WEBVTT

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 If you would open up your Bibles to page 627 of your pew Bibles, it's Proverbs chapter 3, if you've brought your own.

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 Last week I started preaching two sermons on generosity.

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 And let me just read this for you. This is Proverbs chapter 3.

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 I'm going to focus on 9, and I'm actually going to focus on one word in verse 9.

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 Honor the Lord with your wealth and with the firstfruits of all your produce.

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 Honor the Lord with your wealth and with the firstfruits of all your produce.

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 May God bless the hearing and application of His word.

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 Let's say this week you get an unexpected phone call from an estate attorney.

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 Your recently deceased neighbor, she was in her 80s, and you and your family had essentially adopted her.

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 You were showing her kindness. You were helping her out in so many different ways.

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 Well, it turns out she wrote you into her will.

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 You didn't plan that. You weren't pining for that.

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 You didn't even know she had any money.

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 You were just seeking to love your neighbor.

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 This lawyer says, I'm just calling to let you know that you're going to be receiving $10,000

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 from Gladys' estate by the end of this month.

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 So for us, it'd be like this coming week. We'd get $10,000 in the mail.

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 Let me ask you a question.

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 What do you do?

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 How does God want you to respond to that?

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 What should be your attitude, your posture towards that $10,000?

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 And then what should be your actions, your practice?

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 What do you do with that?

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 I hope you're at least asking this.

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 As God's steward of all that He has given you,

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 you're asking God, what would you have me do with this?

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 What would you do with this?

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 Let's move from a kind of one-time windfall

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 to now your monthly income.

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 Most of us in this room are receiving some kind of monthly income.

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 Maybe you are receiving $20,000 a month,

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 $10,000 a month.

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 Maybe you're receiving $5,000 or $3,000 a month.

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 Maybe you're receiving $5,000 or $3,000 a month.

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 What should be your posture toward that monthly income?

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 And what should be the practices of good stewardship

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 in stewarding that money in a way that pleases the Lord?

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 Now, if you weren't here last week,

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 I preached on Proverbs 3, 9 and 10,

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 and I was trying to make a case that the gospel of Jesus Christ

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 radically, radically changes our hearts towards money.

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 Instead of seeing money for our own glory,

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 now we have been rescued and money is a means to God's glory.

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 So we're going to steward it to God's glory

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 because we're God's stewards trusting in God's promises.

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 This is what the gospel does.

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 It de-golemizes us.

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 Remember that?

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 My precious.

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 The love of money is like the ring of power in our hands.

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 It's not a ring.

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 It's usually on our smartphones

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 where we're looking at our bank accounts.

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 Oh, my precious.

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 The gospel rescues us from that.

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 This morning, I want to move from

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 the why we give last week

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 to the how we give.

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 And it's that word firstfruits

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 that is such a help.

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 When you read that in 3.9,

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 firstfruits,

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 with the firstfruits,

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 we're to honor the Lord

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 with the firstfruits of all your produce.

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 The original recipients would have been thinking

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 like the firstfruits of their barley harvest,

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 of their wheat harvest.

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 There's multiple harvests

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 during the growing year in Israel.

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 Or if you had a flock,

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 it would be the firstfruits of your flock.

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 And it's okay to think in terms of sequence,

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 like this is the first we give back to God

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 of what He's given to us.

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 But this word is not just sequential

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 in its firstfruits.

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 This word is qualitative.

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 We give our best to the Lord.

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 When we honor the Lord with our wealth,

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 we give Him the best we have.

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 And so this morning,

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 what I want to help you to think through is,

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 you're going to hear me say that,

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 give your best to the Lord.

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 In light of what Christ has done for us,

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 let's give our best to Him.

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 And so, I want to help you think through

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 how to give your best to the Lord

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 attitudinally,

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 and how to give your best to the Lord

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 by way of action.

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 How to give your best to the Lord

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 by way of posture of heart,

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 and how to give your best to the Lord

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 by way of practice.

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 There is much grace here.

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 Now, let's just state the obvious.

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 There in this room are people

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 with a wide range of incomes.

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 Not all of us have the same income,

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 and that's okay.

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 We're not making any claim

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 that all of us should have the same income.

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 But here's what's going to unite us,

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 brothers and sisters, as a church.

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 It's when we are united

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 in giving our best to the Lord

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 with whatever He's given to us.

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 When we are doing that together,

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 it unites us in a God-pleasing posture.

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 And so let's give our best to the Lord.

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 Whatever He's given of us,

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 let's give our best back.

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 And let's start off with this

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 kind of sense of attitude, of posture.

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 By attitude and posture,

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 what I'm talking about

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 essentially is your motivation.

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 What is the motivation

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 behind your stewardship in general

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 and your giving in particular?

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 And in order to drill down into that,

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 we're going to move away

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 from Proverbs chapter 3,

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 and I want to bring you

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 to a passage in 2 Corinthians.

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 It's in 2 Corinthians 8 and 9.

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 If you're looking at your pew Bible,

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 it starts on page 1149.

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 And so I just want to give you

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 some background of what's going on

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 in 2 Corinthians 8 and 9.

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 At this time in the first century,

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 there was a devastating famine

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 that had broken out in Jerusalem

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 and the surrounding areas of Jerusalem.

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 And it was wreaking havoc

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 in the Jerusalem church.

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 So the Jerusalem church

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 were primary Jewish Christians,

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 and they were now suffering

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 because of this famine.

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 And so the Apostle Paul does something.

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 It's one of the first Christian relief efforts,

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 a Christian relief fund.

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 Do you know what the Apostle Paul does?

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 He reaches out to primarily Gentile churches

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 around the Mediterranean basin,

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 churches in Macedonia,

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 and the churches in Galatia,

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 and the church of Corinth.

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 And he says,

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 okay gang,

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 what can you do

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 to help your brothers and sisters

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 in the Jerusalem church?

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 And so what he's doing

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 in 8 and 9

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 is he's circling back

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 to a commitment

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 they had already made,

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 and he's motivating them to give.

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 And so for us,

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 it's very helpful

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 because we're going to apply this

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 not to a one-time gift

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 to people in need.

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 We're going to apply this

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 to our monthly stewardship of God,

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 what he entrusts to us.

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 And so with that said,

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 what I want you to see

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 in 2 Corinthians 8 and 9

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 are three motivations,

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 three attitudinal

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 kind of lining up

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 to what pleases God.

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 The first one is this.

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 It's in 2 Corinthians 8, 8 and 9.

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 It's gospel.

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 It's a gospel-shaped generosity.

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 It's attitudinal.

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 It's posture of heart.

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 It's motivational.

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 Look what he says.

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 In verse 8 he says,

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 I say this not as a command,

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 but to prove by earnestness

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 of others that your love

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 is also genuine.

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 He's talking about this relief effort

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 that they've been kind of gathering

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 for about a year

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 and they're going to send it.

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 And he says in verse 9,

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 for you know the grace

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 of our Lord Jesus Christ

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 that though he was rich,

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 yet for your sake he became poor

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 so that you by his poverty

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 might become rich.

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 This is a gospel motivation

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 towards generosity.

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 What's being said here

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 is that Jesus himself

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 became poor

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 so that he would enrich us

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 with salvation

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 and that should motivate us

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 in our giving

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 to divest ourselves

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 of some of our wealth

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 to help other people

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 become enriched in Jesus.

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 Jesus.

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 It's a gospel motivation.

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 The idea of

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 he who became rich,

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 he who was rich

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 became poor

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 is talking about

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 his incarnation.

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 This is Philippians chapter 2,

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 3 through 11

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 where Jesus who

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 before he took on flesh,

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 before the second person

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 of the Trinity

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 was incarnated,

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 he was in glory in heaven

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 and when he took on flesh,

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 he took the form of a servant.

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 He humbled himself.

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 He became poor

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 and then he lived

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 a perfect life,

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 died on the cross

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 and through that death

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 and resurrection,

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 he brings wealth

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 to sinners.

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 He makes us rich

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 for those who believe.

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 Yet for your sake,

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 he who was rich

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 became poor.

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 And you know what kind

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 of riches

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 it's the riches

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 of salvation.

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 It's the riches

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 of God's grace

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 that are in Christ Jesus.

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 It's Jesus himself.

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 Our riches

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 in Christ.

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 Jesus is our treasure.

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 And so,

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 when you think about this,

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 that Jesus is our treasure,

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 can you stack Jesus up

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 next to anything

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 you could possibly think of

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 on this planet

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 and say,

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 how could that

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 in any way

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 be more valuable

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 than him?

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 This gospel motivation

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 gets at something

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 in us

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 in which

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 God is saying to us,

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 just as your God

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 became poor

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 to make you rich,

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 so now you

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 handle your wealth

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 to make others

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 rich in Jesus.

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 it's powerful motivation.

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 It's powerful motivation.

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 Didn't deserve it.

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 We didn't deserve

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 Jesus becoming

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 poor to make us rich.

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 That's why we read

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 that this is

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 the grace

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 of our Lord Jesus Christ.

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 Christ.

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 So this first

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 motivation,

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 this first dimension

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 is gospel.

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 The second aspect

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 of it is

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 generosity.

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 We're to be generous.

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 If you flip over

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 to 2 Corinthians 9,

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 6,

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 Paul starts drawing

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 on a particular

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 illustration,

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 particular way

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 of being

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 that that congregation

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 would have been

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 very familiar with.

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 The point is this,

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 Paul writes,

00:12:20.519 --> 00:12:22.579
 whoever sows sparingly

00:12:22.579 --> 00:12:24.340
 will also reap sparingly,

00:12:24.459 --> 00:12:25.600
 and whoever sows

00:12:25.600 --> 00:12:26.419
 bountifully,

00:12:26.679 --> 00:12:27.179
 generously,

00:12:27.419 --> 00:12:28.379
 will also reap

00:12:28.379 --> 00:12:29.019
 bountifully.

00:12:29.799 --> 00:12:30.419
 We're not talking

00:12:30.419 --> 00:12:31.120
 about sowing

00:12:31.120 --> 00:12:32.240
 as in a sowing machine.

