When we trusted the Lord for this church, we realized right away that I didn't want
to be the only one preaching.
And so in the history of Watermark, we've had 12 other men from within the congregation
come to preach and to bring God's Word.
We've had only two from the outside, which has been exciting to me because God keeps
raising up people from within the church family to preach and bring God's Word.
And so today we have Bernard Yee, Bernard and Angie.
Bernard and Angie have been with us for a long time.
When Christina and I were praying about the church, we didn't know a lot of people, but
we knew Bernard and Angie and their kiddos, and we prayed that God would allow them to
have the same heart and to join us to be a part of this journey.
And it was really encouraging that he did.
So if you turn in your bulletins, the passage today is from the first book of John.
John chapter 2.
Follow along in your bulletins.
Do not love this world nor the things it offers you.
For when you love the world, you do not have the love of the Father in you.
For the world offers only a craving of physical pleasure, a craving for everything we see,
and a pride in our achievements and our possessions.
But these are not from the Father.
These are from the world.
And this world is fading away along with everything that people crave.
But anyone who does what pleases God will live forever.
This is the reading of God's Word.
Good morning, everybody.
Good morning.
Thank you, Tobin, for the introduction.
For those who are visiting us, please do come back next week.
It does get better.
Okay?
So unfortunately, you have struck amateur night today.
So we're in the middle of a three-part series titled Respectable Sins.
Okay?
So these are sins that we think are kind of lesser sins that somehow that we feel justified in committing.
Chris started this series two weeks ago and shared with us that we are much like the Israelites that return from exile.
And Chris's sermon was on apathy.
So like the Israelites, not that they didn't love God.
They loved God.
But they were busy.
They were busy rebuilding their city.
They were busy rebuilding their nations.
So they thought, wow, you know what?
The things that I know I'm supposed to do for God, I can do that when I'm a little less busy.
Which sounds a lot like us in Hong Kong.
Last week, Eric reminded us and talked to us about people-pleasing.
And especially highlighted that in this day and age whereby every one of us has got a smartphone and we're kind of very connected and we're in every social media known,
that it's very easy to live our lives for the likes.
The likes in the Facebook, for your Twitter comments.
And that it's very easy to fall into this world of people-pleasing.
Hi.
Okay.
Today, I'm going to talk about, just spend a bit of time and talk to us about really a topic that none of us believe we have a problem with.
Okay.
And that's precisely why we need to take time to talk about it at church.
And that's a topic of worldliness.
Okay.
And the most common manifestation of worldliness is greed.
So I'm going to use the words worldliness, materialism, and greed interchangeably today.
Now, I'm going to break the sermon into three parts.
The titles may be a little strange to you, but just stay with me.
You'll get to know, you'll get to understand it.
The first part I'm going to talk about is, has anyone seen the monster?
The second part, the monster's under the bed.
And the last part is, how do we tame the monster?
Okay.
So the opening line in verse 15, in 1 John 2, said,
Do not love this world, nor the things it offers you.
What John is warning us against here is the love of the things of this world.
It's important to clear up what it's not saying.
John is not telling us that we should hate the world.
Okay.
Because John, in John 3.16, said,
For this is how God loved the world.
He gave His one and only Son, so that everyone who believes in Him will not perish, but have eternal lives.
So John himself wrote in John 3.16,
For this is how God loved the world.
It's important for us to clear this up because, you know, the other major religions of our world do not have the same view of the world that we currently live in.
Let me just share with you a few of them.
Buddhism, for example, says,
Your purpose in the world is to avoid suffering and gain enlightenment and release from a cycle of rebirth.
Confucianism says the purpose in life is to fulfill one's role in society.
Hinduism said,
In the world, humans are in bondage to ignorance and illusions.
Purpose is to gain release from rebirth, or at least a better rebirth.
In Islam, in this world, humans must submit, and that's what the word Islam means, submit,
to the will of God to gain paradise after death.
Do you see a common theme?
When I did the research into these different world religions,
basically, if I could sum it up in kind of layman's term today,
is you're working very hard for parole so you can get out of jail.
So the view of this world we live in for much of the world is not a world that is good and we should love it,
but one we should try to escape from.
In contrast, the Bible tells us God so loved the world that he gave his one and only Son.
In 1st Genesis 10, when God was creating the world, he said,
God called the dry ground land and the water sea, and God saw it was good.
