:36.319 --> 00:15:37.019
 with these families

00:15:37.019 --> 00:15:38.019
 not to just build

00:15:38.019 --> 00:15:38.559
 a house for them

00:15:38.559 --> 00:15:39.519
 but to partner with them.

00:15:40.019 --> 00:15:41.080
 So we do that

00:15:41.080 --> 00:15:42.980
 through the 400 hours

00:15:42.980 --> 00:15:43.840
 worth of sweat equity

00:15:43.840 --> 00:15:44.399
 that they do.

00:15:44.480 --> 00:15:45.080
 They come out,

00:15:45.740 --> 00:15:46.819
 they work on projects

00:15:46.819 --> 00:15:48.379
 on houses leading up

00:15:48.379 --> 00:15:48.860
 to theirs

00:15:48.860 --> 00:15:49.759
 and on their house.

00:15:50.100 --> 00:15:50.840
 So they're like

00:15:50.840 --> 00:15:51.799
 connecting with the

00:15:51.799 --> 00:15:52.559
 other homeowners

00:15:52.559 --> 00:15:53.839
 and other volunteers

00:15:53.839 --> 00:15:55.500
 and you're kind of

00:15:55.500 --> 00:15:56.099
 building all these

00:15:56.099 --> 00:15:56.619
 relationships

00:15:56.619 --> 00:15:57.619
 through that process

00:15:57.619 --> 00:15:58.439
 and kind of seeing

00:15:58.439 --> 00:15:59.299
 them kind of grow

00:15:59.299 --> 00:16:00.419
 and their construction

00:16:00.419 --> 00:16:00.919
 knowledge

00:16:00.919 --> 00:16:02.239
 and they're kind of

00:16:02.239 --> 00:16:02.899
 out there framing

00:16:02.899 --> 00:16:03.439
 their house,

00:16:03.539 --> 00:16:04.119
 they're tiling their

00:16:04.119 --> 00:16:04.500
 floors,

00:16:04.679 --> 00:16:05.619
 they're painting the walls,

00:16:05.719 --> 00:16:06.219
 they're kind of doing

00:16:06.219 --> 00:16:07.019
 all these things

00:16:07.019 --> 00:16:07.979
 along the process

00:16:07.979 --> 00:16:08.879
 as well.

00:16:09.239 --> 00:16:09.959
 And they also have

00:16:09.959 --> 00:16:10.479
 a mortgage.

00:16:10.979 --> 00:16:11.859
 It's zero interest

00:16:11.859 --> 00:16:13.199
 over 25 years

00:16:13.200 --> 00:16:14.680
 so it's a pretty

00:16:14.680 --> 00:16:15.640
 good mortgage

00:16:15.640 --> 00:16:16.800
 I'd say.

00:16:18.720 --> 00:16:20.280
 And all that money

00:16:20.280 --> 00:16:21.040
 from that mortgage

00:16:21.040 --> 00:16:22.120
 kind of goes back

00:16:22.120 --> 00:16:22.879
 into the program

00:16:22.879 --> 00:16:23.560
 and building more

00:16:23.560 --> 00:16:24.860
 homes as well.

00:16:29.580 --> 00:16:30.480
 Any questions

00:16:30.480 --> 00:16:31.120
 at this point?

00:16:33.259 --> 00:16:34.240
 How much does

00:16:34.240 --> 00:16:34.980
 the average house

00:16:34.980 --> 00:16:35.420
 cost?

00:16:36.360 --> 00:16:37.160
 Our average house

00:16:37.160 --> 00:16:38.879
 is about $95,000.

00:16:39.320 --> 00:16:40.420
 And that's a

00:16:40.420 --> 00:16:41.540
 three bedroom?

00:16:41.539 --> 00:16:43.159
 Three bedroom,

00:16:43.399 --> 00:16:44.139
 bath and a half,

00:16:44.219 --> 00:16:44.819
 full basement.

00:16:45.719 --> 00:16:45.860
 Yeah.

00:16:50.339 --> 00:16:51.500
 Anybody else?

00:16:55.539 --> 00:16:57.419
 So after that

00:16:57.419 --> 00:16:58.719
 overview of

00:16:58.719 --> 00:17:00.019
 kind of what

00:17:00.019 --> 00:17:00.879
 construction management

00:17:00.879 --> 00:17:01.899
 is and

00:17:01.899 --> 00:17:03.759
 what it

00:17:03.759 --> 00:17:05.220
 looks like

00:17:05.220 --> 00:17:06.039
 for Habitat

00:17:06.039 --> 00:17:06.779
 here in New Haven,

00:17:07.240 --> 00:17:07.659
 I'll just

00:17:07.659 --> 00:17:09.159
 come back to

00:17:09.159 --> 00:17:10.599
 this section

00:17:10.599 --> 00:17:11.480
 from Tim Keller.

00:17:11.539 --> 00:17:12.819
 thinking about

00:17:12.819 --> 00:17:13.720
 what does it

00:17:13.720 --> 00:17:14.379
 mean to

00:17:14.379 --> 00:17:15.460
 be competent

00:17:15.460 --> 00:17:16.099
 in your work?

00:17:16.159 --> 00:17:16.539
 What does it

00:17:16.539 --> 00:17:17.299
 mean to

00:17:17.299 --> 00:17:19.460
 work well

00:17:19.460 --> 00:17:19.899
 and to

00:17:19.899 --> 00:17:21.460
 serve others?

00:17:23.519 --> 00:17:24.039
 So

00:17:24.039 --> 00:17:25.059
 I'll read

00:17:25.059 --> 00:17:25.440
 this section

00:17:25.440 --> 00:17:26.059
 one more time.

00:17:26.159 --> 00:17:26.500
 It says,

00:17:26.619 --> 00:17:27.299
 One of the main

00:17:27.299 --> 00:17:28.139
 ways you love

00:17:28.139 --> 00:17:28.879
 others in your

00:17:28.879 --> 00:17:29.220
 work

00:17:29.220 --> 00:17:30.720
 is through

00:17:30.720 --> 00:17:31.220
 the ministry

00:17:31.220 --> 00:17:32.159
 of competence.

00:17:32.899 --> 00:17:33.319
 If God's

00:17:33.319 --> 00:17:33.960
 purpose for your

00:17:33.960 --> 00:17:34.680
 job is to

00:17:34.680 --> 00:17:35.319
 serve the human

00:17:35.319 --> 00:17:35.879
 community,

00:17:36.639 --> 00:17:37.339
 then the way

00:17:37.339 --> 00:17:38.039
 to serve God

00:17:38.039 --> 00:17:38.659
 best is to

00:17:38.659 --> 00:17:39.180
 do the job

00:17:39.180 --> 00:17:40.039
 well as it

00:17:40.039 --> 00:17:40.819
 can be done.

00:17:41.539 --> 00:17:43.879
 And

00:17:43.879 --> 00:17:44.779
 thinking about

00:17:44.779 --> 00:17:45.480
 examples of

00:17:45.480 --> 00:17:45.720
 that,

00:17:46.319 --> 00:17:47.119
 we have a lot

00:17:47.119 --> 00:17:47.740
 of figures

00:17:47.740 --> 00:17:48.740
 in the Bible

00:17:48.740 --> 00:17:50.700
 of people

00:17:50.700 --> 00:17:52.460
 who served

00:17:52.460 --> 00:17:53.299
 and worked

00:17:53.299 --> 00:17:53.740
 well.

00:17:54.259 --> 00:17:55.420
 And I

00:17:55.420 --> 00:17:55.960
 think we

00:17:55.960 --> 00:17:56.440
 tend to put

00:17:56.440 --> 00:17:56.740
 them on

00:17:56.740 --> 00:17:57.740
 pedestals and

00:17:57.740 --> 00:17:58.299
 kind of

00:17:58.299 --> 00:17:59.059
 idolize that.

00:17:59.159 --> 00:17:59.680
 But these

00:17:59.680 --> 00:18:00.039
 were real

00:18:00.039 --> 00:18:01.079
 people doing

00:18:01.079 --> 00:18:02.659
 real work.

00:18:02.660 --> 00:18:04.660
 people

00:18:04.660 --> 00:18:04.680
 and the

00:18:04.680 --> 00:18:05.860
 first example

00:18:05.860 --> 00:18:06.279
 that came

00:18:06.279 --> 00:18:06.560
 to mind

00:18:06.560 --> 00:18:06.800
 when I

00:18:06.800 --> 00:18:07.500
 thought about

00:18:07.500 --> 00:18:08.019
 that was

00:18:08.019 --> 00:18:08.519
 Joseph.

00:18:08.759 --> 00:18:09.100
 So we'll

00:18:09.100 --> 00:18:09.600
 go to

00:18:09.600 --> 00:18:10.400
 Genesis

00:18:10.400 --> 00:18:11.440
 41.

00:18:11.440 --> 00:18:24.380
 So in

00:18:24.380 --> 00:18:25.600
 Genesis 41,

00:18:25.900 --> 00:18:27.559
 this is where

00:18:27.559 --> 00:18:29.180
 Joseph interprets

00:18:29.180 --> 00:18:29.779
 Pharaoh's

00:18:29.779 --> 00:18:30.180
 dream.

00:18:30.320 --> 00:18:30.740
 He tells

00:18:30.740 --> 00:18:31.259
 him about

00:18:31.259 --> 00:18:33.299
 the years

00:18:33.299 --> 00:18:33.860
 of plenty

00:18:33.860 --> 00:18:34.340
 and the

00:18:34.340 --> 00:18:34.940
 years of

00:18:34.940 --> 00:18:35.720
 famine.

00:18:36.900 --> 00:18:37.500
 And then

00:18:37.500 --> 00:18:38.100
 Pharaoh kind

00:18:38.100 --> 00:18:38.519
 of sets

00:18:38.519 --> 00:18:39.299
 them up to

00:18:39.299 --> 00:18:40.759
 kind of

00:18:40.759 --> 00:18:41.299
 handle all

00:18:41.299 --> 00:18:41.680
 of this.

00:18:43.059 --> 00:18:44.059
 So if I

00:18:44.059 --> 00:18:44.440
 could get

00:18:44.440 --> 00:18:46.559
 maybe a

00:18:46.559 --> 00:18:47.399
 couple people

00:18:47.399 --> 00:18:47.919
 to read

00:18:47.919 --> 00:18:48.279
 this.