00:12:32.899 --> 00:12:34.980
 What we're talking

00:12:34.980 --> 00:12:35.699
 about is

00:12:35.699 --> 00:12:36.840
 sowing seed.

00:12:38.439 --> 00:12:39.740
 We're talking about

00:12:39.740 --> 00:12:40.399
 planting

00:12:41.039 --> 00:12:42.039
 and growing

00:12:42.039 --> 00:12:43.199
 and harvesting.

00:12:43.200 --> 00:12:46.020
 And Paul

00:12:46.020 --> 00:12:47.180
 is using

00:12:47.180 --> 00:12:48.040
 this

00:12:48.040 --> 00:12:49.120
 illustration

00:12:49.120 --> 00:12:50.540
 to attend

00:12:50.540 --> 00:12:51.900
 to how we give.

00:12:53.060 --> 00:12:54.440
 You sow a little,

00:12:55.240 --> 00:12:56.120
 you reap a little.

00:12:56.700 --> 00:12:57.820
 You give a little,

00:12:58.879 --> 00:12:59.860
 you reap

00:12:59.860 --> 00:13:00.680
 a little.

00:13:01.740 --> 00:13:02.560
 The sowing

00:13:02.560 --> 00:13:03.920
 is analogous

00:13:03.920 --> 00:13:05.520
 to financial giving.

00:13:06.340 --> 00:13:07.020
 Giving of your

00:13:07.020 --> 00:13:08.180
 financial resources.

00:13:09.259 --> 00:13:09.780
 And we're not

00:13:09.780 --> 00:13:10.820
 to give minimally

00:13:10.820 --> 00:13:11.400
 according to what

00:13:11.400 --> 00:13:12.300
 Paul is saying here

00:13:12.300 --> 00:13:13.040
 is the

00:13:13.039 --> 00:13:13.779
 principle is we

00:13:13.779 --> 00:13:14.579
 give generously.

00:13:14.779 --> 00:13:15.939
 We give abundantly.

00:13:17.139 --> 00:13:17.879
 Now, if you flip

00:13:17.879 --> 00:13:20.199
 back to 2 Corinthians

00:13:20.199 --> 00:13:20.759
 8,

00:13:22.319 --> 00:13:23.000
 Apostle Paul does

00:13:23.000 --> 00:13:23.480
 something really

00:13:23.480 --> 00:13:23.879
 interesting.

00:13:25.059 --> 00:13:26.179
 In verses 1 and 2,

00:13:26.299 --> 00:13:27.139
 he brings up

00:13:27.139 --> 00:13:27.959
 some other churches.

00:13:28.699 --> 00:13:29.199
 The churches

00:13:29.199 --> 00:13:29.939
 of Macedonia.

00:13:30.939 --> 00:13:32.000
 And he's kind of like,

00:13:33.000 --> 00:13:33.559
 you know what,

00:13:33.699 --> 00:13:34.079
 Corinthians,

00:13:34.879 --> 00:13:35.699
 let me just tell you

00:13:35.699 --> 00:13:36.419
 what the Macedonians

00:13:36.419 --> 00:13:36.659
 are doing.

00:13:36.659 --> 00:13:39.639
 And then he goes on

00:13:39.639 --> 00:13:40.339
 in verse 3

00:13:40.339 --> 00:13:41.079
 and he says,

00:13:41.439 --> 00:13:41.939
 for they,

00:13:42.079 --> 00:13:43.419
 the Macedonian churches,

00:13:44.139 --> 00:13:45.059
 gave according to

00:13:45.059 --> 00:13:45.579
 their means,

00:13:45.620 --> 00:13:46.379
 as I can testify,

00:13:46.620 --> 00:13:47.699
 and beyond their means

00:13:47.699 --> 00:13:48.620
 of their own accord.

00:13:49.039 --> 00:13:49.719
 In other words,

00:13:49.959 --> 00:13:50.699
 they had started

00:13:50.699 --> 00:13:51.839
 to give sacrificially.

00:13:52.620 --> 00:13:53.879
 Going beyond their means.

00:13:55.219 --> 00:13:56.559
 These Macedonians

00:13:56.559 --> 00:13:57.159
 who had nothing

00:13:57.159 --> 00:13:57.959
 were finding ways

00:13:57.959 --> 00:13:58.480
 to give

00:13:58.480 --> 00:14:00.500
 because they

00:14:00.500 --> 00:14:02.399
 had a gospel

00:14:02.399 --> 00:14:03.740
 motivation going on.

00:14:04.539 --> 00:14:05.240
 And they want to be

00:14:05.240 --> 00:14:06.000
 part of this

00:14:06.000 --> 00:14:06.879
 relief effort.

00:14:07.920 --> 00:14:08.840
 They want to be part

00:14:08.840 --> 00:14:09.779
 of what God was doing.

00:14:11.200 --> 00:14:11.519
 And so,

00:14:11.720 --> 00:14:12.580
 what we see here

00:14:12.580 --> 00:14:13.440
 is not only just

00:14:13.440 --> 00:14:14.320
 a sowing,

00:14:15.259 --> 00:14:16.680
 not of a little,

00:14:17.440 --> 00:14:18.080
 but a sowing

00:14:18.080 --> 00:14:20.139
 of abundance

00:14:20.139 --> 00:14:21.759
 and even moving

00:14:21.759 --> 00:14:23.379
 into sacrificial

00:14:23.379 --> 00:14:24.220
 giving.

00:14:24.220 --> 00:14:29.060
 It's kind of like this.

00:14:30.279 --> 00:14:30.940
 Let's say we're

00:14:30.940 --> 00:14:31.639
 living in first,

00:14:31.940 --> 00:14:32.860
 let's say we're

00:14:32.860 --> 00:14:33.639
 living in Corinth,

00:14:33.759 --> 00:14:34.460
 but it's Corinth

00:14:34.460 --> 00:14:35.340
 21st century.

00:14:35.920 --> 00:14:37.060
 And if your family

00:14:37.060 --> 00:14:38.300
 is kind of a,

00:14:38.680 --> 00:14:39.820
 you stop at Starbucks

00:14:39.820 --> 00:14:40.259
 a lot.

00:14:40.540 --> 00:14:41.060
 And there's not

00:14:41.060 --> 00:14:42.279
 necessarily wrong

00:14:42.279 --> 00:14:42.620
 with that,

00:14:42.700 --> 00:14:43.139
 but let's say

00:14:43.139 --> 00:14:44.259
 you hear about

00:14:44.259 --> 00:14:44.940
 this need

00:14:44.940 --> 00:14:46.100
 in the Jerusalem church

00:14:46.100 --> 00:14:47.440
 and you gather

00:14:47.440 --> 00:14:47.860
 your family,

00:14:48.100 --> 00:14:48.580
 you're a dad,

00:14:48.660 --> 00:14:49.160
 you're leading your home

00:14:49.160 --> 00:14:49.379
 and you're like,

00:14:49.420 --> 00:14:49.740
 here's what we're

00:14:49.740 --> 00:14:50.240
 going to do, gang.

00:14:50.480 --> 00:14:51.139
 We're going to go

00:14:51.139 --> 00:14:51.879
 without Starbucks

00:14:51.879 --> 00:14:52.580
 all year long

00:14:52.580 --> 00:14:52.940
 and we're going to

00:14:52.940 --> 00:14:53.639
 take the stuff

00:14:53.639 --> 00:14:54.220
 that we'd spend

00:14:54.220 --> 00:14:54.699
 for Starbucks,

00:14:54.799 --> 00:14:55.059
 we're going to

00:14:55.059 --> 00:14:55.659
 pile it up

00:14:55.659 --> 00:14:56.259
 and we're going

00:14:56.259 --> 00:14:56.960
 to send it

00:14:56.960 --> 00:14:57.399
 to the church

00:14:57.399 --> 00:14:57.879
 in Jerusalem

00:14:57.879 --> 00:14:58.879
 because we can

00:14:58.879 --> 00:14:59.759
 go without Starbucks

00:14:59.759 --> 00:15:00.679
 so that they can

00:15:00.679 --> 00:15:01.059
 eat.

00:15:03.620 --> 00:15:04.559
 It's that kind

00:15:04.559 --> 00:15:05.259
 of mentality,

00:15:05.740 --> 00:15:06.580
 others oriented.

00:15:08.960 --> 00:15:10.120
 What is really

00:15:10.120 --> 00:15:11.480
 interesting is when

00:15:11.480 --> 00:15:12.080
 you start asking

00:15:12.080 --> 00:15:12.500
 the question,

00:15:12.600 --> 00:15:13.059
 well, what is

00:15:13.059 --> 00:15:15.080
 the abundant

00:15:15.080 --> 00:15:16.019
 harvest that's being

00:15:16.019 --> 00:15:16.679
 talked about here?

00:15:17.799 --> 00:15:18.960
 If we're to sow

00:15:18.960 --> 00:15:19.799
 abundantly,

00:15:20.019 --> 00:15:21.039
 we're going to

00:15:21.039 --> 00:15:21.720
 reap abundantly,

00:15:21.819 --> 00:15:22.340
 what is the

00:15:22.340 --> 00:15:23.159
 abundant reaping

00:15:23.159 --> 00:15:23.919
 that we're talking

00:15:23.919 --> 00:15:24.299
 about?

00:15:24.799 --> 00:15:25.899
 And you start

00:15:25.899 --> 00:15:26.699
 to see it

00:15:26.699 --> 00:15:27.600
 at the end

00:15:27.600 --> 00:15:28.500
 of chapter 9,

00:15:28.839 --> 00:15:30.059
 starting in verse 11,

00:15:30.179 --> 00:15:30.679
 I'm going to

00:15:30.679 --> 00:15:31.459
 highlight some

00:15:31.459 --> 00:15:32.120
 words for you.