God saw it was good.
God loved the world.
So what John is warning us in 1st John 2 is not love the world.
Just do not love the world more than God.
Do not love the things the world provide us more than God.
You know, in all of us, we have things in our lives that we think,
if we only have those things, our lives, we would be happy.
That's all I want, okay?
If I could only get that promotion, if I could get that spouse, okay?
If I could have that perfect family, if I could only get into that university,
then my career would be set.
Even in the Bible, Abraham.
For Abraham, it was Isaac.
For the Samaritan woman at the well, it was her relationships with men.
And in Matthew 19, for the rich young ruler,
when Jesus said that you should give away all that you own and come and follow me,
it was his wealth that defined him.
You know, for many years, when I read Matthew 19,
it really kind of disturbed me a little bit,
because I read it as, if you want to be a Christian,
therefore you should give everything away and just follow Jesus.
Then I actually dug into the verse and tried to understand it a bit better,
and it became clear to me,
nowhere else in the Bible that we are told as Christians
to give away everything we own and come and follow him.
Even with the extreme case of Zacchaeus,
he only gave away half his wealth.
So what Bible commentators have said,
what this verse means is,
Jesus looked, when the rich young ruler came to Jesus,
Jesus looked into his heart and saw that his identity was in his wealth.
Okay?
So what God wants is to free us from the treasures that you think,
that we think,
that would give us a life of joy and happiness without God.
So let me repeat that.
What God wants is to free us from the treasures that we think,
that would give us a life of joy and happiness without God.
Our problem is not the desire to get into that college,
or that next promotion,
or that relationship with that special someone.
Our problem comes about when we want those things more than God,
more than we want God.
This is not a new problem.
Genesis 3.
Let's go right back to creation.
Okay?
Genesis 3, 5, it says,
God knows that your eyes,
this is the serpent talking to Eve, okay?
God knows that your eyes will be open as soon as you eat it,
and you will be like God.
You will be like God.
Last week, I think Eric used a quote from St. Augustine,
so I'm going to borrow that today.
Augustine understood that desire itself is not the problem.
It ain't wrong to want.
Indeed, none of us can actually stop wanting.
The real problem resides in our disordered loves,
is what Augustine said.
Either we love the wrong things,
or we love the right things in a wrong way.
We want things more than we want God.
In other words, we want to be our own God.
Augustine said,
Without you, what am I to myself,
but a guide to my own self-destruction?
Augustine knew how easily we want things that bankrupt us,
how diligently we will pursue success and pleasure.
Which is only ever a promising note.
An American author from the middle of last century,
F. Scott Fitzgerald, you might have heard of him,
in his book, This Side of Paradise.
So please, get the image of Leonardo
in a white Ralph Lauren tuxedo out of your head now.
Different book.
That was the Gatsby.
This one is This Side of Paradise.
And in his book, one of the characters,
Emery Blaine said,
I'm a slave to my emotions,
to my likes,
to my hatred of boredom,
and to most of my desires.
I'm a slave to my emotions,
to my likes,
to my hatred of boredom,
and to most of my desires.
For us, we all know from experience
that there are some things that we think,
if we only have those things,
we would be happy.
But we also know from our own experience
that those things never fulfill their promise.
They are only ever a promissory note.
The promotion that we worked so hard to get,
that we thought would satisfy us,
just becomes another job.
That dream apartment,
suddenly,
after you move in,
a few months after you move in,
it feels just that little bit small.
It could do with a little bit more room.
And you know what?
If we bought just another five floors up,
the view would be just so much better
than what we have now.
And I hate to say it,
the spouse that we thought
was going to complete us,
it's no longer the same person we married.
So, do you see the monster that's in our lives?
Just to sum up this section,
I want to say,
the monster we have is not loving the world.
The monster we have is loving the world
more than we love God.
If Scott Fitzgerald reminds us,
it's a small step from having desires,
from having desires to having those desires,
to being a slave to those desires.
And we can't easily see the monster
because it's hiding.
So, the monster is under our bed.
The problem with greed and williness
is it hides itself in our lives.
Like the monster underneath our beds
when we were a child,
we don't dare to go and look,
we don't dare to go and investigate,
we don't dare to go and look under the bed.
I think David Foster Wallace,
the American novelist,
puts it best in his commencement address
to the graduating class at Kenyon College in 2005.
