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 If you have a Bible with you, then please turn to Matthew chapter 6, verses 19 to 24.

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 Matthew chapter 6, verses 19 to 24. We are still in the Sermon on the Mount.

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 This is the Word of God.

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 Do not lay up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal.

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 But lay up for yourselves treasures in heaven, where neither moth nor rust destroys, and where thieves do not break in and steal.

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 For where your treasure is, there your heart will be also.

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 The eye is the lamp of the body.

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 So if your eye is healthy, your whole body will be full of light.

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 But if your eye is bad, your whole body will be full of darkness.

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 If then the light in you is darkness, how great is the darkness!

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 No one can serve two masters.

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 For either he will hate the one and love the other, or he will be devoted to the one and despise the other.

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 You cannot serve God and money. Amen.

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 We are making our way through the Sermon on the Mount.

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 And it's perhaps because this is my last sermon here that Corey has given me the passage on money.

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 Because money is awkward to talk about, isn't it?

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 It's not something we talk much about here in Scotland.

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 I'm from Germany.

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 In Germany we say, you don't talk about money, you have it.

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 Or you don't have it.

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 And it's in our Western world, which is so material, it's something we like to keep to ourselves.

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 But here in chapter 6 of the Gospel of Matthew, Jesus has talked a lot about difficult things.

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 The last things we've considered were him talking about giving and praying and fasting and saying these religious practices are not just things we do.

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 But you have to have the right heart.

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 You have to have the right attitude towards them.

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 There are good things and right things to do for the right reasons, but don't do the right thing for the wrong reason, basically.

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 Don't just give to be seen by others.

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 Don't pray to be seen by others.

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 Don't fast to be seen by others.

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 Don't forget to be seen by others.

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 But he's telling us how to live practically as Christians.

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 And he starts with money.

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 And we are uncomfortable with money.

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 But Jesus talks a lot about it.

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 Jesus actually talks about money in 16 of his 38 parables.

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 I don't know if you knew that. 15% of Jesus, all of Jesus' teachings are on money. So we have to

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 talk about it. And that is reason enough, I think, to do so. So let's consider what the Bible is

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 telling us here. Verses 19 to 21, Jesus is talking about treasures. I don't think we use the word

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 treasure very much, maybe in pirate movies or something like that, but I don't really use the

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 word treasure in my day-to-day life. But it is exactly what Jesus is describing here. He says,

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 do not lay up for yourselves treasures on earth where moth and rust destroy and where thieves break

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 in and steal. Literally, he's saying, do not treasure treasures. And in this verse, we see that earthly

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 treasures, whatever Jesus means with that, definitely has an element of it being able to perish.

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 perish. Everything that is a treasure on earth is able to perish, to be eaten, to rust,

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 to be stolen by thieves. And people back in Jesus' day, they, of course, also had belongings that they

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 treasured, and they would sometimes put them in a box and bury them in the ground. And of course,

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 the danger then is that a war might come and eat it, or that thieves break in and steal it.

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 And it's the same for us today, isn't it? We all have things we treasure, and we put them somewhere

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 where we know maybe a safe, where a thief can steal it. Or yesterday, I had this experience. It was the

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 first time for me. I put all my belongings in a storage unit. I don't know if you've ever done that.

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 Very interesting experience, because they make you write down a list with everything you own and how

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 much it's worth. Don't worry, I don't have very much. It's a minister in training. But I did ask them,

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 out of curiosity, what happens if I don't pay my monthly fee? And they say, well, at some point,

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 we will probably just sell your stuff. So it's not secure. All our stuff, all our earthly material

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 stuff is perishable. It can go. It can be stolen. It can be sold. It can actually be destroyed.

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 And so I think the meaning is obvious in this verse, that earthly treasures can always perish.

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 Instead, Jesus says, lay up for yourselves treasures in heaven, where neither moth nor rust destroys,

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 and where thieves do not break in and steal. Treasure up treasures in heaven. Great. Amen, right?