00:18:48.740 --> 00:18:49.139
 We'll read

00:18:49.139 --> 00:18:51.539
 verses 41

00:18:51.539 --> 00:18:52.419
 through the

00:18:52.419 --> 00:18:53.220
 end of the

00:18:53.220 --> 00:18:53.619
 chapter.

00:18:55.319 --> 00:18:55.980
 Somebody maybe

00:18:55.980 --> 00:18:56.680
 wants to start

00:18:56.680 --> 00:18:57.139
 reading and

00:18:57.139 --> 00:18:58.159
 kind of

00:18:58.159 --> 00:18:59.059
 somebody else

00:18:59.059 --> 00:18:59.500
 picks up

00:18:59.500 --> 00:19:00.159
 after that.

00:19:00.359 --> 00:19:00.919
 Somebody can

00:19:00.919 --> 00:19:01.139
 read the

00:19:01.139 --> 00:19:01.460
 whole thing.

00:19:02.119 --> 00:19:02.639
 I can start.

00:19:03.119 --> 00:19:03.379
 Cool.

00:19:03.380 --> 00:19:07.040
 Let's

00:19:07.040 --> 00:19:07.380
 read all

00:19:07.380 --> 00:19:07.560
 of it.

00:19:07.900 --> 00:19:08.100
 Cool.

00:19:10.920 --> 00:19:11.360
 41.

00:19:11.800 --> 00:19:12.380
 And Pharaoh

00:19:12.380 --> 00:19:12.820
 said to

00:19:12.820 --> 00:19:13.120
 Joseph,

00:19:13.400 --> 00:19:13.900
 See, I

00:19:13.900 --> 00:19:14.320
 have set

00:19:14.320 --> 00:19:14.860
 you over

00:19:14.860 --> 00:19:15.360
 all the

00:19:15.360 --> 00:19:15.700
 land of

00:19:15.700 --> 00:19:15.940
 Egypt.

00:19:16.400 --> 00:19:17.020
 And Pharaoh

00:19:17.020 --> 00:19:17.520
 took his

00:19:17.520 --> 00:19:18.240
 signet ring

00:19:18.240 --> 00:19:18.980
 from his

00:19:18.980 --> 00:19:19.380
 hand and

00:19:19.380 --> 00:19:19.800
 put it on

00:19:19.800 --> 00:19:20.200
 Joseph's

00:19:20.200 --> 00:19:20.480
 hand.

00:19:21.200 --> 00:19:23.900
 And put a

00:19:23.900 --> 00:19:24.480
 gold chain

00:19:24.480 --> 00:19:24.760
 up.

00:19:25.520 --> 00:19:26.280
 They made

00:19:26.280 --> 00:19:26.700
 him ride

00:19:26.700 --> 00:19:27.020
 in his

00:19:27.020 --> 00:19:27.760
 second chariot.

00:19:28.080 --> 00:19:28.320
 And they

00:19:28.320 --> 00:19:28.820
 called out

00:19:28.820 --> 00:19:29.360
 for him,

00:19:29.800 --> 00:19:30.120
 bowed

00:19:30.120 --> 00:19:30.520
 to knee.

00:19:31.040 --> 00:19:31.440
 Thus he

00:19:31.440 --> 00:19:31.760
 set him

00:19:31.760 --> 00:19:32.340
 over all

00:19:32.340 --> 00:19:32.760
 the land of

00:19:32.759 --> 00:19:33.019
 Egypt.

00:19:33.579 --> 00:19:34.059
 Moreover,

00:19:34.379 --> 00:19:34.599
 Pharaoh

00:19:34.599 --> 00:19:34.980
 said to

00:19:34.980 --> 00:19:35.220
 Joseph,

00:19:35.740 --> 00:19:36.180
 I am

00:19:36.180 --> 00:19:36.480
 Pharaoh,

00:19:36.599 --> 00:19:36.940
 and without

00:19:36.940 --> 00:19:37.200
 your

00:19:37.200 --> 00:19:37.599
 consent,

00:19:37.740 --> 00:19:38.119
 no one

00:19:38.119 --> 00:19:38.379
 shall

00:19:38.379 --> 00:19:38.759
 lift up

00:19:38.759 --> 00:19:39.279
 hand or

00:19:39.279 --> 00:19:39.660
 put it

00:19:39.660 --> 00:19:40.039
 all the

00:19:40.039 --> 00:19:40.319
 land of

00:19:40.319 --> 00:19:40.559
 Egypt.

00:19:41.140 --> 00:19:41.640
 And Pharaoh

00:19:41.640 --> 00:19:41.960
 called

00:19:41.960 --> 00:19:42.420
 Joseph's

00:19:42.420 --> 00:19:42.740
 name

00:19:42.740 --> 00:19:45.460
 Zephaniah.

00:19:46.019 --> 00:19:46.619
 And he

00:19:46.619 --> 00:19:47.039
 gave him

00:19:47.039 --> 00:19:47.700
 in marriage

00:19:47.700 --> 00:19:49.619
 a son,

00:19:49.879 --> 00:19:50.559
 the daughter

00:19:50.559 --> 00:19:51.420
 of

00:19:51.420 --> 00:19:53.200
 a priest

00:19:53.200 --> 00:19:53.400
 of

00:19:53.400 --> 00:19:53.599
 mom.

00:19:54.019 --> 00:19:54.519
 So

00:19:54.519 --> 00:19:54.920
 Joseph

00:19:54.920 --> 00:19:55.559
 went out

00:19:55.559 --> 00:19:56.420
 over all

00:19:56.420 --> 00:19:56.740
 the land

00:19:56.740 --> 00:19:57.099
 of Egypt.

00:19:57.920 --> 00:19:58.400
 Joseph

00:19:58.400 --> 00:19:58.839
 was 30

00:19:58.839 --> 00:19:59.299
 years old

00:19:59.299 --> 00:19:59.519
 when he

00:19:59.519 --> 00:19:59.960
 entered the

00:19:59.960 --> 00:20:00.440
 service of

00:20:00.440 --> 00:20:00.680
 Pharaoh,

00:20:00.799 --> 00:20:01.039
 king of

00:20:01.039 --> 00:20:01.259
 Egypt.

00:20:01.480 --> 00:20:01.940
 And Joseph

00:20:01.940 --> 00:20:02.559
 went out

00:20:02.559 --> 00:20:02.839
 from the

00:20:02.839 --> 00:20:03.359
 presence of

00:20:03.359 --> 00:20:04.500
 Pharaoh and

00:20:04.500 --> 00:20:04.839
 went through

00:20:04.839 --> 00:20:05.179
 all the

00:20:05.179 --> 00:20:05.480
 land of

00:20:05.480 --> 00:20:05.759
 Egypt.

00:20:05.960 --> 00:20:06.339
 During the

00:20:06.339 --> 00:20:06.980
 seven plentiful

00:20:06.980 --> 00:20:07.319
 years,

00:20:07.399 --> 00:20:07.619
 the earth

00:20:07.619 --> 00:20:07.940
 produced

00:20:07.940 --> 00:20:08.539
 abundantly.

00:20:09.079 --> 00:20:09.299
 And he

00:20:09.299 --> 00:20:09.779
 gathered up

00:20:09.779 --> 00:20:10.099
 all the

00:20:10.099 --> 00:20:10.500
 food of

00:20:10.500 --> 00:20:10.799
 the three

00:20:10.799 --> 00:20:11.460
 seven years

00:20:11.460 --> 00:20:12.200
 which

00:20:12.200 --> 00:20:12.679
 turned in

00:20:12.679 --> 00:20:13.399
 Egypt and

00:20:13.399 --> 00:20:13.700
 put the

00:20:13.700 --> 00:20:14.019
 fruit in

00:20:14.019 --> 00:20:14.500
 the cities.

00:20:15.099 --> 00:20:15.720
 He put in

00:20:15.720 --> 00:20:16.319
 every city

00:20:16.319 --> 00:20:16.819
 the fruit

00:20:16.819 --> 00:20:17.099
 and the

00:20:17.099 --> 00:20:17.379
 fruit of

00:20:17.379 --> 00:20:17.480
 the

00:20:17.480 --> 00:20:17.779
 mountains.

00:20:18.460 --> 00:20:18.960
 And Joseph

00:20:18.960 --> 00:20:19.659
 stored up

00:20:19.659 --> 00:20:20.159
 grain in

00:20:20.159 --> 00:20:20.839
 great abundance

00:20:20.839 --> 00:20:21.639
 like the sand

00:20:21.639 --> 00:20:22.200
 of the sea

00:20:22.200 --> 00:20:23.539
 until he ceased

00:20:23.539 --> 00:20:24.159
 to measure it

00:20:24.159 --> 00:20:24.579
 for it could

00:20:24.579 --> 00:20:24.899
 not be

00:20:24.899 --> 00:20:25.200
 measured.

00:20:25.919 --> 00:20:26.359
 Before the

00:20:26.359 --> 00:20:26.859
 year of famine

00:20:26.859 --> 00:20:27.200
 came,

00:20:27.299 --> 00:20:27.720
 two sons

00:20:27.720 --> 00:20:28.139
 were born

00:20:28.140 --> 00:20:28.780
 to Joseph.

00:20:29.420 --> 00:20:29.900
 Asaneth,

00:20:29.980 --> 00:20:30.340
 the daughter

00:20:30.340 --> 00:20:31.060
 of Potipha,

00:20:31.160 --> 00:20:31.660
 priest of

00:20:31.660 --> 00:20:32.060
 An,

00:20:32.320 --> 00:20:32.759
 bore them

00:20:32.759 --> 00:20:33.080
 to him.

00:20:33.620 --> 00:20:34.320
 Joseph called

00:20:34.320 --> 00:20:34.759
 the name of

00:20:34.759 --> 00:20:35.400
 the firstborn

00:20:35.400 --> 00:20:36.180
 Manasseh.

00:20:36.300 --> 00:20:36.620
 For even

00:20:36.620 --> 00:20:37.300
 poor, he

00:20:37.300 --> 00:20:37.560
 said,

00:20:37.820 --> 00:20:38.560
 God has made

00:20:38.560 --> 00:20:39.259
 me forget all

00:20:39.259 --> 00:20:39.800
 my hardship

00:20:39.800 --> 00:20:40.360
 in all my

00:20:40.360 --> 00:20:42.380
 father's house.

