WEBVTT

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 then you're the ones who justify yourselves in the eyes of others. But God knows your hearts.

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 What people value highly is detestable in God's sight.

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 What does Jesus teach us about money? Let me begin with a letter I received,

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 or an email I received from my pension scheme this week, because they were recommending

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 a switch, a switch towards sustainable investment, to switch to organizations' concern for the

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 environment and carbon reduction and good labor policies. And that's one of the things about

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 living in the time that we do. It's good, isn't it, to be more aware, probably than ever,

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 when it comes to buying and investing, is this company ethical?

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 Are the goods that they are producing sustainable? How do they treat their employees at home and

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 abroad? I wonder if it's ever been the case where maybe you've looked into, you've been presented

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 with certain facts or different alternatives. Maybe you've stopped buying from a certain shop,

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 or you've switched products, maybe for your laundry or such things, for either ethical or ecological

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 reasons. It's good. I think we understand that how we manage our money, how we use our money,

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 matters. It really matters, especially as we continue in this cost of living crisis. We all are called to

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 be wise and to make good choices. Now, today, isn't it interesting that we discover that Jesus cares

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 how we use our money, that Jesus cares about the value that we place on money. Jesus teaches about

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 money matters. He's going to show us what does wise money management look like for a follower of Jesus.

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 And to help to do that, He gives us one of the more surprising, indeed, one of the more shocking and

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 confusing parables. Of course, we are confronted with a guy who is plainly acknowledged to be dishonest.

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 He cheats. He then cooks the books, but he gets praised. He gets commended. So, we need to think

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 about that. And Jesus then helps us to reflect on what value should you and I place on our money.

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 And to do that, He presents a contrast between His way and the foolish money-loving Pharisees.

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 How do they stack up compared to the wisdom of Jesus? How do we?

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 So, let's get into this idea of managing money wisely according to Jesus, which we see really in the

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 first 12 verses. But let's begin thinking about this story. It's a really surprising story where we're all

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 nice and straightforward. The audience, verse 1, Jesus told His disciples this parable.

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 But then we need to recognize, verse 14, there's another audience. The Pharisees who loved money

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 heard all this. Okay, so as Jesus teaches, we remember there's a big crowd around. He's aware

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 of His friends. He wants to teach His followers, here's how to use your money wisely. But He's also

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 aware of enemies who take a very different view. Who's the main character in our story? It's not the

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 big boss. It's not the manager. It's the… it's not the rich man, rather. It's the manager or the steward

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 who we are intended to focus on. Perhaps it might be helpful to picture an estate manager. You know

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 these grand estates where there's lots of property and there's lots of land and fields? Well, picture the

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 estate manager whose job is to care for the land, to care for the properties, to look after the

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 tenancies. Okay, in his life a moment of crisis comes. Verse 2 and 3, what is this? I hear about

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 you. Give an account of your management because you cannot be manager any longer. So he gets that call

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 that nobody wants to hear. Come to my office. He knows that the wasting of possessions has been found

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 out. He knows he's about to lose his job, so what will he do? He senses his urgent needs. I want to

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 avoid hard labor. I'm not built for that. But I also want to avoid having to beg. I don't want to be

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 homeless. So what's he going to do? So that's his crisis. And then there comes this light bulb moment,

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 this aha moment in verse 4. I know what I'll do. So when I lose my job here, people will welcome me.

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 He's figured out how to face the crisis. And he wants to face the crisis by making sure that he

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 finds a welcome. And that's going to be important. And that leads to the actions that he takes. And

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 this is where we see him rewriting the accounts of the rich man. So he calls in various tenants,

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 and he slashes their debts. So of course, they're going to be delighted. Save all of those

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 bills on olive oil and wheat, you're going to be pleased.

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 And then we get to the climax of the story, the bit that so easily confuses and surprises us.

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 Jesus says at the end of the story, the master commended the dishonest manager because he'd acted

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 shrewdly. Think about that. He gets a well done. He's been dishonest. And now he's cost his master

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 two times over. So we need to think, what is it about this man that causes him to get this well done?

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 Because this is not a general rule to apply. We know that. And Jesus would never encourage anybody

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 to be dishonest or to steal or to cheat. It's a very limited commendation. He is commended because

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 he had acted shrewdly. He is commended because he wisely saw that the end was coming,

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 and he made a plan to provide for himself. That's what he's commended for.