00:15:33.679 --> 00:15:34.379
 You will be rich

00:15:34.379 --> 00:15:35.100
 in every way,

00:15:35.360 --> 00:15:36.019
 to be generous

00:15:36.019 --> 00:15:36.799
 in every way,

00:15:37.100 --> 00:15:37.919
 which through us

00:15:37.919 --> 00:15:38.819
 will produce

00:15:38.819 --> 00:15:40.839
 thanksgiving

00:15:40.839 --> 00:15:42.559
 to God.

00:15:44.319 --> 00:15:45.059
 Verse 12,

00:15:45.159 --> 00:15:45.759
 for the ministry

00:15:45.759 --> 00:15:46.319
 of this service

00:15:46.319 --> 00:15:47.220
 is not only supplying

00:15:47.220 --> 00:15:48.000
 the needs of the saints,

00:15:48.059 --> 00:15:49.000
 but is overflowing

00:15:49.000 --> 00:15:51.059
 and many thanksgivings

00:15:51.059 --> 00:15:51.600
 to God.

00:15:52.960 --> 00:15:53.799
 By their approval

00:15:53.799 --> 00:15:54.440
 of this service,

00:15:54.559 --> 00:15:56.500
 they will glorify God

00:15:56.500 --> 00:15:57.620
 because of your

00:15:57.620 --> 00:15:58.659
 submission that comes

00:15:58.659 --> 00:15:59.440
 from your confession

00:15:59.440 --> 00:16:00.440
 of the gospel of Christ.

00:16:00.840 --> 00:16:01.759
 Gospel-driven

00:16:01.759 --> 00:16:02.960
 generosity

00:16:02.960 --> 00:16:04.159
 and the generosity

00:16:04.159 --> 00:16:04.960
 of your contribution

00:16:04.960 --> 00:16:05.820
 for them

00:16:05.820 --> 00:16:06.580
 and for all others

00:16:06.580 --> 00:16:07.360
 while they long

00:16:07.360 --> 00:16:07.820
 for you

00:16:07.820 --> 00:16:08.519
 and pray for you.

00:16:08.679 --> 00:16:09.220
 It's uniting

00:16:09.220 --> 00:16:09.860
 these Christians

00:16:09.860 --> 00:16:10.679
 because of the

00:16:10.679 --> 00:16:11.379
 surpassing grace

00:16:11.379 --> 00:16:12.360
 of God upon you.

00:16:12.820 --> 00:16:13.620
 Their generosity

00:16:13.620 --> 00:16:14.399
 is an outworking

00:16:14.399 --> 00:16:15.159
 of God grace

00:16:15.159 --> 00:16:15.740
 in them.

00:16:15.820 --> 00:16:16.539
 And then Paul says,

00:16:16.539 --> 00:16:17.819
 thanks be to God

00:16:17.819 --> 00:16:19.219
 for his inexpressible gift.

00:16:19.779 --> 00:16:20.819
 The harvest

00:16:20.819 --> 00:16:22.899
 is thanksgiving

00:16:22.899 --> 00:16:24.399
 among God's people

00:16:24.399 --> 00:16:25.740
 all over the place.

00:16:27.219 --> 00:16:28.199
 God gets the glory.

00:16:28.360 --> 00:16:29.299
 God gets the praise.

00:16:29.459 --> 00:16:30.299
 He knits his churches

00:16:30.299 --> 00:16:30.899
 together.

00:16:33.579 --> 00:16:34.919
 And everybody's saying,

00:16:35.059 --> 00:16:35.639
 yes and amen,

00:16:35.819 --> 00:16:36.439
 isn't this good?

00:16:40.279 --> 00:16:41.759
 It's the second

00:16:41.759 --> 00:16:44.379
 kind of attitudinal feature

00:16:44.379 --> 00:16:45.839
 in this passage.

00:16:45.840 --> 00:16:47.000
 We saw gospel.

00:16:47.320 --> 00:16:48.639
 Now we've seen generosity.

00:16:49.220 --> 00:16:49.800
 The last thing

00:16:49.800 --> 00:16:50.519
 I want you to see

00:16:50.519 --> 00:16:51.259
 is the joy

00:16:51.259 --> 00:16:54.399
 in 9-7.

00:16:55.879 --> 00:16:57.340
 Each one must give

00:16:57.340 --> 00:16:58.960
 as he's decided

00:16:58.960 --> 00:16:59.820
 in his heart.

00:17:00.040 --> 00:17:00.740
 We all have

00:17:00.740 --> 00:17:01.340
 different incomes.

00:17:01.460 --> 00:17:01.860
 We're all in

00:17:01.860 --> 00:17:02.660
 different situations.

00:17:03.019 --> 00:17:04.460
 But we each must decide

00:17:04.460 --> 00:17:05.100
 before the Lord

00:17:05.100 --> 00:17:05.860
 what we give.

00:17:06.680 --> 00:17:08.019
 Not reluctantly

00:17:08.019 --> 00:17:10.600
 or under compulsion

00:17:10.600 --> 00:17:13.660
 for God loves

00:17:13.660 --> 00:17:14.279
 a cheerful giver.

00:17:14.279 --> 00:17:15.480
 Would you look at

00:17:15.480 --> 00:17:16.379
 the person next to you

00:17:16.379 --> 00:17:17.740
 and just say,

00:17:18.639 --> 00:17:19.079
 God loves

00:17:19.079 --> 00:17:19.680
 a cheerful giver?

00:17:23.759 --> 00:17:25.039
 God loves

00:17:25.039 --> 00:17:26.859
 a cheerful giver.

00:17:28.440 --> 00:17:29.339
 And the way

00:17:29.339 --> 00:17:30.180
 that Paul is talking

00:17:30.180 --> 00:17:31.480
 about cheerful giving

00:17:31.480 --> 00:17:34.139
 in the actual verse,

00:17:35.440 --> 00:17:36.519
 he qualifies it

00:17:36.519 --> 00:17:37.660
 with some nots.

00:17:37.660 --> 00:17:39.880
 He says,

00:17:40.220 --> 00:17:40.840
 cheerful giving

00:17:40.840 --> 00:17:43.340
 is not reluctantly.

00:17:44.880 --> 00:17:45.460
 Could you imagine

00:17:45.460 --> 00:17:46.340
 someone writing a check

00:17:46.340 --> 00:17:47.259
 to Christ the King Church

00:17:47.259 --> 00:17:49.680
 and they're kind of like,

00:17:49.980 --> 00:17:51.180
 oh, fine.

00:17:51.480 --> 00:17:52.060
 Yeah, okay.

00:17:52.800 --> 00:17:53.560
 I'll write this,

00:17:53.620 --> 00:17:54.100
 I guess.

00:17:54.180 --> 00:17:54.660
 Take it.

00:17:56.660 --> 00:17:57.640
 You're kind of reluctant.

00:18:00.920 --> 00:18:01.540
 Paul's like,

00:18:01.600 --> 00:18:01.940
 keep it.

00:18:01.940 --> 00:18:04.620
 God loves

00:18:04.620 --> 00:18:05.420
 a cheerful giver.

00:18:05.900 --> 00:18:07.140
 A voluntary giver.

00:18:08.700 --> 00:18:09.779
 Not under compulsion.

00:18:11.740 --> 00:18:12.860
 You don't feel like

00:18:12.860 --> 00:18:13.220
 you're having

00:18:13.220 --> 00:18:14.180
 your arm twisted.

00:18:15.380 --> 00:18:16.400
 But this is flowing

00:18:16.400 --> 00:18:17.279
 out of God's work

00:18:17.279 --> 00:18:17.700
 of grace.

00:18:17.820 --> 00:18:18.360
 This is flowing

00:18:18.360 --> 00:18:19.240
 out of what Christ

00:18:19.240 --> 00:18:20.019
 has done for you

00:18:20.019 --> 00:18:20.400
 and you're like,

00:18:20.799 --> 00:18:21.140
 you just,

00:18:21.460 --> 00:18:22.620
 give me opportunities.

00:18:24.559 --> 00:18:25.120
 Have you heard

00:18:25.120 --> 00:18:25.640
 of those stories

00:18:25.640 --> 00:18:26.220
 about churches

00:18:26.220 --> 00:18:27.080
 that pass the plate

00:18:27.080 --> 00:18:28.000
 and the head

00:18:28.000 --> 00:18:28.539
 of the stewardship

00:18:28.539 --> 00:18:29.279
 committee looks

00:18:29.279 --> 00:18:29.720
 at the plate

00:18:29.720 --> 00:18:30.680
 and that's not enough

00:18:30.680 --> 00:18:31.460
 and they pass

00:18:31.460 --> 00:18:32.060
 the plate again?

00:18:33.720 --> 00:18:34.840
 It's called compulsion.

00:18:36.840 --> 00:18:37.980
 It's a little manipulative.

00:18:39.320 --> 00:18:39.940
 Let's just see

00:18:39.940 --> 00:18:40.980
 what God's word says

00:18:40.980 --> 00:18:41.700
 and let's respond

00:18:41.700 --> 00:18:42.279
 in faith.

00:18:45.539 --> 00:18:47.060
 A cheerful heart

00:18:47.060 --> 00:18:50.000
 is a heart

00:18:50.000 --> 00:18:52.100
 shaped by gospel grace.

00:18:53.000 --> 00:18:54.320
 It's a heart

00:18:54.320 --> 00:18:56.100
 that is generous

00:18:56.100 --> 00:18:57.160
 in wanting God

00:18:57.160 --> 00:18:57.980
 to be exalted

00:18:57.980 --> 00:18:58.920
 and praised.

00:18:58.920 --> 00:19:01.539
 it's a heart

00:19:01.539 --> 00:19:02.660
 that is finding

00:19:02.660 --> 00:19:03.720
 joy

00:19:03.720 --> 00:19:05.039
 in what God

00:19:05.039 --> 00:19:05.700
 is doing

00:19:05.700 --> 00:19:06.519
 and is happy

00:19:06.519 --> 00:19:07.680
 to share

00:19:07.680 --> 00:19:08.259
 their wealth.