00:20:43.080 --> 00:20:43.740
 The name of the

00:20:43.740 --> 00:20:44.380
 second he called

00:20:44.380 --> 00:20:44.840
 Ephraim.

00:20:45.220 --> 00:20:46.180
 God has made me

00:20:46.180 --> 00:20:46.880
 fruitful in the

00:20:46.880 --> 00:20:47.500
 land of my

00:20:47.500 --> 00:20:47.860
 affliction.

00:20:47.859 --> 00:20:49.639
 The seven

00:20:49.639 --> 00:20:50.039
 years of

00:20:50.039 --> 00:20:50.419
 plenty that

00:20:50.419 --> 00:20:50.799
 occurred in

00:20:50.799 --> 00:20:51.139
 the land of

00:20:51.139 --> 00:20:51.659
 Egypt came

00:20:51.659 --> 00:20:52.759
 to an end.

00:20:53.179 --> 00:20:53.439
 And the

00:20:53.439 --> 00:20:53.979
 seven years

00:20:53.979 --> 00:20:54.439
 of famine

00:20:54.439 --> 00:20:55.259
 began to

00:20:55.259 --> 00:20:55.519
 come.

00:20:55.639 --> 00:20:56.119
 As Joseph

00:20:56.119 --> 00:20:56.740
 had said,

00:20:57.299 --> 00:20:57.639
 there was

00:20:57.639 --> 00:20:58.279
 famine in

00:20:58.279 --> 00:20:58.939
 all lands.

00:20:59.379 --> 00:20:59.879
 In all the

00:20:59.879 --> 00:21:00.139
 land of

00:21:00.139 --> 00:21:00.399
 Egypt,

00:21:00.639 --> 00:21:00.899
 there was

00:21:00.899 --> 00:21:01.199
 bread.

00:21:01.500 --> 00:21:01.979
 When all

00:21:01.979 --> 00:21:02.279
 the land

00:21:02.279 --> 00:21:02.599
 of Egypt

00:21:02.599 --> 00:21:03.259
 was famished,

00:21:03.839 --> 00:21:04.279
 the people

00:21:04.279 --> 00:21:04.879
 cried to

00:21:04.879 --> 00:21:05.319
 Pharaoh for

00:21:05.319 --> 00:21:05.639
 bread.

00:21:06.199 --> 00:21:06.719
 Pharaoh said

00:21:06.719 --> 00:21:07.159
 to all the

00:21:07.159 --> 00:21:07.500
 Egyptians,

00:21:07.959 --> 00:21:08.299
 go to

00:21:08.299 --> 00:21:08.719
 Joseph.

00:21:09.179 --> 00:21:09.539
 What he

00:21:09.539 --> 00:21:09.939
 says to

00:21:09.939 --> 00:21:10.119
 you,

00:21:10.299 --> 00:21:10.479
 do.

00:21:11.000 --> 00:21:11.299
 So when

00:21:11.299 --> 00:21:11.679
 the famine

00:21:11.679 --> 00:21:12.219
 had spread

00:21:12.219 --> 00:21:12.740
 over all

00:21:12.740 --> 00:21:13.159
 the land,

00:21:13.639 --> 00:21:13.879
 Joseph

00:21:13.879 --> 00:21:14.500
 opened up

00:21:14.500 --> 00:21:14.879
 all the

00:21:14.879 --> 00:21:15.379
 storehouses

00:21:15.379 --> 00:21:15.859
 and sold

00:21:15.859 --> 00:21:16.459
 the Egyptians.

00:21:17.159 --> 00:21:17.479
 For the

00:21:17.480 --> 00:21:17.900
 famine was

00:21:17.900 --> 00:21:18.480
 severe in

00:21:18.480 --> 00:21:18.759
 the land

00:21:18.759 --> 00:21:19.160
 of Egypt.

00:21:19.640 --> 00:21:19.960
 Moreover,

00:21:20.259 --> 00:21:20.660
 all the

00:21:20.660 --> 00:21:21.099
 earth came

00:21:21.099 --> 00:21:21.240
 to

00:21:21.240 --> 00:21:22.039
 Joseph

00:21:22.039 --> 00:21:24.259
 to

00:21:24.259 --> 00:21:24.480
 buy

00:21:24.480 --> 00:21:24.860
 rain,

00:21:25.160 --> 00:21:25.500
 because

00:21:25.500 --> 00:21:25.660
 the

00:21:25.660 --> 00:21:25.900
 famine

00:21:25.900 --> 00:21:26.120
 was

00:21:26.120 --> 00:21:26.440
 severe

00:21:26.440 --> 00:21:26.740
 over

00:21:26.740 --> 00:21:27.039
 all

00:21:27.039 --> 00:21:27.160
 of

00:21:27.160 --> 00:21:27.339
 Egypt.

00:21:30.839 --> 00:21:31.779
 So here,

00:21:31.920 --> 00:21:32.319
 what do we

00:21:32.319 --> 00:21:34.440
 see as

00:21:34.440 --> 00:21:35.380
 Joseph's

00:21:35.380 --> 00:21:35.759
 work?

00:21:39.339 --> 00:21:40.019
 He's an

00:21:40.019 --> 00:21:40.740
 administrator,

00:21:41.140 --> 00:21:41.680
 basically,

00:21:41.900 --> 00:21:42.099
 right?

00:21:42.099 --> 00:21:47.059
 I guess

00:21:47.059 --> 00:21:47.759
 today you

00:21:47.759 --> 00:21:48.139
 call him

00:21:48.139 --> 00:21:48.879
 bureaucrat.

00:21:52.879 --> 00:21:53.759
 In some

00:21:53.759 --> 00:21:54.119
 sense,

00:21:54.199 --> 00:21:54.399
 yeah.

00:21:58.000 --> 00:21:58.899
 He's like

00:21:58.899 --> 00:21:59.519
 measuring

00:21:59.519 --> 00:22:00.859
 grain,

00:22:01.919 --> 00:22:02.699
 but he

00:22:02.699 --> 00:22:03.000
 couldn't do

00:22:03.000 --> 00:22:03.439
 it anymore.

00:22:03.980 --> 00:22:04.839
 Storing it

00:22:04.839 --> 00:22:05.740
 competently.

00:22:06.139 --> 00:22:06.459
 Yeah.

00:22:06.919 --> 00:22:07.379
 Making

00:22:07.379 --> 00:22:07.980
 the spoil.

00:22:07.980 --> 00:22:08.559
 manager.

00:22:14.559 --> 00:22:15.120
 Yeah,

00:22:15.160 --> 00:22:15.680
 he was a

00:22:15.680 --> 00:22:16.240
 bit of a

00:22:16.240 --> 00:22:16.599
 project

00:22:16.599 --> 00:22:17.299
 manager here.

00:22:23.299 --> 00:22:24.220
 He has a

00:22:24.220 --> 00:22:24.440
 lot of

00:22:24.440 --> 00:22:24.759
 authority,

00:22:24.900 --> 00:22:25.039
 but he

00:22:25.039 --> 00:22:25.440
 has a lot

00:22:25.440 --> 00:22:25.539
 of

00:22:25.539 --> 00:22:26.099
 responsibility.

00:22:27.400 --> 00:22:27.799
 Yeah.

00:22:27.799 --> 00:22:36.159
 Yeah,

00:22:36.240 --> 00:22:36.579
 so as

00:22:36.579 --> 00:22:37.039
 we look

00:22:37.039 --> 00:22:37.480
 at this,

00:22:38.480 --> 00:22:39.500
 as we

00:22:39.500 --> 00:22:39.759
 see,

00:22:39.839 --> 00:22:40.059
 like,

00:22:40.579 --> 00:22:40.879
 Joseph

00:22:40.879 --> 00:22:41.779
 interpreting

00:22:41.779 --> 00:22:42.240
 Pharaoh's

00:22:42.240 --> 00:22:42.480
 dream,

00:22:42.619 --> 00:22:42.759
 like,

00:22:43.399 --> 00:22:44.279
 that was

00:22:44.279 --> 00:22:45.079
 only part

00:22:45.079 --> 00:22:45.339
 of the

00:22:45.339 --> 00:22:45.819
 work that

00:22:45.819 --> 00:22:46.259
 God sent

00:22:46.259 --> 00:22:46.500
 him there

00:22:46.500 --> 00:22:46.879
 to do.

00:22:47.899 --> 00:22:48.500
 And as

00:22:48.500 --> 00:22:49.079
 we see

00:22:49.079 --> 00:22:49.419
 him after

00:22:49.419 --> 00:22:49.619
 that,

00:22:49.680 --> 00:22:49.839
 like,

00:22:49.879 --> 00:22:50.559
 he gets

00:22:50.559 --> 00:22:50.919
 all that

00:22:50.919 --> 00:22:51.480
 responsibility.

00:22:51.960 --> 00:22:53.299
 He has

00:22:53.299 --> 00:22:54.259
 to administrate

00:22:54.259 --> 00:22:55.359
 and manage

00:22:55.359 --> 00:22:55.799
 all these

00:22:55.799 --> 00:22:56.200
 things.

00:22:56.419 --> 00:22:56.819
 We see

00:22:56.819 --> 00:22:57.079
 him,

00:22:57.079 --> 00:22:57.579
 he has

00:22:57.579 --> 00:22:58.740
 to organize,

00:22:59.059 --> 00:22:59.279
 he has

00:22:59.279 --> 00:22:59.919
 to schedule,

00:23:00.179 --> 00:23:00.379
 he has

00:23:00.379 --> 00:23:00.899
 to mobilize,

00:23:01.240 --> 00:23:01.460
 he has

00:23:01.460 --> 00:23:02.000
 to direct,

00:23:02.099 --> 00:23:02.339
 he has

00:23:02.339 --> 00:23:03.039
 to do

00:23:03.039 --> 00:23:03.480
 all these

00:23:03.480 --> 00:23:04.059
 things to

00:23:04.059 --> 00:23:04.740
 make this

00:23:04.740 --> 00:23:05.099
 happen.

00:23:05.259 --> 00:23:05.339
 Like,

00:23:05.399 --> 00:23:05.639
 he's,

00:23:06.099 --> 00:23:06.519
 it says

00:23:06.519 --> 00:23:07.059
 like several

00:23:07.059 --> 00:23:07.639
 times here,

00:23:07.699 --> 00:23:08.099
 he's like

00:23:08.099 --> 00:23:09.179
 over all

00:23:09.179 --> 00:23:09.879
 Israel.