Let me just read this to you.
David Foster Wallace wasn't a Christian,
so he was just a contemporary novelist.
because there's nothing else that's weird,
there's something else that is weird but true.
In the day-to-day trenches of adult life,
there's actually no such thing as atheism.
There's no such thing as not worshipping.
Everybody worships.
The only choice we get is what to worship.
If we worship money and things,
if they are where you tap real meaning in life,
then you will never have enough,
never feel you have enough.
That's the truth.
Worship your body, beauty and sexual allure,
you will always feel ugly.
And when time and age start showing,
you will die a million deaths
before they finally grieve you.
Worship power,
and you will end up feeling weak and afraid.
And you will never, ever,
you will always need more power over others
to numb your own fears.
Worship intellect.
Be seen as smart.
You will end up feeling stupid,
a fraud,
always on the verge of being found out.
But the insistent thing about these forms of worship
is not that they're evil or sinful,
it's that they're unconscious.
They are our default settings.
Wallace warns us,
there's no such thing as not worshipping.
Everybody worships.
The only choice we get is what we worship.
He warns us.
And you know what?
In the world of worshipping the world,
we slip into that unconsciously.
Tim Keller, in his book,
The Counterfeit God,
puts it this way.
Nowhere is this slavery more evident
than the blindness of greedy people
to their own materialism.
Notice in Luke 12,
Jesus says,
watch out,
be on your guard against all kinds of greed.
That's a remarkable statement.
Think of another tradition,
a traditional sin that the Bible warns against,
adultery.
Jesus doesn't say,
be careful,
you are committing adultery.
He doesn't need to.
When you're in bed with somebody else's spouse,
you know it.
Halfway through,
you don't say,
oh, wait,
I think this is adultery.
You know it.
But nobody thinks
that we have a problem
with spending too much on ourselves.
The monster that is greed
is camouflaged
and has a cloaking technology,
to use an analogy,
from the Predator Trilogy,
which is a,
I,
it's a sore point
that the Academy has always overlooked,
a great actor like Arnold Schwarzenegger.
But in the Predator Trilogy,
for those kind of,
in my era,
know that he had this cloaking technology.
It was on his arm,
he pushed it
and he became invisible.
The monster that is greed in our life
also have this cloaking technology.
For the younger ones among you,
it's the Harry Potter invisibility cloak.
So,
so,
okay,
personal confession time.
So,
just,
when,
when Tobin asked me to share
on this topic,
I immediately thought,
hey,
I'm pretty good.
I don't have a problem,
you know,
with,
with greed
and spending too much on myself.
And after much soul searching
and some amateur repressed memory therapy,
I was able to identify,
I did have a monster
of materialism.
And it was right under my bed.
You see,
I have a problem.
I can't walk away from bargains.
Okay?
I have a fear of missing out on a deal.
And for those of you
who are from Hong Kong,
okay,
there's a
very
at Hong Kong
saying,
嗯相接住.
Okay?
So,
嗯相接住 is a technical term
that basically saying
you have this fear
of missing out
on a deal.
And,
and I do have that.
Just give you an example.
The other day,
I was walking in Wan Chai
and I was walking past
298 Hennessy Road
which is a
dingy computer mall,
total fire trap.
I don't expect,
you know,
I don't advise you to go in there.
I walked in there
and I saw this
Bluetooth speaker.
Okay?
And,
and the shopkeeper said,
it sells for $3,000
at the Apple shop
but for you,
$1,400.
Okay?
So,
without a second thought,
I just bought it.
Okay?
So,
I took it home.
Now,
it doesn't seem like a big deal
until you know the fact
that this is the fifth
Bluetooth speaker I've bought.
Okay?
So,
the point is,
it's so easy for me
just to go and buy that.
I don't even think.
Okay?
The speaker itself
is not the problem.
It's not the issue.
But the fact that
I didn't even think about it.
I didn't even want to pass up
on this bargain.
I mean,
if I walked away,
I would have thought,
you know,
I could have got this $1,400.
For $1,400,
I could have got a $3,000.
speaker that they're selling.
And every time I walked past
Apple Shoppe,
there would be a speaker
shouting to me,
you missed out on this deal.
So,
I've asked Angie
for permission to share
that,
you know,
what is the monster
in her life.
And she's not much
of a shopper,
but she does love good food.
She loves to cook.