00:19:11.180 --> 00:19:12.019
 It's this

00:19:12.019 --> 00:19:12.820
 kind of idea

00:19:12.820 --> 00:19:13.680
 where you're like,

00:19:14.560 --> 00:19:16.279
 whatever I'm contributing,

00:19:17.400 --> 00:19:18.380
 if that's going

00:19:18.380 --> 00:19:19.580
 to more

00:19:19.580 --> 00:19:20.580
 and more people

00:19:20.580 --> 00:19:22.240
 treasuring Jesus

00:19:22.240 --> 00:19:23.259
 above all else,

00:19:23.700 --> 00:19:24.480
 it's going

00:19:24.480 --> 00:19:25.500
 to more and more people

00:19:25.500 --> 00:19:26.600
 that Jesus

00:19:26.600 --> 00:19:27.779
 is the treasured

00:19:27.779 --> 00:19:28.300
 center,

00:19:28.299 --> 00:19:29.299
 the controlling

00:19:29.299 --> 00:19:30.519
 center of their lives.

00:19:30.819 --> 00:19:30.960
 Oh,

00:19:31.299 --> 00:19:31.599
 go

00:19:31.599 --> 00:19:33.980
 with joy.

00:19:35.039 --> 00:19:35.240
 So,

00:19:35.240 --> 00:19:36.279
 these are what

00:19:36.279 --> 00:19:37.159
 goes into

00:19:37.159 --> 00:19:38.279
 forming

00:19:38.279 --> 00:19:40.039
 a mature Christian

00:19:40.039 --> 00:19:40.480
 attitude

00:19:40.480 --> 00:19:41.220
 when it comes

00:19:41.220 --> 00:19:42.319
 to stewardship

00:19:42.319 --> 00:19:43.000
 in general

00:19:43.000 --> 00:19:44.399
 and then giving

00:19:44.399 --> 00:19:45.619
 in particular.

00:19:45.799 --> 00:19:45.899
 So,

00:19:45.940 --> 00:19:46.419
 let me ask you,

00:19:46.480 --> 00:19:47.079
 let's do an audit.

00:19:49.379 --> 00:19:50.419
 How does your heart

00:19:50.419 --> 00:19:50.899
 line up?

00:19:50.900 --> 00:19:54.780
 how is the gospel

00:19:54.780 --> 00:19:57.160
 shaping,

00:19:57.519 --> 00:19:58.100
 motivating

00:19:58.100 --> 00:19:59.280
 your stewardship

00:19:59.280 --> 00:19:59.880
 and your giving?

00:20:01.880 --> 00:20:04.360
 How is this,

00:20:04.460 --> 00:20:04.780
 is there,

00:20:04.860 --> 00:20:06.000
 is there this sense

00:20:06.000 --> 00:20:07.600
 of abundant,

00:20:07.780 --> 00:20:08.660
 I want to be giving

00:20:08.660 --> 00:20:09.780
 more abundantly,

00:20:09.900 --> 00:20:10.740
 not sparingly,

00:20:10.840 --> 00:20:11.740
 but abundantly

00:20:11.740 --> 00:20:12.880
 so that there would be

00:20:12.880 --> 00:20:14.019
 this harvest of praise

00:20:14.019 --> 00:20:14.600
 to God.

00:20:14.599 --> 00:20:16.939
 is that functional

00:20:16.939 --> 00:20:17.459
 in you?

00:20:18.719 --> 00:20:19.799
 Is there joy

00:20:19.799 --> 00:20:21.179
 in your heart

00:20:21.179 --> 00:20:22.980
 as you give?

00:20:24.379 --> 00:20:24.599
 Now,

00:20:24.639 --> 00:20:25.079
 if you're saying,

00:20:25.199 --> 00:20:25.240
 well,

00:20:25.299 --> 00:20:25.480
 no,

00:20:25.599 --> 00:20:27.740
 I'm not really,

00:20:28.740 --> 00:20:29.059
 do you know

00:20:29.059 --> 00:20:29.339
 what you do?

00:20:31.119 --> 00:20:32.139
 You run

00:20:32.139 --> 00:20:33.939
 to chapter 8,

00:20:34.019 --> 00:20:34.639
 verse 9,

00:20:34.640 --> 00:20:37.380
 and you give thought

00:20:37.380 --> 00:20:39.420
 to the second person

00:20:39.420 --> 00:20:40.140
 of the Trinity

00:20:40.140 --> 00:20:42.020
 becoming poor

00:20:42.020 --> 00:20:43.800
 in order to make you

00:20:43.800 --> 00:20:45.020
 rich with Him.

00:20:46.800 --> 00:20:47.900
 That gospel

00:20:47.900 --> 00:20:49.100
 tending to your heart

00:20:49.100 --> 00:20:50.840
 will bring about

00:20:50.840 --> 00:20:52.460
 a God-pleasing change.

00:20:54.759 --> 00:20:55.280
 So,

00:20:55.400 --> 00:20:56.480
 this is getting at,

00:20:56.840 --> 00:20:56.960
 hey,

00:20:57.020 --> 00:20:58.100
 let's give our best

00:20:58.100 --> 00:20:59.080
 to the Lord

00:20:59.080 --> 00:20:59.920
 and it starts

00:20:59.920 --> 00:21:00.580
 with attitude.

00:21:00.860 --> 00:21:02.020
 It starts with heart posture.

00:21:02.840 --> 00:21:03.020
 So,

00:21:03.100 --> 00:21:03.600
 for the balance

00:21:03.600 --> 00:21:04.080
 of our time,

00:21:04.160 --> 00:21:04.620
 what I'd like to do

00:21:04.619 --> 00:21:05.279
 is,

00:21:06.319 --> 00:21:07.239
 what does it mean

00:21:07.239 --> 00:21:08.839
 to give our best

00:21:08.839 --> 00:21:09.439
 to the Lord

00:21:09.439 --> 00:21:10.919
 by way of actions

00:21:10.919 --> 00:21:12.219
 and by way of practice?

00:21:14.339 --> 00:21:14.819
 So,

00:21:14.879 --> 00:21:15.179
 let's say

00:21:15.179 --> 00:21:15.759
 that you bring

00:21:15.759 --> 00:21:18.019
 this gospel-shaped heart

00:21:18.019 --> 00:21:19.799
 to your $20,000

00:21:19.799 --> 00:21:21.799
 a month income

00:21:21.799 --> 00:21:22.819
 or $10,000

00:21:22.819 --> 00:21:23.719
 or $5,000

00:21:23.719 --> 00:21:24.639
 or $3,000

00:21:24.639 --> 00:21:28.079
 and your posture

00:21:28.079 --> 00:21:29.559
 has been transformed

00:21:29.559 --> 00:21:31.000
 towards this money.

00:21:31.239 --> 00:21:31.659
 You're like,

00:21:32.159 --> 00:21:32.779
 Psalm 24,

00:21:32.899 --> 00:21:33.139
 1,

00:21:33.299 --> 00:21:34.179
 all of this

00:21:34.180 --> 00:21:34.860
 is the Lord

00:21:34.860 --> 00:21:35.539
 so I'm going

00:21:35.539 --> 00:21:36.240
 to give back

00:21:36.240 --> 00:21:37.019
 some of it

00:21:37.019 --> 00:21:38.160
 to the Lord

00:21:38.160 --> 00:21:38.880
 with joy.

00:21:40.440 --> 00:21:41.120
 Now what?

00:21:42.660 --> 00:21:43.759
 What does that look like?

00:21:43.759 --> 00:21:47.619
 I wish someone

00:21:47.619 --> 00:21:49.079
 would have told me

00:21:49.079 --> 00:21:50.220
 what I'm about to tell you

00:21:50.220 --> 00:21:52.379
 when I was 23 years old.

00:21:54.920 --> 00:21:56.460
 This isn't rocket science.

00:21:57.539 --> 00:21:59.039
 What I'm about to share with you

00:21:59.039 --> 00:22:00.500
 is common grace,

00:22:01.500 --> 00:22:03.160
 but I think it will help you.

00:22:03.240 --> 00:22:04.379
 Here are three categories

00:22:04.379 --> 00:22:05.740
 to think about

00:22:05.740 --> 00:22:06.900
 all of your income

00:22:06.900 --> 00:22:08.460
 of what God entrusts you.

00:22:08.779 --> 00:22:09.539
 Here are three ways

00:22:09.539 --> 00:22:10.220
 to think about it.

00:22:10.220 --> 00:22:10.900
 Three words,

00:22:11.299 --> 00:22:11.660
 give,

00:22:13.100 --> 00:22:13.720
 save,

00:22:14.920 --> 00:22:15.319
 spend.

00:22:16.660 --> 00:22:17.940
 And as a starting point,

00:22:18.019 --> 00:22:18.700
 you want to be thinking

00:22:18.700 --> 00:22:19.640
 very practically

00:22:19.640 --> 00:22:22.180
 to be giving 10%

00:22:22.180 --> 00:22:23.640
 of what God has given you,

00:22:23.799 --> 00:22:25.160
 to be saving 10%

00:22:25.160 --> 00:22:26.480
 of what God gives you,

00:22:26.579 --> 00:22:28.600
 and to be spending 80%

00:22:28.600 --> 00:22:30.120
 of what God gives you.

00:22:30.559 --> 00:22:31.779
 Just as a starting point.

00:22:34.360 --> 00:22:35.539
 And so it just gives you

00:22:35.539 --> 00:22:36.420
 something to aim at.

00:22:36.420 --> 00:22:37.720
 And so what I'd like to do now

00:22:37.720 --> 00:22:38.759
 for the rest of our time

00:22:38.759 --> 00:22:40.360
 is just kind of unpack

00:22:40.360 --> 00:22:40.940
 these things.

00:22:41.200 --> 00:22:41.680
 I'm going to spend

00:22:41.680 --> 00:22:42.620
 the bulk of my time

00:22:42.620 --> 00:22:44.080
 in the giving category,

00:22:44.300 --> 00:22:45.140
 move to saving,

00:22:45.400 --> 00:22:46.560
 and then if I've got some time,

00:22:46.620 --> 00:22:47.519
 I'll talk about spending.