00:23:11.919 --> 00:23:12.399
 So,

00:23:12.919 --> 00:23:13.639
 so not

00:23:13.639 --> 00:23:14.720
 only did

00:23:14.720 --> 00:23:15.619
 God send

00:23:15.619 --> 00:23:16.220
 him there

00:23:16.220 --> 00:23:16.599
 and put him

00:23:16.599 --> 00:23:17.159
 before Pharaoh

00:23:17.159 --> 00:23:17.539
 for this

00:23:17.539 --> 00:23:17.839
 dream,

00:23:17.939 --> 00:23:18.659
 but for

00:23:18.659 --> 00:23:19.139
 the people

00:23:19.139 --> 00:23:19.740
 as well.

00:23:20.480 --> 00:23:21.159
 Because when

00:23:21.159 --> 00:23:22.359
 he comes

00:23:22.359 --> 00:23:22.819
 to that

00:23:22.819 --> 00:23:23.460
 verse

00:23:23.460 --> 00:23:25.059
 55,

00:23:26.259 --> 00:23:26.619
 when all

00:23:26.619 --> 00:23:26.979
 of Egypt

00:23:26.979 --> 00:23:27.179
 was

00:23:27.179 --> 00:23:27.559
 famished,

00:23:27.659 --> 00:23:28.059
 the people

00:23:28.059 --> 00:23:28.759
 cried to

00:23:28.759 --> 00:23:29.179
 Pharaoh for

00:23:29.179 --> 00:23:29.479
 bread,

00:23:29.559 --> 00:23:29.879
 and Pharaoh

00:23:29.879 --> 00:23:30.279
 said to

00:23:30.279 --> 00:23:30.539
 all of

00:23:30.539 --> 00:23:30.759
 Egypt,

00:23:31.139 --> 00:23:31.599
 go to

00:23:31.599 --> 00:23:31.919
 Joseph,

00:23:32.559 --> 00:23:32.919
 what he

00:23:32.919 --> 00:23:33.439
 says to

00:23:33.439 --> 00:23:33.699
 you,

00:23:33.959 --> 00:23:34.159
 do.

00:23:36.579 --> 00:23:37.219
 So we

00:23:37.219 --> 00:23:38.339
 see here,

00:23:39.859 --> 00:23:40.279
 and Tim

00:23:40.279 --> 00:23:40.979
 Keller says

00:23:40.979 --> 00:23:41.439
 in this

00:23:41.439 --> 00:23:41.979
 section about

00:23:41.979 --> 00:23:42.459
 competence,

00:23:42.859 --> 00:23:43.839
 it's a form

00:23:43.839 --> 00:23:44.439
 of love.

00:23:45.439 --> 00:23:45.919
 Joseph had

00:23:45.919 --> 00:23:47.559
 to love

00:23:47.559 --> 00:23:48.159
 his people,

00:23:48.459 --> 00:23:48.959
 love the

00:23:48.959 --> 00:23:49.379
 people of

00:23:49.379 --> 00:23:51.079
 Egypt enough

00:23:51.079 --> 00:23:52.719
 to think

00:23:52.719 --> 00:23:53.139
 about their

00:23:53.139 --> 00:23:53.559
 well-being,

00:23:53.559 --> 00:23:54.240
 not only

00:23:54.240 --> 00:23:54.539
 in the

00:23:54.539 --> 00:23:54.879
 years of

00:23:54.879 --> 00:23:55.119
 plenty,

00:23:55.240 --> 00:23:55.539
 where they

00:23:55.539 --> 00:23:55.899
 could have

00:23:55.899 --> 00:23:56.419
 ate up

00:23:56.419 --> 00:23:56.960
 all the

00:23:56.960 --> 00:23:58.579
 grain they

00:23:58.579 --> 00:23:59.000
 had,

00:23:59.099 --> 00:23:59.460
 they could

00:23:59.460 --> 00:23:59.759
 have

00:23:59.759 --> 00:24:00.859
 neglected

00:24:00.859 --> 00:24:01.500
 storing as

00:24:01.500 --> 00:24:01.799
 much as

00:24:01.799 --> 00:24:02.240
 they needed,

00:24:02.460 --> 00:24:03.859
 but through

00:24:03.859 --> 00:24:04.159
 that,

00:24:04.419 --> 00:24:04.720
 through his

00:24:04.720 --> 00:24:05.220
 competent

00:24:05.220 --> 00:24:05.799
 work,

00:24:06.419 --> 00:24:06.899
 he was

00:24:06.899 --> 00:24:07.319
 able to

00:24:07.319 --> 00:24:07.740
 save for

00:24:07.740 --> 00:24:08.079
 them for

00:24:08.079 --> 00:24:08.579
 these next

00:24:08.579 --> 00:24:09.059
 seven years

00:24:09.059 --> 00:24:09.319
 that are

00:24:09.319 --> 00:24:09.619
 going to be

00:24:09.619 --> 00:24:10.379
 very hard,

00:24:10.679 --> 00:24:10.980
 and we

00:24:10.980 --> 00:24:11.700
 see here

00:24:11.700 --> 00:24:12.899
 at the

00:24:12.899 --> 00:24:13.240
 end of

00:24:13.240 --> 00:24:13.519
 that,

00:24:13.919 --> 00:24:14.399
 because the

00:24:14.399 --> 00:24:14.919
 famine was

00:24:14.919 --> 00:24:15.599
 severe over

00:24:15.599 --> 00:24:16.119
 all the

00:24:16.119 --> 00:24:16.299
 earth,

00:24:16.379 --> 00:24:16.779
 all these

00:24:16.779 --> 00:24:17.419
 people started

00:24:17.419 --> 00:24:17.779
 coming,

00:24:18.240 --> 00:24:18.480
 and all

00:24:18.480 --> 00:24:18.899
 these people

00:24:18.899 --> 00:24:19.319
 were taken

00:24:19.319 --> 00:24:19.940
 care of,

00:24:19.940 --> 00:24:21.019
 because Joseph,

00:24:21.160 --> 00:24:21.580
 he was

00:24:21.580 --> 00:24:24.200
 competent in

00:24:24.200 --> 00:24:24.680
 the work he

00:24:24.680 --> 00:24:24.940
 did.

00:24:26.740 --> 00:24:27.279
 It was

00:24:27.279 --> 00:24:27.600
 more,

00:24:28.320 --> 00:24:28.920
 and in

00:24:28.920 --> 00:24:29.380
 the book,

00:24:29.580 --> 00:24:30.279
 in this

00:24:30.279 --> 00:24:30.580
 section,

00:24:30.700 --> 00:24:30.860
 there's

00:24:30.860 --> 00:24:31.240
 this example

00:24:31.240 --> 00:24:31.539
 of this

00:24:31.539 --> 00:24:32.019
 pilot who

00:24:32.019 --> 00:24:33.019
 has to

00:24:33.019 --> 00:24:33.600
 land this

00:24:33.600 --> 00:24:34.180
 badly

00:24:34.180 --> 00:24:34.860
 damaged

00:24:34.860 --> 00:24:35.340
 plane,

00:24:36.220 --> 00:24:36.960
 and in

00:24:36.960 --> 00:24:37.299
 that we

00:24:37.299 --> 00:24:38.059
 can really

00:24:38.059 --> 00:24:38.420
 kind of

00:24:38.420 --> 00:24:38.700
 grasp,

00:24:38.920 --> 00:24:38.960
 like,

00:24:39.039 --> 00:24:39.160
 oh,

00:24:39.220 --> 00:24:39.480
 he needs

00:24:39.480 --> 00:24:39.700
 to be

00:24:39.700 --> 00:24:39.960
 confident,

00:24:40.039 --> 00:24:40.320
 he needs

00:24:40.320 --> 00:24:40.900
 to think

00:24:40.900 --> 00:24:41.360
 about these

00:24:41.360 --> 00:24:41.940
 things to

00:24:41.940 --> 00:24:42.740
 land this

00:24:42.740 --> 00:24:43.140
 plane,

00:24:43.299 --> 00:24:43.740
 and to

00:24:43.740 --> 00:24:44.480
 make sure

00:24:44.480 --> 00:24:44.900
 these people

00:24:44.900 --> 00:24:45.380
 get down

00:24:45.380 --> 00:24:45.840
 safely,

00:24:45.980 --> 00:24:46.440
 that's like

00:24:46.440 --> 00:24:46.980
 this

00:24:46.980 --> 00:24:47.620
 immediate

00:24:47.620 --> 00:24:48.240
 impending

00:24:48.240 --> 00:24:48.680
 doom,

00:24:49.080 --> 00:24:49.440
 but we

00:24:49.440 --> 00:24:50.019
 see Joseph

00:24:50.019 --> 00:24:50.580
 as more

00:24:50.580 --> 00:24:51.320
 of a

00:24:51.320 --> 00:24:52.980
 longer view

00:24:52.980 --> 00:24:53.440
 of things,

00:24:53.720 --> 00:24:54.700
 14 years

00:24:54.700 --> 00:24:55.940
 of him

00:24:55.940 --> 00:24:56.660
 having to

00:24:56.660 --> 00:24:57.960
 plan and

00:24:57.960 --> 00:24:58.860
 care for

00:24:58.860 --> 00:25:00.380
 and think

00:25:00.380 --> 00:25:00.860
 about the

00:25:00.860 --> 00:25:01.600
 needs of

00:25:01.600 --> 00:25:02.259
 the people

00:25:02.259 --> 00:25:03.000
 around here.