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 The master approves the plan of this guy who's been wasting his possessions,

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 a plan that would gain a future welcome by his scheme that he comes up with.

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 If you were here last week, we met a younger brother, another person who wasted his possessions

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 and received a welcome by grace. I think Jesus wants us to hear some of those same echoes in this

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 story. Well, that's the story. And helpfully, I think, for us, Jesus also gives an explanation

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 in the second half of verse 8. For…see that word there? Here's the explanation. For the people of

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 this world are more shrewd in dealing with their own kind than are the people of the light.

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 What is Jesus saying? There's two groups of people, and he's inviting his followers, who he calls the

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 people of the light, to learn a lesson actually from those who aren't his followers. And that might

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 surprise us. All wisdom is God's wisdom. And so, the idea here is that Jesus is saying, look at the

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 wise in the wise in the world, when they understand that their time of opportunity is short, when their

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 strength is limited, when their wealth is limited, so that they act decisively and plan wisely for their

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 futures. Learn from that, Jesus says, to his disciples. I think there is a broader lesson that goes even

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 beyond money for all of us. This parable is about knowing there is a time of dismissal and making

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 preparation. The Bible is really clear that there is a point where we will all die, we will all be dismissed

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 from this life. So, the most important thing for each one of us is to make sure that we are ready for that

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 moment. To be ready means to trust in Jesus, to receive his grace and forgiveness, because the welcome that's

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 offered is an eternal home with God himself. Well, having given us the explanation, Jesus then wants to apply

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 the truth for us. See verse 9, I tell you, so he's told the story, now he's going to apply the story, use worldly

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 wealth to gain friends for yourselves so that when it is gone, you'll be welcomed into eternal dwelling.

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 He's saying to his followers, use your money wisely for spiritual purposes, investing to serve the kingdom

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 of God so as to be welcomed by God into an eternal home. That's a money management policy from Jesus.

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 Reminding us, Jesus is to be Lord of all of our lives, including our habits of spending and saving.

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 Jesus is saying to us, make use of the resources that you're given in this life,

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 your wealth, your home, your possessions, for the sake of the kingdom of God.

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 He applies it a second way in verses 10 to 12. We read verse 10 again,

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 whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with

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 very little will also be dishonest with much. He's talking about how we steward our money,

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 how we use our money and resources. He says, use what God gives you in a trustworthy way.

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 And here Jesus is thinking, I think of using it for him, for his kingdom, using it to bless and serve

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 other people, to honour the Lord Jesus with our money, with a focus on receiving eternal treasure

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 in the end. That's wise money management according to Jesus. Now let's just think for a few minutes,

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 what do you and I need if we are to put this money management, this priority into practice?

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 Because if we step back for a moment, it's very different from all the messages that we hear

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 from surrounding culture. And perhaps it might be different from the way that we live. We

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 automatically perhaps follow the flow. So I think the first thing that we need to hear is a call to

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 wisdom. How we handle our money requires wisdom. We have bills to pay. We have responsibilities.

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 We have many pressures. We have many opportunities. There is the urgency as well for Christians of

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 the reality of Christian mission and the work of God's church. And so a call for us to pray for wisdom

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 in all of life, including how we use our money. To talk with others. What does it look like to follow

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 Jesus and to be wise in how we steward our finances? What are the principles? What are the practices?

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 I think it's a call to wisdom. It's certainly a call to good stewardship. Psalm 24 reminds us,

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 the earth is the Lord's and all that it contains. So our starting point is that everything that we have

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 comes from God and belongs to God. It's not our own. We are not our own. So we steward for God, for His

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 glory. If you read the Old Testament, what did good stewardship look like? They had the principle of

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 tithing. You know, as an act of worship, they would bring 10% of their crops or their animals.

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 In light of God's provision and kindness to them, they responded with worship by giving the tithe.

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 In the New Testament era, it has been argued that God has been even more generous to us in giving us

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 Jesus. Therefore, generosity should be the overriding dynamic. We read Paul's message to the Corinthians.

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 He talked about giving regularly and generously and cheerfully, giving ourselves first to the Lord.

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 It's a responsible part of church membership, stewarding our finances. And again, if that's

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 something that you've never thought about before, you want to discuss with me or one of the elders,

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 we're really glad to talk to you about that. So it's a call to wisdom and a call to stewardship.