Okay?
So,
sometimes,
she asks that
we should go to
a nice restaurant.
Nice and expensive.
Okay?
It's what nice means.
Okay?
So,
I'm sitting there,
I'm looking at the menu,
and I am having,
you know,
a heart attack
on just the appetizers.
So,
I'm going through
in my head,
okay?
So,
I studied finance,
I'm going through
in my head,
I'm calculating
how much this meal
is going to cost me,
and Angie's like,
uh-huh-huh,
enjoying the ambiance,
and,
you know,
the next thing you hear
is,
you know,
pass me that
pink Himalayan rock salt.
Okay?
Pink,
any restaurant
that has pink Himalayan rock salt,
it's a pretty good recipe
that,
you know,
you're going to get overcharged
for the meal.
Okay?
So,
what's the monster
in your life?
You know,
I mean,
if we are honest
as to ourselves,
is it passing up
on a bargain?
Is it,
is it,
you know,
is it good food?
I mean,
there may be just
other things.
So,
but,
what is this thing
with just money
flying out of a wallet?
Okay?
Now,
there's another danger
with greed.
If you know anything
about drug addiction,
when you're addicted
to drugs,
to get that same high,
you're going to have
to take more and more
of the drugs
or a stronger and stronger
dose of that drug.
That's known as
the tolerance effect.
Okay?
That is the same problem
with materialism
and greed.
Okay?
So,
I'll give you an example.
We all live
a certain way.
We all live within
our,
the means of the income
that we have.
But if we come
into possession
with a little bit more money,
we go out
and we maybe
buy that little
extra thing
that we would
consider as a luxury
that we wanted.
But very soon,
those luxuries
becomes necessities.
You may have heard
of the saying
that yesterday's luxuries
becomes tomorrow's necessities.
That's the tolerance effect.
Okay?
So,
it's very easy for us
with these little
micro upgrades
that next minute
all the things
that we used to
consider as luxuries
becomes necessities
and we always,
we always don't have enough
because we're always
looking at that
next upgrade.
But ultimately,
we'll need
our worldliness
and the love
of the things
that are money,
the love of the things
that are will
can become monsters
in our life
and feel like
we deserve more.
I work hard.
We deserve more.
Why isn't God
blessing me with more?
Okay?
Two weeks ago,
Chris,
in his sermon,
referred to
an ancient philosopher.
Her name is Madonna.
And in 1986,
her famous
vanity article quote
said,
because even though
I've become somebody,
I still have to prove
I am somebody.
My struggle
has never ended
and it probably
never will.
Now,
1986 is a long,
long time ago,
right?
The world has changed.
We've gotten smarter.
Eric reminds us.
We now have more
friends on Facebook.
We've got more
followers on Twitter.
So,
what has modern
philosophers got to say
about
how
this generation
is interacting
with money?
So,
two contemporary
philosophers
that I like to
use today
in my sermon
is
Eminem
and Rihanna.
Just an explanation
for those
who were born
before the 90s,
Eminem
is actually
a rapper
from the United States.
It's not
the color-coded
candy
from Mars.
So,
don't think
of a big
yellow
kind of
with an M
on it.
Eminem
is actually
a legitimate
name
of a rap artist.
So,
in his
2013,
last year,
hit song,
The Monster,
Rihanna,
in the opening
line,
sang,
and I won't
sing it to you,
I'll just
quote it.
I'm friends
with the monster
that's under
my bed.
Get along
with the voices
inside my head.
You're trying
to save me,
stop holding
your breath.
You think
I'm crazy,
yet you think
I'm crazy.
I wanted
the fame,
but not the
cover of Newsweek.
And the song
goes on
to tell
the anguish
Eminem
has,
or is having,
coping with
the fame
and the
attention
that came
with his
global music
success,
and how
that has
created a
monster
that's
killing him.
He can
no longer
control it.
His success
and fame
is controlling
him.
He needs
to keep
writing new
songs
and performing
hits,
otherwise his
ego is going
to crush him.
We'll come
back to Eminem
a little bit
later.
So,
just to sum
up this
section,
David Foster
Wallace said,
everybody
worships.
The only
choice we
have is
what we
worship.
He also
warned us
we will
gradually
slip into
worshipping
the world
because that's
our default
setting.
Tim Keller
warns us
that in his
40 years of
pastoring,
nobody has
ever come
to him
to say,
pastor,
help me,
I'm greedy
and materialistic.