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 But what are heavenly treasures? That is actually not an easy question to answer, especially because

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 they seem really mysterious. Jesus himself never really defines what heavenly treasures are,

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 but he does talk about them quite a bit. So in the Sermon on the Mount,

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 in verse 1, in chapter 6, verse 1, he says, don't practice your righteousness in front of others to

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 be seen by them, for then you will not have any reward from your Father who is in heaven. And he

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 uses this word reward, he uses it in verse 1, 2, 4, 5, 6, 16, 18, all the time, and he never really

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 explains what he means by that. He says, don't pray to be seen by others, don't give to be seen

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 by others. Don't fast to be seen by others, but do it out of love and a desire to be closer to God,

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 and he will reward you. Sometimes I think in Christian circles we can kind of talk about this

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 like there's a heavenly currency, you know, and you wash the dishes for a friend after having a meal,

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 and you just think, ah, I just got some cash on my heavenly bank, and maybe you pray for someone,

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 you think this is really good. I don't think this is necessarily how it works. God wants us to do the

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 right thing for the right reasons, and he doesn't want us to do the right things for the wrong reasons.

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 So the question of what a heavenly treasure is is really difficult to answer, but we find one very

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 explicit example in Matthew chapter 19. It's the story with a rich young ruler who says he wants to

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 follow Jesus, and Jesus asks him if he has kept the commandments, and he says, yes, all the commandments

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 I have kept. What do I still lack? And then Jesus says to him, if you would be perfect, go, sell what

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 you possess, and give to the poor, and you will have, what? Treasure in heaven, and come follow me. And then

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 the young man, he hears this, and he goes away sorrowful, for he had great possessions. And Jesus

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 then tells his disciples that only with difficulty will a rich person enter the kingdom of heaven.

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 He says it's easier for a camel to go through the eye of a needle than for a rich person to enter the

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 kingdom of God. Isn't that interesting? That Jesus asks the rich young ruler to sell all his possessions

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 so he could have treasures in heaven. We have this very specific example here, that for this young man

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 selling all his possessions means treasures in heaven. Is that the same thing that it means for us?

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 Do we now just have to sell all our possessions and we will have treasures in heaven?

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 Probably, probably not, because actually not all of us do have so many possessions.

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 It's about something else, I think. Jesus is connecting these heavenly treasures to entering

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 the kingdom of God. If you remember when we talked about the kingdom, there will be a kingdom after

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 this life, but the kingdom has already started. It's already here and not yet. So there are heavenly

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 treasures we can enjoy right now. And, you know, it still sort of probably seems quite unclear what

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 heavenly treasure is. So Jesus, he uses metaphors. At one point, Jesus says heavenly treasure means

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 inheriting eternal life. At another point, he says it means entering the master's joy. Another time, he says

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 it means inheriting the kingdom prepared for you from the foundation of the world. So a sort of

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 responsibility that you will have over the kingdom. So one scholar says spiritual treasure should be defined as

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 broadly as possible as everything that the believer can take with them beyond the grave. So for example, he says

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 holiness of character. That's a heavenly treasure. Obedience to all of God's commands. Souls won for Christ.

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 So people you have led to Christ. Disciples nurtured in the faith. People you have helped to disciple.

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 In this very specific context, he says, it also means storing up treasures, which means focuses

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 particularly on the compassionate use of material resources to meet others' physical and spiritual needs

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 in keeping with the priorities of God's kingdom. So we see that in this specific context, it means

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 you have to be generous. You have to give your stuff away to an extent. You also, you know, you have,

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 you need something to live, obviously. But in the next verse that I want to look with you,

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 Jesus says something really, really important. He says, for where your treasure is, there your heart

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 will be also. It's such an important verse. For where your treasure is, your heart will be also.

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 Because we might think, what's the problem with money? What's the problem with having possessions?

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 And Martin Luther, the German reformer, he said, whatever your heart clings to and relies upon,

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 that is your God. So if you find out what your heart loves, if you find out what your heart clings to

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 and relies upon, you will find out what your God is. You will find out if you are looking for heavenly

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 treasures or for earthly treasures. You know who you are. You know what you're truly worshiping if you

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 know where your heart lies. And that sometimes requires reflection and asking yourself difficult questions.