00:22:52.880 --> 00:22:53.820
 Give your best

00:22:53.820 --> 00:22:54.519
 to the Lord

00:22:54.519 --> 00:22:56.140
 of your monthly income.

00:22:57.480 --> 00:22:58.100
 9-7,

00:22:59.460 --> 00:23:00.640
 each one must give

00:23:00.640 --> 00:23:01.600
 as he decided

00:23:01.600 --> 00:23:02.500
 in his art.

00:23:02.500 --> 00:23:04.619
 Each one of us

00:23:04.619 --> 00:23:06.259
 is to be stewarding

00:23:06.259 --> 00:23:08.539
 that which God entrusts to us.

00:23:08.960 --> 00:23:10.000
 We're to give

00:23:10.000 --> 00:23:12.599
 a portion of that

00:23:12.599 --> 00:23:13.240
 back to the Lord.

00:23:13.460 --> 00:23:14.000
 First fruits,

00:23:14.259 --> 00:23:14.799
 the best.

00:23:16.039 --> 00:23:16.900
 The first,

00:23:17.420 --> 00:23:18.019
 the best.

00:23:18.700 --> 00:23:19.259
 So the principle

00:23:19.259 --> 00:23:20.339
 I want you to hear right now

00:23:20.339 --> 00:23:22.180
 is when you give,

00:23:23.380 --> 00:23:24.519
 don't give leftovers

00:23:24.519 --> 00:23:26.299
 at the end of the month.

00:23:27.839 --> 00:23:29.180
 Give the best

00:23:29.180 --> 00:23:30.660
 at the beginning of the month.

00:23:30.660 --> 00:23:32.080
 start there,

00:23:32.360 --> 00:23:33.360
 and if you come up short,

00:23:33.600 --> 00:23:34.160
 you're going to deal

00:23:34.160 --> 00:23:35.519
 with that in your spending,

00:23:36.200 --> 00:23:36.980
 not your giving.

00:23:40.019 --> 00:23:41.019
 Decide how much.

00:23:42.600 --> 00:23:42.960
 And the,

00:23:43.300 --> 00:23:44.080
 under the Old Covenant,

00:23:44.180 --> 00:23:45.180
 Old Covenant saints

00:23:45.180 --> 00:23:46.019
 were commanded

00:23:46.019 --> 00:23:47.000
 to give 10%

00:23:47.000 --> 00:23:49.060
 of their monthly produce,

00:23:49.180 --> 00:23:50.779
 of their monthly income.

00:23:52.040 --> 00:23:52.620
 And when we get

00:23:52.620 --> 00:23:53.360
 to the New Testament,

00:23:54.160 --> 00:23:54.860
 the New Testament

00:23:54.860 --> 00:23:56.300
 is rather silent

00:23:56.300 --> 00:23:57.240
 on the tithe.

00:23:57.240 --> 00:23:58.759
 And so,

00:23:59.079 --> 00:24:00.059
 you really can't make

00:24:00.059 --> 00:24:01.599
 this airtight argument

00:24:01.599 --> 00:24:02.359
 either way

00:24:02.359 --> 00:24:03.019
 for the tithe

00:24:03.019 --> 00:24:03.680
 in the New Testament

00:24:03.680 --> 00:24:05.000
 because it's pretty quiet on it.

00:24:06.400 --> 00:24:07.700
 But I'm with Randy Alcorn.

00:24:07.859 --> 00:24:08.819
 Randy Alcorn

00:24:08.819 --> 00:24:09.519
 wrote this book,

00:24:09.620 --> 00:24:10.420
 The Treasure Principle.

00:24:10.500 --> 00:24:11.059
 I think we've got

00:24:11.059 --> 00:24:12.180
 four copies still

00:24:12.180 --> 00:24:13.740
 at the Connect Desk

00:24:13.740 --> 00:24:14.039
 out there

00:24:14.039 --> 00:24:14.940
 if you want this.

00:24:15.599 --> 00:24:16.400
 It's outstanding.

00:24:16.579 --> 00:24:18.519
 What Randy Alcorn does

00:24:18.519 --> 00:24:20.359
 is he makes this case

00:24:20.359 --> 00:24:21.759
 of using the tithe

00:24:21.759 --> 00:24:23.380
 to help you give.

00:24:23.380 --> 00:24:25.380
 Think of the tithe

00:24:25.380 --> 00:24:27.940
 as training wheels

00:24:27.940 --> 00:24:31.400
 on your giving bike.

00:24:32.260 --> 00:24:33.300
 Just getting started.

00:24:34.360 --> 00:24:35.540
 And it helps you

00:24:35.540 --> 00:24:37.220
 in terms of aiming

00:24:37.220 --> 00:24:38.100
 at something

00:24:38.100 --> 00:24:39.880
 to be giving back

00:24:39.880 --> 00:24:41.260
 to what God is giving you.

00:24:41.400 --> 00:24:42.660
 Giving your best

00:24:42.660 --> 00:24:44.300
 back to the Lord.

00:24:45.960 --> 00:24:46.840
 And you know what?

00:24:48.440 --> 00:24:49.700
 You're going to find this.

00:24:49.700 --> 00:24:50.259
 Because

00:24:50.259 --> 00:24:53.380
 riding your bike

00:24:53.380 --> 00:24:54.080
 with training wheels

00:24:54.080 --> 00:24:54.700
 is kind of fun.

00:24:56.059 --> 00:24:56.620
 Riding your bike

00:24:56.620 --> 00:24:57.519
 without training wheels

00:24:57.519 --> 00:24:58.200
 is even better.

00:24:59.680 --> 00:24:59.900
 And so,

00:25:00.019 --> 00:25:01.180
 see those training wheels

00:25:01.180 --> 00:25:03.120
 as to get you going.

00:25:04.220 --> 00:25:05.640
 But you don't have to stay

00:25:05.640 --> 00:25:07.160
 riding your bike

00:25:07.160 --> 00:25:08.039
 with training wheels on

00:25:08.039 --> 00:25:08.680
 if you're able.

00:25:11.120 --> 00:25:12.400
 He makes this case,

00:25:12.559 --> 00:25:13.220
 Randy Alcorn,

00:25:14.220 --> 00:25:15.640
 when it comes to the tithe.

00:25:16.660 --> 00:25:18.319
 The old covenant saints,

00:25:18.480 --> 00:25:18.580
 well,

00:25:18.579 --> 00:25:19.139
 they were commanded

00:25:19.139 --> 00:25:20.039
 to give 10%.

00:25:20.039 --> 00:25:22.379
 How much more

00:25:22.379 --> 00:25:24.759
 should new covenant saints

00:25:24.759 --> 00:25:27.279
 who know the grace

00:25:27.279 --> 00:25:28.759
 of the Lord Jesus Christ

00:25:28.759 --> 00:25:30.319
 give more?

00:25:32.759 --> 00:25:33.879
 There's this study

00:25:33.879 --> 00:25:34.539
 that was done.

00:25:37.539 --> 00:25:38.579
 I came across it

00:25:38.579 --> 00:25:39.159
 this past week

00:25:39.159 --> 00:25:39.619
 getting ready.

00:25:39.740 --> 00:25:39.960
 It's called

00:25:39.960 --> 00:25:40.599
 The Giving Gap.

00:25:42.159 --> 00:25:44.159
 Changes in Evangelical Generosity.

00:25:45.519 --> 00:25:46.579
 It's really interesting.

00:25:48.579 --> 00:25:49.519
 I just read

00:25:49.519 --> 00:25:50.500
 the executive summary,

00:25:50.859 --> 00:25:51.799
 which is 12

00:25:51.799 --> 00:25:52.879
 kind of summary statements.

00:25:53.839 --> 00:25:54.019
 And

00:25:54.019 --> 00:25:55.419
 this is what

00:25:55.419 --> 00:25:57.480
 the eighth summary statement is.

00:25:59.319 --> 00:26:00.699
 Generosity is the proportion

00:26:00.699 --> 00:26:01.899
 of household income

00:26:01.899 --> 00:26:02.679
 given away.

00:26:02.859 --> 00:26:02.980
 Now,

00:26:03.019 --> 00:26:04.279
 this is all evangelicals

00:26:04.279 --> 00:26:06.000
 in the American church

00:26:06.000 --> 00:26:07.119
 over 2024.

00:26:09.099 --> 00:26:10.480
 Think of it as a percentage

00:26:10.480 --> 00:26:12.179
 of your annual income.

00:26:12.180 --> 00:26:16.320
 The average donor gives

00:26:16.320 --> 00:26:20.560
 Do you know how,

00:26:20.779 --> 00:26:21.700
 do you know what the percentage is?

00:26:23.360 --> 00:26:25.160
 The average donor gives

00:26:25.160 --> 00:26:27.820
 blank of household income

00:26:27.820 --> 00:26:29.640
 to the church annually.

00:26:30.200 --> 00:26:31.480
 It's 2.8%.

00:26:31.480 --> 00:26:34.220
 And that's down

00:26:34.220 --> 00:26:35.380
 from 3.2%

00:26:35.380 --> 00:26:36.000
 in 2021.

00:26:36.799 --> 00:26:37.820
 It's interesting.

00:26:37.819 --> 00:26:39.679
 It's like,

00:26:39.759 --> 00:26:39.879
 okay,

00:26:40.039 --> 00:26:40.799
 giving's good.

00:26:41.240 --> 00:26:42.319
 We're giving something.

00:26:43.599 --> 00:26:44.439
 But if you're going to

00:26:44.439 --> 00:26:45.579
 talk about this

00:26:45.579 --> 00:26:46.379
 in terms of

00:26:46.379 --> 00:26:47.679
 giving sparingly

00:26:47.679 --> 00:26:48.899
 versus giving abundantly,

00:26:49.039 --> 00:26:49.740
 where would that fall?

00:26:51.359 --> 00:26:52.559
 And where would that fall

00:26:52.559 --> 00:26:53.960
 in terms of prioritizing

00:26:53.960 --> 00:26:54.359
 your giving,

00:26:54.439 --> 00:26:55.159
 giving your best

00:26:55.159 --> 00:26:55.859
 to the Lord?