We don't
think it's a
problem that
we have.
In Luke
12,
he said,
watch out,
be on your
guard against
all kinds
of greed.
There is a
monster hiding
in our
lives.
We know
it's probably
under our
bed,
but do we
have the
courage to
go and
look for
it?
And can
we tame
it?
So,
in my
final section,
how do we
tame the
monster?
Remember
earlier we
said,
all of us
have this
thing in
our life
that we
think if
we only
have that
thing,
we would
be happy.
We refuse,
sometimes we
refuse to
look for the
monster,
to confront
it and
to tame
it.
But if we
do that,
if we refuse
to look for
it,
it will
one day
surface,
it will
overrun our
lives and
we won't
even know
it.
Anything that
we believe
would allow
us to
have a
life of
joy and
power
without
God
will not
only
disappoint,
it will
become the
monster.
That's why
God had to
bring Abraham
to the point
of sacrificing
Isaac.
That's why
Jesus had to
reveal to the
Samaritan woman
her issues
of men
before she
could understand
her real
spiritual thirst.
And that's
why ultimately
the young
rich ruler
ultimately went
away
downtrodden.
Money,
and more
precisely the
perception that
money would
allow all of
us to have
total control
of our lives
is often the
hidden monster
in our lives
in Hong Kong.
We love
money because
it gives us
power,
gives us
status,
gives us
recognition.
But most
dangerously,
we love
money because
it gives us
control.
We think
that what
money would
do is free
us from the
basic worries
and anxieties
of everyday
life.
If we have
lots and
lots of
money,
we can
weather any
storm.
We would
be able to
maintain our
same style
of living
even if we
lose our
job.
But ironically,
the reason,
but the irony
is the reason
our lives
is out of
control is
because we
are afraid
of losing
control to
God.
The reason
our life
is often
out of
control is
because we
are afraid
of losing
control to
God.
Eminem had
this to say
at the end
of his song,
The Monster.
He was
talking about
how fame and
his success,
and he always
wanted that,
but now he's
got it.
It didn't give
him fulfillment,
it didn't give
him happiness,
and certainly
didn't give
him control.
He said in
the end of
his song,
fame made
me a balloon
because my
ego inflated.
When I
blew, see,
but it was
confusing because
I needed an
interventionist to
intervene between
me and this
monster and
save me from
myself in all
this conflict.
Because the
very thing that
I love is
killing me and
I can't conquer
it.
My OCD is
conking in
my head.
Keep knocking,
but nobody's
home.
He said,
I needed
an interventionist
to intervene
between me and
this monster.
And Eminem
knew he
wasn't going
to be able to
overcome this
monster on his
own.
He said he
needed somebody
to intervene
between him
and his
monster to
save him from
this conflict
that's killing
him.
And he was
looking for
help, and he
said, keep
knocking, nobody's
home.
keep knocking,
nobody's
home.
When I hear
Eminem's cry
out for help,
it just brings
me to Revelation
3.20, where
Jesus said,
look, I
stand at the
door and
knock.
If you hear
my voice, open
the door, I
will come in,
and we will
share a meal
together as
friends.
Christ is
standing at our
door, knocking,
ready to come
in and have a
relationship with
us.
the will
needs to hear
the gospel
message, the
will needs to
hear Revelation
3.20.
Because success
and money will
not give us
control, ultimately
it will control
us.
In Eminem's
words, because
the very thing
that I love is
killing me, and
I can't conquer
it.
Williness, the
love of money, and
worldly success is
dangerous.
It can kill us,
just like it was
killing Eminem.
it's not only
money and
success per se, but
the desire for it,
the desire that
is greater than
our desire for
God.
God wants you to
give up control
and hand it over
to Him.
Jesus wants us to
give up trying to
control our lives
with money, and
instead trust in
control of Him.
But that's hard,
right?
Giving up control
to God, how do we
fight the monster?
How do we give up
control?
The last part of
the verse, in 1
John 2, 17, it
says, this will is
fading away, along
with everything that
people crave.
But anyone who
does what pleases
God will live
forever.
We need to see and
understand what it
means to live
forever with God.
Do we see Christ
and what Christ has
done for us?
He has purchased
for us the
eternal life through
dying on the cross
for us.