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 And it requires looking at your heart, at your inner being. So that the Bible, with heart, the Bible means

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 the seed of your emotions, your desires, where you make your decisions. What do you talk about when you

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 spend time with your friends and family? Is money something that you think about a lot? What keeps you up

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 at night? Spiritual concerns or material concerns? Is Christ's undying love my true treasure, or do I

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 actually treasure other things more? Is my money an indicator of my true treasure? Is my reputation,

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 comfort for my family, recognition, is that why I need money? Or do I live my life knowing that God's

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 love and grace is all I need? How much money do I need? Will the answer to that always be more? I need more

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 money? Why do I want to hold on to my wealth? Am I trying to prove something? What am I trying to prove?

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 Pride, power, prestige, selfishness, insecurity, fear. Am I a control freak when it comes to money?

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 Or is it just normal to keep collecting money because that is what the culture tells me?

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 Is that what God wants me to do, to flow with the culture? Or does God want me to do something very

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 different, maybe radically different? All of these questions we need to ask ourselves to find out what

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 is our relationship with money? Because quite often when we talk about this in church, you will think,

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 well, this is not about me. But it is about every single one here. We all have to look at our own hearts.

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 Your life, if you're a bit like me, you don't have much money, can still revolve around money just as much

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 as the life of a very rich and wealthy person can revolve about money, around money.

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 So, Jesus is giving us a little model here to look at our hearts and to find out and to actually be able

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 to keep looking to Jesus so we don't start becoming greedy. And he says it in a weird way. Actually,

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 Jesus says in verse 22, 23, he says, the eye is the lamp of the body. So, if your eye is healthy,

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 your whole body will be full of light. But if your eye is bad, your whole body will be full of

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 darkness. If then the light in you is darkness, how great is the darkness? Why is Jesus talking about

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 eyes all of a sudden? Why is he starting to talk about your eyes? There are three reasons, I think.

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 First of all, we probably don't get it as English speakers when we read the Bible, but

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 in Jewish wisdom literature, this is a common saying. People say you have a good eye. What do

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 they mean? They mean you're generous. I'm not exactly sure why, but it's true. For example, we see that in

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 Proverbs 22, verse 9. It says, whoever has a bountiful or a good eye will be blessed, for he shares his bread

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 with the poor. Jesus says, you need to have a healthy eye. You need to have a good eye. You need

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 to be generous. You need to share your bread with the poor. The second reason why Jesus is saying this

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 is actually that there is a play of words happening, which we cannot quite grasp if we don't know

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 Greek. So, the word that Jesus uses here is a word that actually doesn't mean good or healthy. It means

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 single, which is not what you would expect if you have a single eye. And the word for that is haplos,

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 and it sounds very similar to the word haplos, which means generous. Okay, what is Jesus trying to say

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 here? He's trying to create a double meaning. Have a healthy eye. Have a single eye. And a lot of

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 commentators, a lot of preachers will say, Jesus is trying to tell you, have a single focus. Be a

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 single-minded person. Not simple-minded, but single-minded. And it doesn't mean we can't think about

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 multiple things at once. It means to have a single focus. It means we should always, always, always

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 have the one single purpose of our existence in mind, which is to glorify God and enjoy Him forever.

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 And of course, that also relates to how we deal with financial things, with our money. That is actually

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 the key to dealing with money. It's not yours. It's given to you for a purpose.

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 And you have to be careful not to lose that single focus, that single-mindedness. God gives

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 you freedom to use it as you please, and either you can use it for self-fulfillment, or you can use it

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 to advance the kingdom of God. And maybe some of you are wondering, why should I give money? Why

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 should I just give away the money that I've earned with hard work? And that is another thing that Jesus

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 is saying here. You have to keep your eye healthy. You have to look at the light. And Jesus is the light

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 in that regard. We read about Jesus in Philippians chapter 2, that Jesus emptied Himself. Have you ever

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 thought about that? Have you ever considered what that means? Jesus emptied Himself all of His glory. He left the

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 heavenly realms, heavenly realms, and He came to this earth, and Jesus was never rich in any material sense.

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 Yet Jesus gave, and gave, and gave, until He didn't have anything to give, because He gave His life.

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 Jesus gave everything. He embodies radical, sacrificial giving. He shows what it means to

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 selflessly give away. He emptied Himself. He left His glory. He never had anything that He called

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 His own during His time on this earth. He gave everything away. When He saw His people,

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 lost sheep without a shepherd, fallen in sin, unable to save themselves, greedy, lustful, power-hungry,

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 He became their greed. He became their sin. He became your sin, so that you may become free. He gave everything.