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 But it also calls us, doesn't it, to think about how this works itself out in our day-to-day

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 decision-making. Think about our relationships. Jesus says, I tell you, use worldly wealth

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 to gain friends for yourselves. Here Jesus, I think, is reminding us that it takes time,

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 it takes money, often to build a relationship, to share life with somebody, whether that's a family

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 member or a friend, takes investment of ourselves, our energy, our time, our money. And especially

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 when we think about investing for the sake of the kingdom of God, to get to a stage in a relationship

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 where perhaps we open our Bibles together and we can talk about God together, where Jesus and the

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 gospel is spoken about. It takes time, it takes money, it takes effort. And so Jesus is saying,

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 be wise in our relationships. Invest in eternity, in our marriages. Invest in quality time so that we

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 can seek to build one another up in our faith, if we're believers. In the context of Christian

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 friendship, with all the other things going on, make sure to sacrifice time, to spend time together

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 with others in different activities, maybe in sharing food or a coffee, so that we can be built

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 up together so we can help one another on the journey of faith. When we think about the people

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 in our lives who we care for who aren't yet Christians, again, Jesus would say, invest deliberately

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 in those friendships. And that takes money, and that takes time, and that takes effort to show

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 hospitality, to buy the ticket for the event so you're spending time, so we can have conversation,

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 because we love them. We want them to receive a welcome from God through coming to know Jesus.

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 So it has implications for our relationships. It also has implications when we think about

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 the church and mission. We think about wise money management. We had a really great deacon's court

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 discussion on Monday where we committed to further support for our mission support fund.

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 So we already give to Galashiels, and we want to give more. We already give to the Rianos in

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 Columbia, and we're committed to give. And there's a new church plant beginning down in Leith, Hope Church

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 Leith. And we've committed to give, to support those works, because we believe that Jesus wants His church

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 and His people to invest in eternity, to put money to work where the gospel is being shared.

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 So Jesus would ask His followers to invest in the local church and in His global church.

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 And again, if that's something that you've not really thought through before, I may encourage you

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 to pray about that, to think about if you're a member here, think about how you might use your

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 money to support our ministries here. Perhaps to think about how you might get involved in supporting that

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 mission support fund of church planting and mentoring over in Columbia. Perhaps there are other

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 missions that you think about, pray for. Think about how we can invest for the sake of eternity.

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 But in all of that, we think about sacrifice, and we give, and we give for the sake of others and for

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 God's kingdom. We recognize that's hard, don't we? It's not our natural instinct, perhaps.

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 How will we find help to apply this wise money management to recognize my money's not for me,

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 it's for God and for others? I think it's where we need to remember Jesus and His work for us,

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 the good news of the gospel. What price does Jesus pay for us and for our salvation?

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 Though He was rich. For our sake He became poor. Jesus gave up everything, gladly leaving the glory of

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 heaven to live a life of absolute humble service here on this earth, ultimately giving His life to

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 die on the cross for sin and for sinners, so that we through His poverty might become spiritually rich,

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 rich towards God. That He pays the price to forgive our sin, to remove our guilt,

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 so that we freely, by faith, can enjoy eternal life, life with God now and the promise of life with God

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 forever. As we remember the treasure in heaven, as we remember that by His grace, just like the younger

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 son last week, those who make a mess of things, those who could be accused of being wasters,

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 by God's grace through Jesus are welcome. As we think about that, as it hits our hearts,

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 we understand the gospel is our great treasure, and that's a great treasure to share.

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 That's where we find the help to invest so others can enjoy eternity with God.

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 That's where the urgent call on our wallet then comes from, not from stuff, ultimately from the

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 gospel. So we're called to invest in the kingdom of God. So thinking about managing money wisely,

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 Jesus then turns our attention to valuing money wisely in verses 13 to 15, much more briefly here.

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 Let me read verse 13 for us again. No one can serve two masters. Either you'll hate the one and love the

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 other, or you'll be devoted to the one and despise the other. You cannot serve both God and money.

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 I read this week an interview with a chap called Walden Wheel, or Waldeen Wall, sorry, hard name to say.

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 For 40 years, this guy was a tax consultant, financial planner, portfolio manager. So financially,

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 a guy who absolutely knew his stuff. And he said he did. Financially, he was really smart.