00:25:07.440 --> 00:25:08.480
 So with

00:25:08.480 --> 00:25:08.820
 that,

00:25:09.740 --> 00:25:11.480
 as I think

00:25:11.480 --> 00:25:12.120
 about how

00:25:12.120 --> 00:25:12.720
 that applies

00:25:12.720 --> 00:25:12.980
 to me,

00:25:13.080 --> 00:25:13.840
 how am I

00:25:13.840 --> 00:25:14.420
 competent at

00:25:14.420 --> 00:25:14.779
 my job,

00:25:14.860 --> 00:25:15.380
 how am I

00:25:15.380 --> 00:25:16.880
 displaying this

00:25:16.880 --> 00:25:19.240
 ministry of

00:25:19.240 --> 00:25:19.740
 competence,

00:25:20.519 --> 00:25:21.400
 how am I

00:25:21.400 --> 00:25:22.400
 being faithful

00:25:22.400 --> 00:25:23.920
 in the

00:25:23.920 --> 00:25:24.579
 small things

00:25:24.579 --> 00:25:24.900
 of my

00:25:24.900 --> 00:25:25.279
 work,

00:25:25.380 --> 00:25:25.839
 and how

00:25:25.839 --> 00:25:26.359
 am I

00:25:26.359 --> 00:25:27.660
 doing those

00:25:27.660 --> 00:25:28.039
 things on

00:25:28.039 --> 00:25:28.539
 a larger

00:25:28.539 --> 00:25:29.480
 scale as

00:25:29.480 --> 00:25:30.019
 well to

00:25:30.019 --> 00:25:31.079
 make sure

00:25:31.079 --> 00:25:31.680
 and ensure

00:25:31.680 --> 00:25:32.279
 that we're

00:25:32.279 --> 00:25:33.339
 building the

00:25:33.339 --> 00:25:33.920
 best home

00:25:33.920 --> 00:25:34.240
 that we

00:25:34.240 --> 00:25:34.420
 can,

00:25:34.500 --> 00:25:34.640
 we're

00:25:34.640 --> 00:25:35.220
 serving our

00:25:35.220 --> 00:25:35.660
 families

00:25:35.660 --> 00:25:36.359
 in the

00:25:36.359 --> 00:25:36.740
 best way

00:25:36.740 --> 00:25:36.960
 that we

00:25:36.960 --> 00:25:37.299
 can.

00:25:39.299 --> 00:25:40.359
 And one

00:25:40.359 --> 00:25:40.620
 of those

00:25:40.620 --> 00:25:40.980
 comes through

00:25:40.980 --> 00:25:41.319
 our mission

00:25:41.319 --> 00:25:41.620
 statement,

00:25:41.839 --> 00:25:42.539
 decent and

00:25:42.539 --> 00:25:42.920
 affordable

00:25:42.920 --> 00:25:43.319
 housing,

00:25:43.400 --> 00:25:43.839
 making sure

00:25:43.839 --> 00:25:44.920
 our housings

00:25:44.920 --> 00:25:45.920
 are sized

00:25:45.920 --> 00:25:46.840
 properly for

00:25:46.840 --> 00:25:47.380
 our families,

00:25:47.519 --> 00:25:48.060
 like not

00:25:48.060 --> 00:25:49.420
 some big

00:25:49.420 --> 00:25:50.259
 monstrosity,

00:25:50.539 --> 00:25:51.400
 not something

00:25:51.400 --> 00:25:52.279
 too small

00:25:52.279 --> 00:25:52.779
 and cramped,

00:25:52.940 --> 00:25:54.120
 but this

00:25:54.120 --> 00:25:54.960
 three-bedroom

00:25:54.960 --> 00:25:55.340
 bathroom

00:25:55.340 --> 00:25:56.220
 half-house

00:25:56.220 --> 00:25:56.759
 seems to

00:25:56.759 --> 00:25:57.279
 have worked

00:25:57.279 --> 00:25:57.680
 for us

00:25:57.680 --> 00:25:58.740
 over this

00:25:58.740 --> 00:25:59.460
 past decade

00:25:59.460 --> 00:25:59.900
 or so,

00:26:00.019 --> 00:26:00.360
 and it's

00:26:00.360 --> 00:26:00.800
 allowed us

00:26:00.800 --> 00:26:02.980
 to house a

00:26:02.980 --> 00:26:03.240
 lot of

00:26:03.240 --> 00:26:03.680
 families.

00:26:04.039 --> 00:26:04.779
 Since I've

00:26:04.779 --> 00:26:05.340
 been there,

00:26:05.440 --> 00:26:06.400
 I've built

00:26:06.400 --> 00:26:07.620
 over 20

00:26:07.620 --> 00:26:08.240
 or 30

00:26:08.240 --> 00:26:08.880
 homes in

00:26:08.880 --> 00:26:09.380
 the last

00:26:09.380 --> 00:26:10.480
 seven or

00:26:10.480 --> 00:26:11.019
 so years.

00:26:11.019 --> 00:26:13.740
 to think

00:26:13.740 --> 00:26:14.319
 about the

00:26:14.319 --> 00:26:14.799
 type of

00:26:14.799 --> 00:26:15.220
 materials

00:26:15.220 --> 00:26:15.500
 that we

00:26:15.500 --> 00:26:15.759
 use in

00:26:15.759 --> 00:26:16.500
 our home

00:26:16.500 --> 00:26:17.480
 and thinking

00:26:17.480 --> 00:26:17.859
 about our

00:26:17.859 --> 00:26:18.200
 homeowners

00:26:18.200 --> 00:26:18.660
 and how

00:26:18.660 --> 00:26:19.019
 will they

00:26:19.019 --> 00:26:19.619
 maintain

00:26:19.619 --> 00:26:20.099
 those things,

00:26:20.200 --> 00:26:20.420
 how will

00:26:20.420 --> 00:26:20.700
 they be

00:26:20.700 --> 00:26:21.059
 able to

00:26:21.059 --> 00:26:21.599
 take care

00:26:21.599 --> 00:26:21.819
 of their

00:26:21.819 --> 00:26:22.119
 homes.

00:26:22.379 --> 00:26:22.680
 A lot

00:26:22.680 --> 00:26:22.920
 of our

00:26:22.920 --> 00:26:23.319
 homeowners

00:26:23.319 --> 00:26:25.160
 who qualify

00:26:25.160 --> 00:26:25.519
 for the

00:26:25.519 --> 00:26:25.879
 program,

00:26:26.019 --> 00:26:26.539
 their income

00:26:26.539 --> 00:26:27.319
 is 50

00:26:27.319 --> 00:26:27.720
 to 80

00:26:27.720 --> 00:26:28.279
 percent of

00:26:28.279 --> 00:26:28.859
 the area

00:26:28.859 --> 00:26:29.200
 meeting

00:26:29.200 --> 00:26:29.700
 income,

00:26:29.920 --> 00:26:31.579
 so they're

00:26:31.579 --> 00:26:32.400
 not at the

00:26:32.400 --> 00:26:32.799
 top of the

00:26:32.799 --> 00:26:33.019
 income

00:26:33.019 --> 00:26:33.460
 spectrum,

00:26:33.599 --> 00:26:33.940
 but they're

00:26:33.940 --> 00:26:34.799
 not at the

00:26:34.799 --> 00:26:35.480
 lowest level

00:26:35.480 --> 00:26:35.799
 either.

00:26:36.119 --> 00:26:36.279
 They're

00:26:36.279 --> 00:26:37.539
 usually in a

00:26:37.539 --> 00:26:38.059
 point where

00:26:38.059 --> 00:26:39.379
 they need

00:26:39.379 --> 00:26:39.879
 some help

00:26:39.879 --> 00:26:41.000
 afford

00:26:41.000 --> 00:26:41.400
 a home

00:26:41.400 --> 00:26:41.720
 and that's

00:26:41.720 --> 00:26:42.019
 where we

00:26:42.019 --> 00:26:42.599
 come in

00:26:42.599 --> 00:26:43.079
 with this

00:26:43.079 --> 00:26:44.339
 zero

00:26:44.339 --> 00:26:45.559
 interest

00:26:45.559 --> 00:26:45.960
 mortgage.

00:26:47.319 --> 00:26:47.640
 Also,

00:26:47.839 --> 00:26:48.099
 our

00:26:48.099 --> 00:26:48.559
 volunteers

00:26:48.559 --> 00:26:49.039
 plan it

00:26:49.039 --> 00:26:49.500
 as well.

00:26:49.839 --> 00:26:50.339
 All the

00:26:50.339 --> 00:26:51.119
 free labor

00:26:51.119 --> 00:26:52.180
 that we

00:26:52.180 --> 00:26:53.720
 get goes

00:26:53.720 --> 00:26:54.180
 into keeping

00:26:54.180 --> 00:26:54.640
 those homes

00:26:54.640 --> 00:26:55.019
 down and

00:26:55.019 --> 00:26:55.579
 allows us

00:26:55.579 --> 00:26:56.599
 to build

00:26:56.599 --> 00:26:57.259
 in places

00:26:57.259 --> 00:26:58.059
 around New

00:26:58.059 --> 00:26:58.720
 Haven where

00:26:58.720 --> 00:26:59.660
 a for-profit

00:26:59.660 --> 00:27:00.380
 builder would

00:27:00.380 --> 00:27:00.880
 lose their

00:27:00.880 --> 00:27:01.519
 shirt on

00:27:01.519 --> 00:27:02.420
 a lot of

00:27:02.420 --> 00:27:02.920
 these houses

00:27:02.920 --> 00:27:05.880
 and redeveloping

00:27:05.880 --> 00:27:06.299
 a lot of

00:27:06.299 --> 00:27:07.359
 these vacant

00:27:07.359 --> 00:27:08.000
 lots that

00:27:08.000 --> 00:27:08.480
 have been

00:27:08.480 --> 00:27:09.019
 around New

00:27:09.019 --> 00:27:09.259
 Haven.

00:27:09.259 --> 00:27:11.079
 We also

00:27:11.079 --> 00:27:11.779
 do that

00:27:11.779 --> 00:27:12.160
 through

00:27:12.160 --> 00:27:12.859
 energy

00:27:12.859 --> 00:27:13.460
 efficiency.

00:27:15.140 --> 00:27:15.839
 When I

00:27:15.839 --> 00:27:16.359
 came on

00:27:16.359 --> 00:27:16.680
 we were

00:27:16.680 --> 00:27:17.940
 doing a

00:27:17.940 --> 00:27:18.519
 bit of

00:27:18.519 --> 00:27:18.839
 that,

00:27:19.700 --> 00:27:22.119
 but over

00:27:22.119 --> 00:27:22.500
 the past

00:27:22.500 --> 00:27:22.859
 few years

00:27:22.859 --> 00:27:23.259
 we've been

00:27:23.259 --> 00:27:23.599
 able to

00:27:23.599 --> 00:27:24.660
 beef up

00:27:24.660 --> 00:27:25.059
 our energy

00:27:25.059 --> 00:27:25.559
 efficiency,

00:27:25.819 --> 00:27:26.319
 apply for

00:27:26.319 --> 00:27:27.359
 our Energy

00:27:27.359 --> 00:27:27.619
 Star

00:27:27.619 --> 00:27:28.299
 certification,

00:27:28.960 --> 00:27:29.379
 so giving

00:27:29.379 --> 00:27:29.940
 our homeowners

00:27:29.940 --> 00:27:30.700
 a home that

00:27:30.700 --> 00:27:31.339
 they can afford

00:27:31.339 --> 00:27:32.519
 utility-wise as

00:27:32.519 --> 00:27:32.720
 well.