00:26:57.759 --> 00:26:58.839
 It's a helpful

00:26:58.839 --> 00:27:00.119
 assessment

00:27:00.119 --> 00:27:01.740
 of where the American church

00:27:01.740 --> 00:27:02.119
 is,

00:27:02.579 --> 00:27:04.039
 the wealthiest church

00:27:04.039 --> 00:27:04.679
 in the world.

00:27:04.819 --> 00:27:05.539
 It's a helpful

00:27:07.819 --> 00:27:08.899
 So maybe right now

00:27:08.899 --> 00:27:09.460
 you're saying,

00:27:09.859 --> 00:27:10.460
 10%?

00:27:11.819 --> 00:27:13.059
 We can never do that.

00:27:15.879 --> 00:27:16.839
 How about this?

00:27:18.259 --> 00:27:18.980
 How about

00:27:18.980 --> 00:27:20.279
 asking the question,

00:27:20.480 --> 00:27:21.139
 what can

00:27:21.139 --> 00:27:22.179
 you do?

00:27:23.399 --> 00:27:24.379
 Are you giving

00:27:24.379 --> 00:27:26.119
 to begin with?

00:27:27.019 --> 00:27:27.500
 And

00:27:27.500 --> 00:27:28.879
 what's your next step

00:27:28.879 --> 00:27:29.399
 in your giving?

00:27:30.899 --> 00:27:31.740
 Can you start

00:27:31.740 --> 00:27:32.240
 looking at

00:27:32.240 --> 00:27:33.059
 what you spend

00:27:33.059 --> 00:27:33.480
 and say,

00:27:33.819 --> 00:27:34.119
 you know what,

00:27:34.159 --> 00:27:35.419
 that's a want.

00:27:35.599 --> 00:27:36.839
 We don't need that.

00:27:36.839 --> 00:27:38.879
 Let's reassign

00:27:38.879 --> 00:27:39.619
 that to

00:27:39.619 --> 00:27:40.959
 that which is

00:27:40.959 --> 00:27:42.119
 even more pleasing

00:27:42.119 --> 00:27:42.759
 to the Lord.

00:27:44.899 --> 00:27:46.039
 Are you giving at all?

00:27:46.699 --> 00:27:47.619
 What's your next step?

00:27:48.480 --> 00:27:49.599
 And see the 10%

00:27:49.599 --> 00:27:50.579
 as training wheels

00:27:50.579 --> 00:27:51.099
 to be

00:27:51.099 --> 00:27:52.699
 getting going

00:27:52.699 --> 00:27:53.439
 in your giving.

00:27:55.439 --> 00:27:56.220
 And remember,

00:27:56.339 --> 00:27:57.000
 Jesus became

00:27:57.000 --> 00:27:58.079
 poor

00:27:58.079 --> 00:27:59.720
 to make us

00:27:59.720 --> 00:28:00.240
 rich

00:28:00.240 --> 00:28:01.139
 so that

00:28:01.139 --> 00:28:01.539
 we

00:28:01.539 --> 00:28:02.379
 could

00:28:02.379 --> 00:28:03.059
 sow

00:28:03.059 --> 00:28:04.000
 abundantly

00:28:04.000 --> 00:28:04.900
 so that

00:28:04.900 --> 00:28:05.599
 more and more

00:28:05.599 --> 00:28:05.980
 people

00:28:05.980 --> 00:28:06.700
 would reap

00:28:06.700 --> 00:28:08.200
 a praise

00:28:08.200 --> 00:28:08.599
 harvest

00:28:08.599 --> 00:28:09.380
 to the Lord.

00:28:10.160 --> 00:28:10.839
 Finding their

00:28:10.839 --> 00:28:11.579
 treasure in

00:28:11.579 --> 00:28:11.900
 Jesus.

00:28:13.839 --> 00:28:14.559
 I was going to

00:28:14.559 --> 00:28:14.920
 talk about

00:28:14.920 --> 00:28:15.380
 frequency.

00:28:16.019 --> 00:28:16.380
 I'm going to

00:28:16.380 --> 00:28:16.799
 skip that.

00:28:17.539 --> 00:28:18.000
 Here are two

00:28:18.000 --> 00:28:18.319
 thoughts.

00:28:21.500 --> 00:28:22.259
 I was given

00:28:22.259 --> 00:28:22.740
 this book

00:28:22.740 --> 00:28:23.839
 by a brother

00:28:23.839 --> 00:28:24.420
 from the church

00:28:24.420 --> 00:28:24.900
 to read.

00:28:25.539 --> 00:28:25.900
 It's called

00:28:25.900 --> 00:28:26.640
 True Riches.

00:28:26.799 --> 00:28:27.240
 It's by

00:28:27.240 --> 00:28:28.160
 John Cortinez

00:28:28.160 --> 00:28:28.660
 and Gregory

00:28:28.660 --> 00:28:29.019
 Baumer.

00:28:29.380 --> 00:28:29.799
 It's a really

00:28:29.799 --> 00:28:30.279
 helpful book.

00:28:30.319 --> 00:28:31.000
 I'd recommend it.

00:28:31.039 --> 00:28:31.420
 I don't agree

00:28:31.420 --> 00:28:32.840
 with everything

00:28:32.840 --> 00:28:33.380
 in it.

00:28:34.100 --> 00:28:34.500
 But you know

00:28:34.500 --> 00:28:34.800
 what was

00:28:34.800 --> 00:28:35.140
 challenging

00:28:35.140 --> 00:28:35.620
 about this

00:28:35.620 --> 00:28:35.820
 book?

00:28:37.080 --> 00:28:37.740
 Here's what's

00:28:37.740 --> 00:28:38.080
 challenging

00:28:38.080 --> 00:28:38.560
 about this

00:28:38.560 --> 00:28:38.820
 book.

00:28:39.880 --> 00:28:40.519
 They raised

00:28:40.519 --> 00:28:41.140
 the question

00:28:41.140 --> 00:28:41.660
 of what do

00:28:41.660 --> 00:28:42.060
 you base

00:28:42.060 --> 00:28:42.700
 your lifestyle

00:28:42.700 --> 00:28:43.180
 on?

00:28:44.539 --> 00:28:45.380
 Do you base

00:28:45.380 --> 00:28:45.920
 your lifestyle

00:28:45.920 --> 00:28:46.680
 on your

00:28:46.680 --> 00:28:47.160
 income

00:28:47.160 --> 00:28:48.660
 or do you

00:28:48.660 --> 00:28:49.140
 base your

00:28:49.140 --> 00:28:49.500
 lifestyle

00:28:49.500 --> 00:28:50.140
 on your

00:28:50.140 --> 00:28:50.519
 giving?

00:28:51.820 --> 00:28:52.360
 It was a

00:28:52.360 --> 00:28:53.279
 very challenging

00:28:53.279 --> 00:28:53.940
 and provocative

00:28:53.940 --> 00:28:54.560
 question.

00:28:55.720 --> 00:28:56.980
 So it started

00:28:56.980 --> 00:28:58.340
 us re-evaluating

00:28:58.340 --> 00:28:59.140
 hey what do

00:28:59.140 --> 00:29:00.019
 we need

00:29:00.019 --> 00:29:00.980
 what do we

00:29:00.980 --> 00:29:01.279
 need to

00:29:01.279 --> 00:29:01.900
 live on

00:29:01.900 --> 00:29:02.379
 so that we

00:29:02.379 --> 00:29:02.740
 can free

00:29:02.740 --> 00:29:03.059
 up more

00:29:03.059 --> 00:29:03.420
 money to

00:29:03.420 --> 00:29:03.740
 give?

00:29:04.579 --> 00:29:05.279
 Because we

00:29:05.279 --> 00:29:05.799
 delight in

00:29:05.799 --> 00:29:06.079
 Jesus.

00:29:09.339 --> 00:29:10.139
 Another thought

00:29:10.139 --> 00:29:10.619
 is this.

00:29:12.680 --> 00:29:13.400
 It's about

00:29:13.400 --> 00:29:14.139
 progress.

00:29:15.599 --> 00:29:16.299
 It's about

00:29:16.299 --> 00:29:16.900
 growth.

00:29:18.059 --> 00:29:18.839
 Giving is an

00:29:18.839 --> 00:29:20.000
 act of grace.

00:29:20.940 --> 00:29:21.539
 2 Corinthians

00:29:21.539 --> 00:29:21.940
 8.

00:29:21.940 --> 00:29:23.119
 It's something

00:29:23.119 --> 00:29:23.859
 that God

00:29:23.859 --> 00:29:24.740
 is at work

00:29:24.740 --> 00:29:25.279
 in us

00:29:25.279 --> 00:29:25.639
 and we

00:29:25.639 --> 00:29:26.460
 respond to

00:29:26.460 --> 00:29:26.980
 and step

00:29:26.980 --> 00:29:27.400
 into

00:29:27.400 --> 00:29:28.099
 and experience

00:29:28.099 --> 00:29:28.859
 more and more

00:29:28.859 --> 00:29:29.599
 of his joy

00:29:29.599 --> 00:29:31.059
 so what's

00:29:31.059 --> 00:29:31.339
 your next

00:29:31.339 --> 00:29:31.639
 step?

00:29:31.859 --> 00:29:32.039
 What's

00:29:32.039 --> 00:29:32.319
 your next

00:29:32.319 --> 00:29:32.579
 step

00:29:32.579 --> 00:29:33.019
 individually?

00:29:33.199 --> 00:29:33.359
 What's

00:29:33.359 --> 00:29:33.639
 your next

00:29:33.639 --> 00:29:34.059
 step as

00:29:34.059 --> 00:29:34.539
 a family?

00:29:35.959 --> 00:29:36.579
 How can

00:29:36.579 --> 00:29:37.240
 you excel

00:29:37.240 --> 00:29:37.939
 still more

00:29:37.939 --> 00:29:39.240
 in this

00:29:39.240 --> 00:29:39.699
 act of

00:29:39.699 --> 00:29:40.079
 grace?