The value of
what that is worth
far surpasses
anything we can
amass in this
world.
There, our
treasure is in
heaven.
Beyond seeing the
value of what is
installed for us
in heaven, we
also need to see
how we are
valued in Jesus'
eyes.
He left His
Father's side to
come down, to
be broken into
the world, and to
die on the cross
for us.
He wasn't just
an interventionist
in the sense a
lawyer, as an
interventionist, arguing
our case.
He was the
ultimate interventionist.
He took our
monster.
He died on the
cross to free us
from our monster.
He had to die on
the cross because
we chose the world
and the things of
the world more
than we chose
God.
So if we let
Christ and what
Christ has done
dwell deeply in our
hearts and our
minds every day,
we will be able to
see money is just
a tool, a tool
for social justice,
a tool to heal
Hong Kong, a tool
to build community.
We will not be a
slave to this
monster.
But how do we
know if we are
making progress?
So just to sum up,
I want to get
practical, and some
of you are going to
hate me by the end
of this.
Because it's pretty
easy to stay
theoretical and talk
about Augustine and
Eminem.
By the way, I
think that's
probably the first
time ever those
two guys have been
referred to in the
same sentence.
We need to ask
ourselves just two
simple questions.
Two simple
questions.
One is, are we
spending too much
on ourselves?
Second is, are we
giving back to God
his share of what
he has blessed us
with?
Are we willing to
be accountable to
somebody about what
we spend on
ourselves?
And are we
willing to be
accountable?
accountable about
what we're giving
back to what God
has blessed us
with?
I mean, are we
willing, I'm not
asking you to
provide a full gap
compliant financial
statement.
All I'm saying is,
I mean, are we
willing to be
accountable for
our discretionary
spending on
ourselves?
And are we
willing to be
accountable to
somebody for
tithing to the
church?
That's the
monster x-ray.
That's the
monster x-ray.
And now that I've
said it in the
sermon, it's on
record, so we'll
make it into your
discussion questions
for your CG.
So that's a good
place to start.
And don't even
think about missing
next week's CG.
Because, you know,
it was just, you
were just pleading
guilty.
Okay?
So, I told you
you would hate me
by the end of
this, when we
get down to
where the rubber
meets the road.
But I think we
need to hear this
in Hong Kong.
Some churches
may skate around
it for the fear
of offending,
but this monster
of greed and
williness will
eat us alive.
And if we don't
help one another
here, we can
tame it.
And a good
first step of
breaking free from
the grip of this
monster, it's get
accountable with
one another about
how we tithe and
how we spend on
ourselves.
And given I'm
not part of the
staff, nor part of
the leadership, and
I'll probably never
get asked to preach
again, I want to
lay down a challenge
for all of us to
get accountable with
this tithing to the
church.
Are we willing to
do this?
Sure, the church
needs our finances
to keep the ministry
going, and there's
serious needs.
But even more
importantly,
there's a real
battle for our
souls.
It's fought on a
battlefield of our
bank accounts.
C.S. Lewis said,
enemy-occupied
territories, that's
what the world is.
Christianity is the
story of how the
rightful king has
landed, and you
may say landed in
disguise, and
calling us to take
part in a great
campaign of
sabotage.
Are you going to
join the revolution?
Today, there's one
out there in
Aberlty, in
Causeway Bay, in
Mong Kok, but
recognize there's
another revolution.
It's fought in our
hearts, and the
barricades are not
in Aberlty, but the
barricades across our
bank accounts.
Are we going to
make a stand against
this monster called
greed?
Are we going to help
one another with this
stand in our CGs?
Am I going to see you
at the barricades?
Let us pray.
Father God, we want
to live up to you.
We want to give you
thanks that you have
promised that where
two or three are
gathered together, you
are in our presence.
Lord, we just pray that
you would help us,
Lord, to find our
identity in you, not
in the things of this
world.
Lord, we just ask you
that we can't do it on
our own strength, that
we can come alongside
one another in this
community to overcome
this monster that is
williness and that's
materialism and that's
greed.
Father, we just pray
that for each one of
us that we recognize
that there is a fight,
there is a war, there
is a revolution and
it's in our hearts.
It's across our bank
accounts, it's across
our credit cards, it's
across how we spend.
Lord, we just ask you
that you would come
alongside us and help
us in this battle.
All this we pray in the
name of our Lord Jesus.
Amen.