00:27:33.220 --> 00:27:34.319
 We had one

00:27:34.319 --> 00:27:35.039
 homeowner,

00:27:35.039 --> 00:27:36.099
 I want to

00:27:36.099 --> 00:27:36.359
 say this

00:27:36.359 --> 00:27:37.159
 was four

00:27:37.159 --> 00:27:38.420
 years ago,

00:27:39.339 --> 00:27:40.119
 during the

00:27:40.119 --> 00:27:40.500
 winter,

00:27:40.879 --> 00:27:41.319
 one winter

00:27:41.319 --> 00:27:41.639
 he was

00:27:41.639 --> 00:27:42.819
 paying $800

00:27:42.819 --> 00:27:44.200
 a month in

00:27:44.200 --> 00:27:44.859
 utilities,

00:27:45.700 --> 00:27:47.839
 which he

00:27:47.839 --> 00:27:48.259
 was living

00:27:48.259 --> 00:27:49.319
 in some

00:27:49.319 --> 00:27:50.559
 apartment that

00:27:50.559 --> 00:27:51.200
 was very

00:27:51.200 --> 00:27:51.980
 drafty,

00:27:52.139 --> 00:27:52.559
 terrible

00:27:52.559 --> 00:27:53.240
 landlord,

00:27:54.139 --> 00:27:56.379
 ridiculous rent

00:27:56.379 --> 00:27:57.039
 as well,

00:27:57.220 --> 00:27:57.579
 that's where

00:27:57.579 --> 00:27:58.460
 all their

00:27:58.460 --> 00:27:58.920
 money was

00:27:58.920 --> 00:27:59.180
 going.

00:27:59.180 --> 00:28:00.920
 So once

00:28:00.920 --> 00:28:01.320
 he moved

00:28:01.320 --> 00:28:01.779
 into his

00:28:01.779 --> 00:28:02.160
 home,

00:28:02.660 --> 00:28:03.100
 we got

00:28:03.100 --> 00:28:03.600
 that down

00:28:03.600 --> 00:28:04.620
 to under

00:28:04.620 --> 00:28:05.779
 $200 or

00:28:05.779 --> 00:28:06.180
 so,

00:28:06.519 --> 00:28:06.900
 it was him

00:28:06.900 --> 00:28:07.120
 and his

00:28:07.120 --> 00:28:07.620
 wife,

00:28:08.259 --> 00:28:08.920
 and three

00:28:08.920 --> 00:28:09.380
 kids,

00:28:09.860 --> 00:28:10.660
 and since

00:28:10.660 --> 00:28:11.200
 then he's

00:28:11.200 --> 00:28:11.580
 been able

00:28:11.580 --> 00:28:12.440
 to take

00:28:12.440 --> 00:28:12.820
 some of

00:28:12.820 --> 00:28:13.799
 that money

00:28:13.799 --> 00:28:14.100
 that he's

00:28:14.100 --> 00:28:14.500
 been saving,

00:28:14.600 --> 00:28:15.000
 he's been

00:28:15.000 --> 00:28:16.400
 sending things

00:28:16.400 --> 00:28:17.080
 back to his

00:28:17.080 --> 00:28:17.960
 home country.

00:28:18.060 --> 00:28:18.259
 He's either

00:28:18.259 --> 00:28:19.000
 from Sierra

00:28:19.000 --> 00:28:19.460
 Leone or

00:28:19.460 --> 00:28:19.740
 the Ivory

00:28:19.740 --> 00:28:20.080
 Coast,

00:28:21.259 --> 00:28:21.920
 he's a part

00:28:21.920 --> 00:28:22.240
 of a group

00:28:22.240 --> 00:28:22.620
 that came

00:28:22.620 --> 00:28:23.160
 over the

00:28:23.160 --> 00:28:25.120
 early 90s,

00:28:25.140 --> 00:28:25.640
 around that

00:28:25.640 --> 00:28:26.299
 time,

00:28:26.720 --> 00:28:27.279
 so think

00:28:27.279 --> 00:28:27.820
 like blood

00:28:27.820 --> 00:28:28.480
 diamonds and

00:28:28.480 --> 00:28:28.880
 all that

00:28:28.880 --> 00:28:29.160
 stuff,

00:28:29.180 --> 00:28:31.100
 so him

00:28:31.100 --> 00:28:31.440
 and a

00:28:31.440 --> 00:28:31.680
 few of

00:28:31.680 --> 00:28:32.080
 his friends

00:28:32.080 --> 00:28:32.840
 have been

00:28:32.840 --> 00:28:33.160
 able to

00:28:33.160 --> 00:28:33.500
 get into

00:28:33.500 --> 00:28:33.880
 habitat

00:28:33.880 --> 00:28:34.320
 homes,

00:28:34.519 --> 00:28:35.120
 and we

00:28:35.120 --> 00:28:35.480
 have been

00:28:35.480 --> 00:28:35.940
 able to

00:28:35.940 --> 00:28:36.740
 serve them

00:28:36.740 --> 00:28:37.000
 in that

00:28:37.000 --> 00:28:37.240
 way,

00:28:37.320 --> 00:28:37.600
 and that's

00:28:37.600 --> 00:28:38.120
 allowed them

00:28:38.120 --> 00:28:38.920
 to serve

00:28:38.920 --> 00:28:39.580
 their family

00:28:39.580 --> 00:28:40.500
 and friends

00:28:40.500 --> 00:28:41.140
 that they've

00:28:41.140 --> 00:28:42.299
 left back

00:28:42.299 --> 00:28:42.779
 home as

00:28:42.779 --> 00:28:43.220
 well.

00:28:44.320 --> 00:28:45.320
 And kind

00:28:45.320 --> 00:28:45.580
 of talked

00:28:45.580 --> 00:28:46.620
 about site

00:28:46.620 --> 00:28:47.060
 selection,

00:28:47.240 --> 00:28:47.560
 like where

00:28:47.560 --> 00:28:48.060
 we build.

00:28:48.880 --> 00:28:49.779
 We have

00:28:49.779 --> 00:28:50.440
 homeowners who

00:28:50.440 --> 00:28:51.000
 come from

00:28:51.000 --> 00:28:51.279
 some of

00:28:51.279 --> 00:28:51.400
 these

00:28:51.400 --> 00:28:51.700
 neighborhoods,

00:28:51.840 --> 00:28:52.120
 they have

00:28:52.120 --> 00:28:52.759
 family in

00:28:52.759 --> 00:28:52.940
 these

00:28:52.940 --> 00:28:53.299
 neighborhoods,

00:28:53.799 --> 00:28:54.860
 and they

00:28:54.860 --> 00:28:55.220
 want to

00:28:55.220 --> 00:28:55.759
 kind of stay

00:28:55.759 --> 00:28:56.279
 there and

00:28:56.279 --> 00:28:56.840
 build there

00:28:56.840 --> 00:28:57.340
 and continue

00:28:57.340 --> 00:28:57.740
 to live

00:28:57.740 --> 00:28:57.980
 there,

00:28:58.140 --> 00:28:58.880
 so I'm

00:28:58.880 --> 00:28:59.280
 thinking about

00:28:59.280 --> 00:28:59.680
 that through

00:28:59.680 --> 00:29:00.260
 the way we

00:29:00.260 --> 00:29:01.100
 select our

00:29:01.100 --> 00:29:01.800
 sites and

00:29:01.800 --> 00:29:02.340
 where we

00:29:02.340 --> 00:29:02.980
 build and

00:29:02.980 --> 00:29:03.940
 how many

00:29:03.940 --> 00:29:04.480
 houses we're

00:29:04.480 --> 00:29:04.820
 able to

00:29:04.820 --> 00:29:05.200
 build in

00:29:05.200 --> 00:29:05.580
 the area.

00:29:05.760 --> 00:29:06.220
 There's one

00:29:06.220 --> 00:29:06.940
 neighborhood where

00:29:06.940 --> 00:29:07.800
 we built

00:29:07.800 --> 00:29:08.380
 eight houses

00:29:08.380 --> 00:29:08.840
 on one

00:29:08.840 --> 00:29:09.140
 street,

00:29:09.320 --> 00:29:09.900
 so it

00:29:09.900 --> 00:29:10.460
 kind of

00:29:10.460 --> 00:29:10.940
 helped turn

00:29:10.940 --> 00:29:11.380
 those things

00:29:11.380 --> 00:29:11.620
 around,

00:29:11.680 --> 00:29:12.100
 having those

00:29:12.100 --> 00:29:12.860
 homeowners there

00:29:12.860 --> 00:29:13.560
 who are

00:29:13.560 --> 00:29:14.240
 invested in

00:29:14.240 --> 00:29:14.840
 their homes

00:29:14.840 --> 00:29:16.080
 and able to

00:29:16.080 --> 00:29:16.780
 kind of relate

00:29:16.780 --> 00:29:17.120
 to one

00:29:17.120 --> 00:29:17.560
 another,

00:29:18.160 --> 00:29:18.540
 keep their

00:29:18.540 --> 00:29:19.360
 yards clean,

00:29:19.620 --> 00:29:19.920
 and that

00:29:19.920 --> 00:29:20.460
 kind of reflects

00:29:20.460 --> 00:29:20.840
 on the other

00:29:20.840 --> 00:29:21.360
 neighbors as

00:29:21.360 --> 00:29:21.540
 well.

00:29:21.539 --> 00:29:21.859
 when we

00:29:21.859 --> 00:29:22.399
 move into

00:29:22.399 --> 00:29:22.740
 the neighborhood

00:29:22.740 --> 00:29:23.099
 you see

00:29:23.099 --> 00:29:23.460
 them kind

00:29:23.460 --> 00:29:24.200
 of painting

00:29:24.200 --> 00:29:24.839
 their houses

00:29:24.839 --> 00:29:25.779
 or planting

00:29:25.779 --> 00:29:26.379
 flowers in

00:29:26.379 --> 00:29:26.740
 the front

00:29:26.740 --> 00:29:27.500
 yard because

00:29:27.500 --> 00:29:28.519
 they see

00:29:28.519 --> 00:29:29.039
 this nice

00:29:29.039 --> 00:29:29.519
 house next

00:29:29.519 --> 00:29:30.079
 to them and

00:29:30.079 --> 00:29:30.859
 they don't

00:29:30.859 --> 00:29:31.200
 want to be

00:29:31.200 --> 00:29:31.639
 outdone.