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 Am I viewing myself as a manager or trustee of what God's given me, or am I seeing myself

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 as an owner and controller of my own stuff? Instead of asking, why should I give this away?

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 Maybe does God want me to ask, why shouldn't I give this away? As I continue to realize that Jesus gave

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 everything by His death on the cross to purchase me, is there maybe a new level of sacrifice I want to give

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 and surrender to Him? Giving is not natural to most of us. It's a way of offering worship. Without generous giver,

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 we couldn't sit in this building here tonight that, you know, needed money and resources that people have

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 generously given. And if we don't start giving in small amounts, we will never be able to give in larger amounts,

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 and we will never be able to give in a radical way, in a sacrificial way, like Jesus did.

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 The third reason why I think Jesus is using this saying with the eye being the lamp of the body

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 is because it is the entry to our hearts. He already mentioned the heart, and that your heart is where

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 your treasures are, that it's a place of your emotional decisions, of your desires. It's really

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 where your inner life happens. And Jesus is making a connection here, and He says, your eyes have

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 something to do with that. And we see that throughout the Bible, don't we? For example, Genesis chapter 3,

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 Eve sees the fruit on the tree, and then she desires it. It often begins with seeing that we start having

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 desires. It begins with seeing rich people that we suddenly want to be like them, living in comfort,

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 living in luxury, just enjoying that sort of life. When we see something, it just becomes so much more real.

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 And that's why Jesus wants us to be filled with light, to look at what is good, what is wholesome,

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 what is uplifting, to look at Him alone. In Hebrews 12, we read about that, that we are supposed to look

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 to Jesus, the founder and perfecter of faith, who for the joy that was set before Him endured the cross,

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 despising the shame, and who is seated at the right hand of the throne of God. And I think

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 there's really a key element to this, looking at Jesus, not just when it comes to money, but actually

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 in general. We live in a time where everything is visual, where there's screens everywhere. We

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 perceive so much more with our eyes than we hear with our ears. And I think there's such a true

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 principle in all of this. Some of you don't like Lord of the Rings illustration, I hear, which is strange.

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 So I'll give you an illustration from The Hobbit. In the last movie, there is this dragon, Smaug,

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 and he lives in the Lonely Mountain. You don't have to know any of the plot for this, it doesn't matter.

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 And he has this treasure that gets stolen, so he comes to the nearest town and completely destroys it.

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 And there's this tower, and there's a man and his son on the tower, and they have this certain arrow

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 that you need to kill the dragon, okay? And the bow that they need is destroyed, so they kind of

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 spontaneously improvise a bow. And then the father, he uses his son to look at him,

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 and he puts his arrow on his shoulder to aim at the dragon. And he says to his son, look at me,

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 look at me. And he uses his son's shoulder to aim for the dragon who comes behind the son.

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 And the dragon, you know, he's angry, he's making a lot of noises, he's spitting fire everywhere. And

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 the son, in fear, turns around. And what does the father do? He says, no, look at me. You look at me.

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 So the son does, and the father, he fires the arrow straight into the heart of the dragon, of course.

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 The movie ends well. But what's the point? The point is that as sons and daughters of the highest one,

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 we can look at him in full trust that he has defeated all darkness. We don't have to turn around

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 to look at the dragon, to look at the darkness. We look at him who fills us with light.

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 In all regards. And let's look at the last verse, verse 24. Is money your master? Is money your

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 master? That's my question tonight. Are you being controlled by your possessions, by what you have

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 materially? Tim Keller says, money is a surface idol that functions as a deep idol. It's how we justify

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 ourselves, prove our worth, and try to control the world. Isn't that interesting? Money is very special

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 in that. It's different to other sins in a way, because money actually allows us to pursue all the

00:23:36.740 --> 00:23:47.000
 things that we want. Happiness, freedom, wealth, comfort, control. And in this verse, Jesus is saying to us,

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 you cannot serve two masters. Money is a slave master. He says you cannot be a servant to both God and money.