00:29:42.019 --> 00:29:42.299
 So

00:29:42.299 --> 00:29:43.500
 giving.

00:29:44.039 --> 00:29:44.459
 Give.

00:29:44.579 --> 00:29:44.959
 Give your

00:29:44.959 --> 00:29:45.379
 best to

00:29:45.379 --> 00:29:45.759
 the Lord.

00:29:47.139 --> 00:29:47.500
 Second

00:29:47.500 --> 00:29:48.279
 category is

00:29:48.279 --> 00:29:48.659
 save.

00:29:51.419 --> 00:29:51.939
 Saving

00:29:51.939 --> 00:29:52.500
 is putting

00:29:52.500 --> 00:29:53.079
 away money

00:29:53.079 --> 00:29:56.659
 and if

00:29:56.659 --> 00:29:57.119
 you're aiming

00:29:57.119 --> 00:29:58.240
 at 10%

00:29:58.240 --> 00:29:59.140
 aiming at

00:29:59.140 --> 00:29:59.240
 it.

00:29:59.279 --> 00:29:59.559
 Just like

00:29:59.559 --> 00:29:59.779
 giving,

00:29:59.900 --> 00:30:00.259
 you're aiming

00:30:00.259 --> 00:30:00.539
 at it,

00:30:00.579 --> 00:30:01.000
 you're moving

00:30:01.000 --> 00:30:01.519
 towards it.

00:30:02.200 --> 00:30:02.660
 That's

00:30:02.660 --> 00:30:03.039
 good.

00:30:04.680 --> 00:30:05.339
 It's just

00:30:05.339 --> 00:30:05.940
 important to

00:30:05.940 --> 00:30:06.240
 start.

00:30:06.400 --> 00:30:06.759
 Can I give

00:30:06.759 --> 00:30:07.359
 you a principle

00:30:07.359 --> 00:30:07.779
 from the

00:30:07.779 --> 00:30:08.259
 Proverbs

00:30:08.259 --> 00:30:09.559
 about saving?

00:30:10.279 --> 00:30:10.880
 This is

00:30:10.880 --> 00:30:11.539
 really helpful.

00:30:12.680 --> 00:30:13.059
 This is

00:30:13.059 --> 00:30:14.019
 Proverbs 13,

00:30:14.120 --> 00:30:15.539
 11 and

00:30:15.539 --> 00:30:15.880
 it says

00:30:15.880 --> 00:30:16.259
 this,

00:30:16.500 --> 00:30:16.839
 wealth

00:30:16.839 --> 00:30:17.480
 gained

00:30:17.480 --> 00:30:18.240
 hastily

00:30:18.240 --> 00:30:18.660
 will

00:30:18.660 --> 00:30:19.299
 dwindle

00:30:19.299 --> 00:30:20.880
 but whoever

00:30:20.880 --> 00:30:21.720
 gathers

00:30:21.720 --> 00:30:22.519
 little by

00:30:22.519 --> 00:30:23.160
 little will

00:30:23.160 --> 00:30:23.980
 increase it.

00:30:24.980 --> 00:30:25.559
 Little by

00:30:25.559 --> 00:30:25.799
 little.

00:30:25.799 --> 00:30:27.440
 saving

00:30:27.440 --> 00:30:27.960
 little by

00:30:27.960 --> 00:30:28.220
 little.

00:30:29.279 --> 00:30:29.779
 So maybe

00:30:29.779 --> 00:30:30.279
 it's long

00:30:30.279 --> 00:30:31.059
 term saving

00:30:31.059 --> 00:30:31.740
 little by

00:30:31.740 --> 00:30:32.000
 little.

00:30:32.639 --> 00:30:33.119
 You're

00:30:33.119 --> 00:30:33.500
 saving,

00:30:33.639 --> 00:30:33.919
 you're putting

00:30:33.919 --> 00:30:34.279
 money away

00:30:34.279 --> 00:30:34.559
 for your

00:30:34.559 --> 00:30:35.220
 retirement or

00:30:35.220 --> 00:30:36.539
 you're building

00:30:36.539 --> 00:30:37.039
 up towards

00:30:37.039 --> 00:30:38.059
 a new car

00:30:38.059 --> 00:30:38.799
 to you that

00:30:38.799 --> 00:30:39.519
 you need to

00:30:39.519 --> 00:30:39.879
 purchase.

00:30:40.200 --> 00:30:41.039
 It's little by

00:30:41.039 --> 00:30:41.500
 little you're

00:30:41.500 --> 00:30:41.960
 putting away.

00:30:42.240 --> 00:30:42.940
 Or it's more

00:30:42.940 --> 00:30:43.359
 of a short

00:30:43.359 --> 00:30:44.419
 term 12 month

00:30:44.419 --> 00:30:44.919
 savings.

00:30:45.180 --> 00:30:45.700
 You're saying

00:30:45.700 --> 00:30:46.759
 okay you know

00:30:46.759 --> 00:30:47.680
 what we've got a

00:30:47.680 --> 00:30:48.339
 summer vacation

00:30:48.339 --> 00:30:49.339
 coming up and

00:30:49.339 --> 00:30:49.859
 so we're just

00:30:49.859 --> 00:30:50.960
 going to put a

00:30:50.960 --> 00:30:51.319
 little money

00:30:51.319 --> 00:30:51.879
 away little

00:30:51.879 --> 00:30:53.519
 bit by little

00:30:53.519 --> 00:30:54.119
 bit kind of

00:30:54.119 --> 00:30:54.559
 throughout the

00:30:54.559 --> 00:30:55.039
 year to be

00:30:55.039 --> 00:30:55.659
 ready for that

00:30:55.659 --> 00:30:55.960
 when it

00:30:55.960 --> 00:30:57.039
 comes or we

00:30:57.039 --> 00:30:57.579
 have a property

00:30:57.579 --> 00:30:58.779
 tax come and

00:30:58.779 --> 00:30:59.399
 due in December

00:30:59.399 --> 00:30:59.879
 and we're going

00:30:59.879 --> 00:31:00.420
 to put away

00:31:00.420 --> 00:31:00.759
 a little bit

00:31:00.759 --> 00:31:01.180
 little bit

00:31:01.180 --> 00:31:01.700
 little bit

00:31:01.700 --> 00:31:02.599
 and be ready

00:31:02.599 --> 00:31:03.079
 to pay that

00:31:03.079 --> 00:31:04.119
 property tax.

00:31:05.500 --> 00:31:05.899
 Christmas

00:31:05.899 --> 00:31:07.639
 we're trying to

00:31:07.639 --> 00:31:08.619
 save now put a

00:31:08.619 --> 00:31:09.180
 little way a

00:31:09.180 --> 00:31:09.680
 little way for

00:31:09.680 --> 00:31:10.519
 Christmas 2020

00:31:10.519 --> 00:31:11.000
 25.

00:31:12.519 --> 00:31:13.819
 And so you're

00:31:13.819 --> 00:31:14.299
 just putting

00:31:14.299 --> 00:31:15.119
 money away

00:31:15.119 --> 00:31:15.819
 tucking away

00:31:15.819 --> 00:31:16.700
 a little little

00:31:16.700 --> 00:31:17.779
 by little for

00:31:17.779 --> 00:31:18.879
 different things

00:31:18.879 --> 00:31:19.519
 coming down the

00:31:19.519 --> 00:31:19.839
 line.

00:31:20.980 --> 00:31:21.359
 But when it

00:31:21.359 --> 00:31:21.980
 comes to saving

00:31:21.980 --> 00:31:22.720
 I want to give

00:31:22.720 --> 00:31:23.399
 you a category

00:31:23.400 --> 00:31:24.140
 that I think

00:31:24.140 --> 00:31:25.280
 you should

00:31:25.280 --> 00:31:25.759
 consider.

00:31:26.000 --> 00:31:26.300
 It's called

00:31:26.300 --> 00:31:26.880
 an emergency

00:31:26.880 --> 00:31:27.320
 fund.

00:31:28.500 --> 00:31:28.900
 And what an

00:31:28.900 --> 00:31:29.759
 emergency fund

00:31:29.759 --> 00:31:30.460
 is is something

00:31:30.460 --> 00:31:30.980
 you save

00:31:30.980 --> 00:31:31.440
 towards.

00:31:32.160 --> 00:31:32.620
 It's usually

00:31:32.620 --> 00:31:33.200
 about $1,000 to

00:31:33.200 --> 00:31:33.720
 $2,000.

00:31:34.860 --> 00:31:35.560
 And how to

00:31:35.560 --> 00:31:36.200
 think about it

00:31:36.200 --> 00:31:37.700
 is like a

00:31:37.700 --> 00:31:39.120
 red case with

00:31:39.120 --> 00:31:40.180
 glass that

00:31:40.180 --> 00:31:41.620
 says break in

00:31:41.620 --> 00:31:42.220
 case of

00:31:42.220 --> 00:31:42.640
 emergency.

00:31:44.160 --> 00:31:45.060
 And so this

00:31:45.060 --> 00:31:45.940
 money for your

00:31:45.940 --> 00:31:46.940
 emergency fund

00:31:46.940 --> 00:31:47.860
 would be something

00:31:47.860 --> 00:31:49.180
 like you have a

00:31:49.180 --> 00:31:50.080
 medical expense that

00:31:50.080 --> 00:31:50.380
 you weren't

00:31:50.380 --> 00:31:51.080
 planning for.

00:31:51.079 --> 00:31:53.799
 you break into

00:31:53.799 --> 00:31:54.279
 your emergency

00:31:54.279 --> 00:31:54.619
 fund.

00:31:55.439 --> 00:31:56.279
 Or you have a

00:31:56.279 --> 00:31:57.119
 house expense

00:31:57.119 --> 00:31:59.139
 something goes

00:31:59.139 --> 00:31:59.859
 big time on your

00:31:59.859 --> 00:32:00.299
 house and you

00:32:00.299 --> 00:32:00.960
 weren't ready for

00:32:00.960 --> 00:32:01.179
 it.