00:29:34.139 --> 00:29:34.799
 What I

00:29:34.799 --> 00:29:35.220
 referred to

00:29:35.220 --> 00:29:35.519
 earlier,

00:29:36.279 --> 00:29:36.680
 the piece

00:29:36.680 --> 00:29:37.879
 about resilient

00:29:37.879 --> 00:29:38.899
 building in

00:29:38.899 --> 00:29:39.379
 those houses

00:29:39.379 --> 00:29:40.180
 after Hurricane

00:29:40.180 --> 00:29:40.579
 Michael,

00:29:41.139 --> 00:29:42.420
 we were able

00:29:42.420 --> 00:29:43.039
 to kind of

00:29:43.039 --> 00:29:43.960
 get in on a

00:29:43.960 --> 00:29:44.720
 pallet program

00:29:44.720 --> 00:29:45.379
 with this

00:29:45.379 --> 00:29:46.599
 about three

00:29:46.599 --> 00:29:47.159
 years ago

00:29:47.159 --> 00:29:47.559
 with the

00:29:47.559 --> 00:29:48.220
 Institute for

00:29:48.220 --> 00:29:48.819
 Business and

00:29:48.819 --> 00:29:49.279
 Home Safety

00:29:49.279 --> 00:29:49.940
 and Travelers

00:29:49.940 --> 00:29:50.859
 Insurance to

00:29:50.859 --> 00:29:52.200
 build these,

00:29:52.379 --> 00:29:52.920
 I guess this

00:29:52.920 --> 00:29:53.379
 program is

00:29:53.379 --> 00:29:54.079
 called Fortify

00:29:54.079 --> 00:29:54.420
 to build

00:29:54.420 --> 00:29:54.839
 homes that

00:29:54.839 --> 00:29:55.139
 are like

00:29:55.139 --> 00:29:55.639
 high wind and

00:29:55.639 --> 00:29:55.960
 hurricane

00:29:55.960 --> 00:29:56.500
 resistant.

00:29:57.839 --> 00:29:58.579
 So learning

00:29:58.579 --> 00:29:58.980
 from that

00:29:58.980 --> 00:29:59.740
 program and

00:29:59.740 --> 00:30:00.259
 kind of taking

00:30:00.259 --> 00:30:00.740
 some of those

00:30:00.740 --> 00:30:01.819
 techniques and

00:30:01.819 --> 00:30:02.200
 putting them

00:30:02.200 --> 00:30:02.920
 in our home

00:30:02.920 --> 00:30:03.660
 and kind of

00:30:03.660 --> 00:30:04.519
 help them to

00:30:04.519 --> 00:30:05.599
 resist these

00:30:05.599 --> 00:30:06.579
 storms and

00:30:06.579 --> 00:30:07.460
 weather conditions

00:30:07.460 --> 00:30:08.259
 a lot better

00:30:08.259 --> 00:30:10.119
 and add that

00:30:10.119 --> 00:30:10.619
 value for our

00:30:10.619 --> 00:30:10.779
 home,

00:30:10.879 --> 00:30:11.660
 knowing they're

00:30:11.660 --> 00:30:11.980
 going to have

00:30:11.980 --> 00:30:12.639
 a home that

00:30:12.639 --> 00:30:13.460
 lasts as

00:30:13.460 --> 00:30:13.819
 well.

00:30:14.960 --> 00:30:15.460
 Question back

00:30:15.460 --> 00:30:15.599
 there?

00:30:15.639 --> 00:30:15.819
 Yeah,

00:30:15.920 --> 00:30:16.279
 I was going to

00:30:16.279 --> 00:30:16.680
 say you

00:30:16.680 --> 00:30:17.259
 talk about

00:30:17.259 --> 00:30:17.680
 making the

00:30:17.680 --> 00:30:17.960
 neighborhood

00:30:17.960 --> 00:30:18.680
 homes,

00:30:18.680 --> 00:30:19.420
 I've done

00:30:19.420 --> 00:30:19.940
 construction

00:30:19.940 --> 00:30:20.220
 on the

00:30:20.220 --> 00:30:20.880
 family.

00:30:21.240 --> 00:30:22.120
 We had a

00:30:22.120 --> 00:30:22.740
 vinyl siding,

00:30:22.880 --> 00:30:23.120
 a window

00:30:23.120 --> 00:30:23.539
 door,

00:30:23.980 --> 00:30:24.420
 and gutters,

00:30:24.539 --> 00:30:24.779
 and roof

00:30:24.779 --> 00:30:25.380
 roof business.

00:30:26.400 --> 00:30:26.960
 We noticed

00:30:26.960 --> 00:30:27.500
 every time we

00:30:27.500 --> 00:30:27.960
 went to a

00:30:27.960 --> 00:30:28.340
 nice table

00:30:28.340 --> 00:30:28.640
 room,

00:30:28.820 --> 00:30:29.340
 we'd do a

00:30:29.340 --> 00:30:29.680
 house.

00:30:30.860 --> 00:30:31.500
 These three

00:30:31.500 --> 00:30:31.759
 or four

00:30:31.759 --> 00:30:32.240
 other people

00:30:32.240 --> 00:30:32.799
 come to us

00:30:32.799 --> 00:30:33.060
 and do

00:30:33.060 --> 00:30:33.500
 a house,

00:30:33.980 --> 00:30:34.400
 and that's

00:30:34.400 --> 00:30:34.640
 where we

00:30:34.640 --> 00:30:34.960
 got a lot

00:30:34.960 --> 00:30:35.160
 of our

00:30:35.160 --> 00:30:35.440
 work.

00:30:35.860 --> 00:30:36.600
 So doing

00:30:36.600 --> 00:30:37.100
 like that,

00:30:37.160 --> 00:30:37.539
 I remember

00:30:37.539 --> 00:30:38.060
 doing five

00:30:38.060 --> 00:30:38.620
 houses in

00:30:38.620 --> 00:30:38.920
 a row

00:30:38.920 --> 00:30:39.240
 off the

00:30:39.240 --> 00:30:39.519
 neighborhood,

00:30:39.779 --> 00:30:40.039
 you know,

00:30:40.320 --> 00:30:40.660
 when they

00:30:40.660 --> 00:30:41.120
 do good.

00:30:41.620 --> 00:30:42.440
 But you're

00:30:42.440 --> 00:30:43.039
 right about

00:30:43.039 --> 00:30:43.240
 that,

00:30:43.299 --> 00:30:43.759
 because people

00:30:43.759 --> 00:30:44.420
 start working,

00:30:44.580 --> 00:30:45.519
 someone puts

00:30:45.519 --> 00:30:46.180
 on the side

00:30:46.180 --> 00:30:46.440
 it's a

00:30:46.440 --> 00:30:46.740
 facial,

00:30:46.880 --> 00:30:47.519
 beautiful house

00:30:47.519 --> 00:30:47.759
 now,

00:30:48.099 --> 00:30:49.519
 and now

00:30:49.519 --> 00:30:50.039
 the neighbors

00:30:50.039 --> 00:30:50.720
 see that,

00:30:50.799 --> 00:30:50.960
 and they

00:30:50.960 --> 00:30:51.339
 start going

00:30:51.339 --> 00:30:52.220
 fixing something,

00:30:52.460 --> 00:30:52.900
 but we used

00:30:52.900 --> 00:30:53.460
 to laugh about

00:30:53.460 --> 00:30:53.619
 them,

00:30:53.799 --> 00:30:54.420
 and we were

00:30:54.420 --> 00:30:54.619
 like,

00:30:54.720 --> 00:30:54.980
 watch,

00:30:55.500 --> 00:30:56.059
 and that

00:30:56.059 --> 00:30:56.359
 used to

00:30:56.359 --> 00:30:56.920
 happen all

00:30:56.920 --> 00:30:57.339
 the time,

00:30:57.420 --> 00:30:57.819
 when things

00:30:57.819 --> 00:30:58.359
 were good,

00:30:59.059 --> 00:30:59.940
 in the early

00:30:59.940 --> 00:31:00.379
 80s.

00:31:01.680 --> 00:31:02.079
 Yeah,

00:31:02.099 --> 00:31:02.359
 I know.

00:31:03.960 --> 00:31:04.359
 Yeah,

00:31:04.960 --> 00:31:05.519
 so you

00:31:05.519 --> 00:31:05.900
 kind of,

00:31:05.940 --> 00:31:07.980
 yeah,

00:31:08.099 --> 00:31:08.720
 like one

00:31:08.720 --> 00:31:09.500
 new house

00:31:09.500 --> 00:31:09.779
 in the

00:31:09.779 --> 00:31:10.079
 neighborhood

00:31:10.079 --> 00:31:10.559
 could change

00:31:10.559 --> 00:31:10.839
 the whole

00:31:10.839 --> 00:31:11.180
 neighborhood.

00:31:11.359 --> 00:31:11.579
 Yeah.