00:23:56.680 --> 00:24:03.140
 You can't serve money as well as God, because they're complete opposites of each other. God is a God of

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 generosity, who gives and gives and gives and gives. And God is a master who asks you to be generous

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 towards others as well. God is a God who gives himself away. And money is a slave master that will

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 always leave you unsatisfied and hungry for more. It'll make you greedy. It'll make you thirsty,

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 a thirst that you cannot quench. You will always want more and will never be satisfied. If you

00:24:33.099 --> 00:24:37.619
 make five figures a year, you'll hang out with people who make six figures a year, and you think,

00:24:37.699 --> 00:24:41.419
 oh, but they have more. And the people who make six figures a year, they hang out with people who

00:24:41.419 --> 00:24:46.799
 make seven figures a year, and they say, oh, but I want more. And that goes all the way up until

00:24:46.799 --> 00:24:53.059
 you're friends with Elon Musk, and he's not even satisfied with the world anymore and says, we have

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 to go to Mars. It makes you greedy. You want more and more and more. How do we determine if money is

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 our master? Does the thought of sacrificial generosity make me feel anxious? Does giving

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 make me feel anxious? Am I living to hear others say of me, you are a great success? Or am I living

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 to have God say of me, well done, my good and faithful servant? Here is a little test for you to see if

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 money is your master. When you meet people who are clearly richer than you, sorry, first the other

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 one. If you meet people who are clearly poorer than you, okay, do you feel superior to them? Do you think,

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 oh, okay, they're nice, but they are so poor, and they don't have anything. Clearly, they are not

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 responsible, and I'm better than them, right? I'm superior to them. If that's the case, then money is

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 your master. If you meet people who are richer than you, the same thing applies. Are you jealous?

00:26:00.039 --> 00:26:10.220
 Do you resent them? Are you saying, oh, they're so rich, that's sinful? Are you saying, they don't

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 actually know what to do with all their money? I mean, they just live in a completely different

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 world. They don't know what it's like to be me. If you're thinking that, then money is your master.

00:26:19.220 --> 00:26:31.039
 What's your reaction? We are all striving to be more like Jesus, right? What did Jesus do? He visited

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 the rich. He went to Zacchaeus' house, and he was completely unimpressed by his earthly possessions,

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 so much so that he changed his mind, and Jesus spent time with the poorest of people,

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 and he could relate to them, and he could love them. We want to be able to say, Jesus died for the rich

00:26:54.480 --> 00:27:02.220
 as well as the poor, and therefore, we can love all of them alike. It doesn't matter whether you're rich

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 or whether you're poor. It doesn't matter where you are. We want to look at Jesus and treat people

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 the way he treated them, and we want to be able to say, money is not my master. If you feel anxious

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 about giving, if you think that the number, the 10 percent of your salary is too big of a number to

00:27:25.539 --> 00:27:32.079
 give, then go and pray about it. Go and look at Jesus and what he's done for you. Ask God to grant

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 you a heart that is joyful in giving. If you are the opposite, and you think it's never enough,

00:27:40.559 --> 00:27:49.500
 what I give is never enough, then just think about what God, what God ever say to you when you stand

00:27:49.500 --> 00:27:54.799
 before his judgment seat, you blew it. You sold those shares, and you gave them to feed the hungry,

00:27:54.919 --> 00:28:01.659
 and evangelize the lost, and then two years, two years later, the stock market peaked. Do you think

00:28:01.660 --> 00:28:07.740
 God would say that, or would he say, well done, my good and faithful servant? God wants you to be

00:28:07.740 --> 00:28:15.100
 generous. God wants you to give yourself away, just like Jesus gave himself away. Be generous. Be joyful

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 givers. Don't serve two masters, but serve like the one true master who gave himself away. Let us pray.

00:28:23.480 --> 00:28:32.940
 Father, we give thanks for your goodness towards us. We give thanks for your generosity, for all your

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 good gifts. We give thanks for the money and the resources that we have, and we ask that you would

00:28:39.079 --> 00:28:46.319
 grant us a heart that just pursues the will of your kingdom, that pursues gospel work, that we would

00:28:46.319 --> 00:28:54.939
 become generous givers, giving away to those who need it, giving away so that the gospel would shine, and I

00:28:54.939 --> 00:29:01.159
 just pray that for everyone who's here in this room, that you would give us the grace to consider

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 how we are to deal with the things, the earthly treasures you give us, so we may achieve heavenly

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 treasures. In Jesus' name we pray. Amen.