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 But then he sort of started talking about his life, and especially having met Jesus,

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 becoming a follower of Jesus, that began to change his values. But then a few years later,

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 he said, Jesus came to the point where he turned my financial world upside down. A really interesting

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 story. It took him years to realize that even though he was a Christian, the filter through which

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 all of his life was flowing was not Jesus. It was still money. How he thought about finances

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 was not spiritual, but earthly. He was living in the financial sector and very much influenced by

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 surrounding culture and being part of maybe the most affluent society that's ever lived

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 on the face of the planet. And it was amazing to hear him say, I was grateful

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 for the 2008 market crash. Because he said it did two things for him. He said it exposed the idolatry of

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 money that he hadn't been fully aware of, and it broke the controlling power of money. When you lose

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 everything and all you have is Jesus, and that's enough, then all of a sudden the power is gone.

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 No one can serve two masters. You cannot serve both God and money.

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 What is it that our heart loves the most? Where does our trust lie?

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 To the degree that our heart loves and trusts money, that's the degree to which we're going to

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 find Jesus' words cut very close to the bone. We see it with the Pharisees, don't we? The Pharisees

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 who loved money heard all this and they were sneering at Jesus. They want nothing to do with Jesus and

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 his message. They have a very convenient and comfortable view of Christianity, or faith rather,

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 that put religion in a box. Okay, so God wants my worship on a Saturday for them, for us maybe a

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 Sunday. He cares what I do in the place of worship, but they decided that God didn't care what they did

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 with their wallet. Trying to live this double life. Jesus challenged them. He said, you justify yourself,

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 but God knows your hearts. He knows that you've chosen to value money above God. And so Jesus uses

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 again that love and hate language of a fundamental preference and priority. We're either going to

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 love God, and relatively speaking, hate money, or love money, hate God. We're going to be devoted to God,

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 and we'll despise the stranglehold of money, or we'll be devoted to finding and gaining more money and

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 finding hope there. We'll find ourselves despising God. What Jesus says really challenges us, I think,

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 and it challenges our culture, where if we think about sort of the world of advertising, think about

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 what we hear perhaps in our organizations and companies. Much of life is geared around getting

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 and spending money. The priority is often self-improvement, personal security, greater personal

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 happiness. It doesn't sound like Jesus. Jesus reminds us we all serve what we worship.

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 And Waldean Wall discovered that when we worship money, a few things happen. Our hope is wrapped up in

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 what money can buy and what money can do. We invest and we save because we think we'll find security

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 in our pension scheme, our investment plans. We'll depend on money and not God to meet our needs or to be

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 our joy. When we choose to worship money and not God. To value money wisely means don't serve money.

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 Don't make money our master. It will control. It will steal our joy. It will steal our worship. Rather,

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 Jesus has said to us, make money serve your joy. When your joy is the joy of knowing and loving and

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 serving Jesus. Our heart needs to be right with God through faith in Jesus, to have love for Him and

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 for the gospel. And then money can serve our joy gladly. We can have joy in blessing others and seeing the

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 good news spreading. Jesus would say to us, money can be a good servant, but it's always a terrible master.

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 We have to value God most of all. And when we lose the idol of money to follow Jesus, it's not loss,

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 it's gain. Because what do we gain? We gain God. We gain eternal life.

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 This is a call to learn from Jesus how to think about money. I did a quick experiment on Friday.

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 I did a Google search. How to invest money. Do you know the number of hits by God? 38 million.

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 There is no shortage of advice out there. So many experts, so many ideas, money saving tips,

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 spending practices. Which expert will we listen to?

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 Well, if we know who Jesus is, the Son of God, the Creator, the Savior of the world, it's an easy choice.

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 We listen to Jesus. He is the one who brings greatest gain. He is the one who gives himself so we can have

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 life with God. He invested everything into being our Savior. A life of obedient, humble sacrifice and

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 death on a cross so that by faith we might have eternal joy. A treasure that will never disappear.

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 The joy of following him as our Master and Lord. And the joy of using what God has given

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 to invest in the lives of others, to help others, to serve others, to see the kingdom grow.

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 Let's learn from Jesus how to use our money, how to value our money for him and for his kingdom. Amen.

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 Let's pray. Lord our God, we thank you for this teaching from Jesus.

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 We thank you because we recognize that we need it. We need the wisdom of the Lord Jesus for all areas

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 of our lives, including our finances. And so we pray that you would help us to reflect

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 on how we spend and invest. You'd help us to reflect on...