00:31:11.579 --> 00:31:11.859
 Yeah,

00:31:11.859 --> 00:31:12.160
 yeah,

00:31:12.160 --> 00:31:16.639
 so,

00:31:16.640 --> 00:31:17.700
 kind of

00:31:17.700 --> 00:31:18.240
 thinking about

00:31:18.240 --> 00:31:19.460
 these ways

00:31:19.460 --> 00:31:20.840
 in which

00:31:20.840 --> 00:31:21.100
 that,

00:31:21.800 --> 00:31:22.080
 as a

00:31:22.080 --> 00:31:22.420
 construction

00:31:22.420 --> 00:31:22.860
 manager

00:31:22.860 --> 00:31:23.180
 and kind

00:31:23.180 --> 00:31:23.259
 of

00:31:23.259 --> 00:31:23.460
 leading

00:31:23.460 --> 00:31:23.700
 this

00:31:23.700 --> 00:31:24.259
 process,

00:31:24.900 --> 00:31:25.360
 I can

00:31:25.360 --> 00:31:25.860
 kind of

00:31:25.860 --> 00:31:26.720
 affect

00:31:26.720 --> 00:31:27.120
 the

00:31:27.120 --> 00:31:27.640
 direction

00:31:27.640 --> 00:31:28.040
 that we're

00:31:28.040 --> 00:31:28.420
 going,

00:31:29.020 --> 00:31:30.040
 and the

00:31:30.040 --> 00:31:30.360
 way that we

00:31:30.360 --> 00:31:30.820
 do this,

00:31:31.540 --> 00:31:32.000
 kind of

00:31:32.000 --> 00:31:32.700
 feeling like

00:31:32.700 --> 00:31:33.860
 Joseph as

00:31:33.860 --> 00:31:34.060
 well,

00:31:34.180 --> 00:31:34.660
 like I have

00:31:34.660 --> 00:31:35.040
 the ability

00:31:35.040 --> 00:31:35.460
 to kind

00:31:35.460 --> 00:31:35.880
 of steward

00:31:35.880 --> 00:31:36.259
 this,

00:31:36.400 --> 00:31:36.800
 and shepherd

00:31:36.800 --> 00:31:37.160
 this,

00:31:37.320 --> 00:31:37.900
 and care

00:31:37.900 --> 00:31:38.440
 for people,

00:31:38.900 --> 00:31:39.420
 not just

00:31:39.420 --> 00:31:39.740
 kind of

00:31:39.740 --> 00:31:40.160
 getting them

00:31:40.160 --> 00:31:40.600
 into the

00:31:40.600 --> 00:31:40.800
 home,

00:31:40.900 --> 00:31:41.400
 but trying

00:31:41.400 --> 00:31:41.680
 to think

00:31:41.680 --> 00:31:42.100
 about them

00:31:42.100 --> 00:31:42.520
 over the

00:31:42.520 --> 00:31:42.880
 life of

00:31:42.880 --> 00:31:43.200
 the home.

00:31:43.200 --> 00:31:56.779
 Well,

00:31:57.180 --> 00:31:57.640
 we have

00:31:57.640 --> 00:31:58.380
 an amazing

00:31:58.380 --> 00:31:58.840
 selection

00:31:58.840 --> 00:31:59.180
 committee,

00:31:59.299 --> 00:31:59.559
 it's made

00:31:59.559 --> 00:31:59.860
 up of

00:31:59.860 --> 00:32:00.380
 volunteers

00:32:00.380 --> 00:32:01.019
 as well,

00:32:01.740 --> 00:32:02.840
 so,

00:32:03.319 --> 00:32:03.620
 when we

00:32:03.620 --> 00:32:03.920
 have

00:32:03.920 --> 00:32:04.620
 property

00:32:04.620 --> 00:32:06.220
 that we

00:32:06.220 --> 00:32:06.480
 have

00:32:06.480 --> 00:32:07.039
 coming up,

00:32:07.240 --> 00:32:07.620
 we usually

00:32:07.620 --> 00:32:08.080
 have an

00:32:08.080 --> 00:32:09.920
 application

00:32:09.920 --> 00:32:10.519
 meeting,

00:32:11.400 --> 00:32:12.180
 the last

00:32:12.180 --> 00:32:12.660
 one,

00:32:13.200 --> 00:32:14.840
 it wasn't,

00:32:15.360 --> 00:32:15.819
 I think it

00:32:15.819 --> 00:32:16.600
 was last

00:32:16.600 --> 00:32:17.480
 summer or

00:32:17.480 --> 00:32:18.059
 spring,

00:32:18.920 --> 00:32:19.380
 there was

00:32:19.380 --> 00:32:20.940
 about 150

00:32:20.940 --> 00:32:21.539
 people that

00:32:21.539 --> 00:32:21.960
 came out to

00:32:21.960 --> 00:32:22.600
 that meeting,

00:32:22.980 --> 00:32:24.660
 80 or so

00:32:24.660 --> 00:32:25.019
 submitted

00:32:25.019 --> 00:32:25.779
 applications,

00:32:26.440 --> 00:32:27.100
 they narrowed

00:32:27.100 --> 00:32:27.539
 that down

00:32:27.539 --> 00:32:29.220
 to 18,

00:32:30.080 --> 00:32:30.400
 and they

00:32:30.400 --> 00:32:31.340
 selected seven

00:32:31.340 --> 00:32:31.940
 families out

00:32:31.940 --> 00:32:32.319
 of that group,

00:32:32.779 --> 00:32:33.299
 so they're

00:32:33.299 --> 00:32:33.759
 checking like

00:32:33.759 --> 00:32:34.420
 credit history,

00:32:34.620 --> 00:32:35.380
 work history,

00:32:36.180 --> 00:32:37.120
 like these

00:32:37.120 --> 00:32:37.440
 families,

00:32:37.600 --> 00:32:38.059
 like community

00:32:38.059 --> 00:32:38.620
 involvement,

00:32:38.940 --> 00:32:39.680
 and all those

00:32:39.680 --> 00:32:40.340
 things as

00:32:40.340 --> 00:32:40.660
 well,

00:32:41.120 --> 00:32:41.580
 they're trying

00:32:41.580 --> 00:32:41.840
 to make

00:32:41.840 --> 00:32:42.400
 sure that

00:32:42.400 --> 00:32:43.039
 they're in

00:32:43.039 --> 00:32:43.339
 a place

00:32:43.339 --> 00:32:43.980
 to actually

00:32:43.980 --> 00:32:44.599
 afford the

00:32:44.599 --> 00:32:44.879
 home and

00:32:44.879 --> 00:32:45.339
 afford the

00:32:45.339 --> 00:32:45.759
 mortgage,

00:32:46.299 --> 00:32:47.579
 as well as

00:32:47.579 --> 00:32:49.059
 be a positive

00:32:49.059 --> 00:32:49.899
 impact on

00:32:49.899 --> 00:32:50.559
 their community.

00:32:51.339 --> 00:32:52.200
 We had one

00:32:52.200 --> 00:32:53.420
 lady who,

00:32:53.779 --> 00:32:54.420
 she was an

00:32:54.420 --> 00:32:54.879
 older lady,

00:32:55.139 --> 00:32:56.099
 she was single,

00:32:56.700 --> 00:32:57.819
 and her goal

00:32:57.819 --> 00:32:58.920
 was to foster

00:32:58.920 --> 00:32:59.279
 kids,

00:32:59.420 --> 00:33:00.659
 so once she

00:33:00.659 --> 00:33:01.180
 moved in,

00:33:01.259 --> 00:33:01.680
 she was able

00:33:01.680 --> 00:33:02.519
 to foster a

00:33:02.519 --> 00:33:02.980
 few kids

00:33:02.980 --> 00:33:03.599
 while she

00:33:03.599 --> 00:33:04.859
 was living

00:33:04.859 --> 00:33:05.659
 there as

00:33:05.659 --> 00:33:05.960
 well,

00:33:06.240 --> 00:33:07.659
 but yeah,

00:33:07.740 --> 00:33:08.659
 it's a pretty

00:33:08.659 --> 00:33:10.180
 extensive process

00:33:10.180 --> 00:33:10.680
 that they go

00:33:10.680 --> 00:33:10.819
 through,

00:33:10.879 --> 00:33:11.399
 there's a first

00:33:11.400 --> 00:33:11.960
 application,

00:33:12.080 --> 00:33:12.519
 a second

00:33:12.519 --> 00:33:13.140
 application,

00:33:13.560 --> 00:33:14.460
 and then as

00:33:14.460 --> 00:33:14.820
 a part of

00:33:14.820 --> 00:33:15.140
 the application

00:33:15.140 --> 00:33:15.600
 process,

00:33:15.700 --> 00:33:15.980
 they come

00:33:15.980 --> 00:33:16.360
 out and

00:33:16.360 --> 00:33:17.160
 volunteer for

00:33:17.160 --> 00:33:18.360
 400 hours as

00:33:18.360 --> 00:33:18.640
 well.

00:33:20.220 --> 00:33:20.480
 I mean,

00:33:20.560 --> 00:33:21.400
 14 hours with

00:33:21.400 --> 00:33:21.900
 the application,

00:33:22.040 --> 00:33:22.420
 then they do

00:33:22.420 --> 00:33:23.140
 their 400

00:33:23.140 --> 00:33:23.700
 hours.

00:33:23.700 --> 00:33:27.580
 Are they

00:33:27.580 --> 00:33:28.360
 free to sell

00:33:28.360 --> 00:33:28.940
 their home

00:33:28.940 --> 00:33:29.640
 at some

00:33:29.640 --> 00:33:29.940
 point?

00:33:33.700 --> 00:33:34.539
 The equity

00:33:34.539 --> 00:33:35.480
 works out

00:33:35.480 --> 00:33:36.519
 up to a

00:33:36.519 --> 00:33:37.120
 certain point,

00:33:37.259 --> 00:33:37.700
 like some

00:33:37.700 --> 00:33:38.120
 of the equity

00:33:38.120 --> 00:33:38.880
 comes back

00:33:38.880 --> 00:33:39.860
 to Habitat

00:33:39.860 --> 00:33:40.840
 up until

00:33:40.840 --> 00:33:42.860
 whatever year

00:33:42.860 --> 00:33:43.720
 that's kind

00:33:43.720 --> 00:33:44.440
 of dictated

00:33:44.440 --> 00:33:46.259
 in their

00:33:46.259 --> 00:33:47.400
 closing documents,

00:33:47.740 --> 00:33:49.920
 but after

00:33:49.920 --> 00:33:50.140
 that,

00:33:50.259 --> 00:33:50.539
 they're kind

00:33:50.539 --> 00:33:50.940
 of free

00:33:50.940 --> 00:33:51.299
 and clear

00:33:51.299 --> 00:33:51.620
 too.

00:33:53.700 --> 00:33:55.380
 do a

00:33:55.380 --> 00:33:55.500
 state,

00:33:55.580 --> 00:33:55.900
 please.

00:33:59.120 --> 00:34:01.340
 Any other

00:34:01.340 --> 00:34:02.559
 questions?

00:34:10.260 --> 00:34:11.400
 All right,

00:34:11.659 --> 00:34:11.980
 thanks,

00:34:12.059 --> 00:34:12.280
 guys.

00:34:12.280 --> 00:34:13.360
 Thank you.

00:34:13.360 --> 00:34:13.519
 Thank you.

00:34:13.519 --> 00:34:15.159
 Thank you.