00:32:01.879 --> 00:32:02.699
 Emergency fund.

00:32:04.899 --> 00:32:05.960
 Something else

00:32:05.960 --> 00:32:06.659
 happens.

00:32:07.500 --> 00:32:08.539
 Car expense.

00:32:09.079 --> 00:32:10.839
 Or maybe you

00:32:10.839 --> 00:32:11.339
 have a brother

00:32:11.339 --> 00:32:12.659
 and sister that

00:32:12.659 --> 00:32:14.539
 is facing a

00:32:14.539 --> 00:32:15.159
 crisis.

00:32:15.919 --> 00:32:16.839
 Break into the

00:32:16.839 --> 00:32:17.460
 emergency fund.

00:32:17.740 --> 00:32:18.319
 What then you

00:32:18.319 --> 00:32:19.039
 do is you

00:32:19.039 --> 00:32:20.319
 rebuild the

00:32:20.319 --> 00:32:21.079
 emergency fund

00:32:21.079 --> 00:32:21.720
 after you use

00:32:21.720 --> 00:32:21.859
 it.

00:32:22.839 --> 00:32:23.460
 And what that

00:32:23.460 --> 00:32:24.619
 will do is

00:32:24.619 --> 00:32:26.659
 it will protect

00:32:26.659 --> 00:32:27.539
 your cash flow.

00:32:29.139 --> 00:32:30.240
 It will help

00:32:30.240 --> 00:32:31.059
 you if you're

00:32:31.059 --> 00:32:31.740
 living paycheck

00:32:31.740 --> 00:32:32.379
 by paycheck

00:32:32.379 --> 00:32:33.399
 and maybe you're

00:32:33.399 --> 00:32:34.119
 in a cycle of

00:32:34.119 --> 00:32:35.740
 debt to help

00:32:35.740 --> 00:32:36.319
 you get out of

00:32:36.319 --> 00:32:36.919
 a cycle of

00:32:36.919 --> 00:32:37.099
 debt.

00:32:40.220 --> 00:32:40.819
 When it

00:32:40.819 --> 00:32:41.220
 comes to

00:32:41.220 --> 00:32:41.539
 saving,

00:32:42.539 --> 00:32:44.220
 I just need

00:32:44.220 --> 00:32:44.679
 you to hear

00:32:44.679 --> 00:32:45.079
 this.

00:32:46.460 --> 00:32:47.279
 We don't

00:32:47.279 --> 00:32:48.039
 trust in our

00:32:48.039 --> 00:32:48.379
 savings.

00:32:48.380 --> 00:32:48.560
 savings.

00:32:49.560 --> 00:32:50.620
 We trust in

00:32:50.620 --> 00:32:51.460
 God's promises.

00:32:52.700 --> 00:32:53.560
 But we're

00:32:53.560 --> 00:32:55.240
 wise in doing

00:32:55.240 --> 00:32:55.840
 our savings.

00:32:57.460 --> 00:32:58.280
 The third

00:32:58.280 --> 00:32:59.660
 category of

00:32:59.660 --> 00:33:01.540
 kind of like

00:33:01.540 --> 00:33:02.420
 giving our

00:33:02.420 --> 00:33:03.040
 best to the

00:33:03.040 --> 00:33:04.800
 Lord is by

00:33:04.800 --> 00:33:05.220
 way of our

00:33:05.220 --> 00:33:05.580
 spending.

00:33:08.280 --> 00:33:08.880
 You know,

00:33:08.940 --> 00:33:09.400
 I gave you

00:33:09.400 --> 00:33:10.520
 the percentages.

00:33:10.860 --> 00:33:11.620
 Give 10%,

00:33:11.620 --> 00:33:12.580
 save 10%,

00:33:12.580 --> 00:33:14.100
 spend 80%.

00:33:14.099 --> 00:33:14.299
 You know,

00:33:14.379 --> 00:33:15.079
 you don't

00:33:15.079 --> 00:33:15.659
 have to

00:33:15.659 --> 00:33:17.159
 spend 80%

00:33:17.159 --> 00:33:19.019
 if you

00:33:19.019 --> 00:33:19.519
 don't want

00:33:19.519 --> 00:33:19.759
 to,

00:33:20.219 --> 00:33:20.619
 if you don't

00:33:20.619 --> 00:33:21.039
 have to.

00:33:21.079 --> 00:33:21.519
 You don't

00:33:21.519 --> 00:33:22.799
 have to do

00:33:22.799 --> 00:33:23.119
 that.

00:33:24.539 --> 00:33:25.079
 What has

00:33:25.079 --> 00:33:25.480
 been really

00:33:25.480 --> 00:33:26.139
 helpful for me

00:33:26.139 --> 00:33:26.719
 over the years

00:33:26.719 --> 00:33:27.059
 has been

00:33:27.059 --> 00:33:27.519
 thinking in

00:33:27.519 --> 00:33:28.240
 two categories,

00:33:28.980 --> 00:33:29.899
 what are my

00:33:29.899 --> 00:33:30.480
 needs and

00:33:30.480 --> 00:33:30.959
 what are my

00:33:30.959 --> 00:33:31.399
 wants?

00:33:32.219 --> 00:33:32.799
 Can I just

00:33:32.799 --> 00:33:33.819
 define for you

00:33:33.819 --> 00:33:34.779
 what a need

00:33:34.779 --> 00:33:35.139
 is?

00:33:36.599 --> 00:33:37.779
 A need

00:33:37.779 --> 00:33:38.859
 is something

00:33:38.859 --> 00:33:39.319
 that is

00:33:39.319 --> 00:33:40.899
 necessary for

00:33:40.899 --> 00:33:41.299
 you to

00:33:41.299 --> 00:33:41.740
 live.

00:33:43.579 --> 00:33:44.480
 It's food.

00:33:46.159 --> 00:33:47.079
 It's clothing.

00:33:48.539 --> 00:33:49.519
 It's shelter.

00:33:51.440 --> 00:33:51.899
 It's, you

00:33:51.899 --> 00:33:52.279
 can make a

00:33:52.279 --> 00:33:52.579
 case for

00:33:52.579 --> 00:33:53.240
 transportation.

00:33:54.240 --> 00:33:54.659
 I think you

00:33:54.659 --> 00:33:55.119
 can make a

00:33:55.119 --> 00:33:55.700
 case for a

00:33:55.700 --> 00:33:58.039
 phone to be

00:33:58.039 --> 00:33:58.639
 functional in

00:33:58.639 --> 00:33:59.159
 our culture.

00:34:00.759 --> 00:34:01.399
 And so,

00:34:01.579 --> 00:34:02.220
 when you start

00:34:02.220 --> 00:34:02.859
 realizing what

00:34:02.859 --> 00:34:03.359
 your needs

00:34:03.359 --> 00:34:04.399
 truly are and

00:34:04.399 --> 00:34:04.879
 then what are

00:34:04.879 --> 00:34:05.799
 your wants,

00:34:07.299 --> 00:34:08.480
 what is

00:34:08.480 --> 00:34:09.199
 unnecessary,

00:34:10.159 --> 00:34:10.639
 but good.

00:34:11.300 --> 00:34:11.820
 Helpful.

00:34:12.240 --> 00:34:13.660
 It gives

00:34:13.660 --> 00:34:14.539
 you a sense

00:34:14.539 --> 00:34:15.440
 of priority.

00:34:16.440 --> 00:34:16.680
 And so,

00:34:16.760 --> 00:34:16.940
 if you're

00:34:16.940 --> 00:34:17.420
 putting together

00:34:17.420 --> 00:34:17.960
 a budget,

00:34:18.519 --> 00:34:18.940
 which is

00:34:18.940 --> 00:34:19.700
 simply a tool

00:34:19.700 --> 00:34:20.260
 to help you

00:34:20.260 --> 00:34:20.960
 steward God's

00:34:20.960 --> 00:34:21.560
 funds,

00:34:21.900 --> 00:34:22.400
 the first

00:34:22.400 --> 00:34:22.760
 things that

00:34:22.760 --> 00:34:23.000
 you're going

00:34:23.000 --> 00:34:23.340
 to want to

00:34:23.340 --> 00:34:24.260
 spend on

00:34:24.260 --> 00:34:25.300
 are your

00:34:25.300 --> 00:34:26.039
 needs.

00:34:27.640 --> 00:34:28.120
 And then,

00:34:28.220 --> 00:34:28.960
 and then the

00:34:28.960 --> 00:34:29.800
 discretionary

00:34:29.800 --> 00:34:31.039
 spending are

00:34:31.039 --> 00:34:31.920
 your wants.

00:34:32.640 --> 00:34:33.400
 Very helpful

00:34:33.400 --> 00:34:34.039
 categories.

00:34:34.980 --> 00:34:35.160
 Now,

00:34:35.200 --> 00:34:35.480
 if you want

00:34:35.480 --> 00:34:35.860
 a helpful

00:34:35.860 --> 00:34:36.500
 exercise,

00:34:37.000 --> 00:34:37.700
 download your

00:34:37.700 --> 00:34:38.820
 monthly bank

00:34:38.820 --> 00:34:39.840
 statement and

00:34:39.840 --> 00:34:40.519
 look at all

00:34:40.519 --> 00:34:41.059
 of what you

00:34:41.059 --> 00:34:41.659
 have purchased

00:34:41.659 --> 00:34:42.199
 as you have

00:34:42.199 --> 00:34:42.900
 made and

00:34:42.900 --> 00:34:43.820
 right next to

00:34:43.820 --> 00:34:44.960
 each one in

00:34:44.960 --> 00:34:45.960
 N or a W.

00:34:46.079 --> 00:34:46.659
 This is a need,

00:34:46.759 --> 00:34:47.460
 this is a want.

00:34:48.699 --> 00:34:48.960
 It'll be

00:34:48.960 --> 00:34:49.360
 interesting to

00:34:49.360 --> 00:34:49.659
 see what you

00:34:49.659 --> 00:34:50.099
 find out.

00:34:54.300 --> 00:34:55.079
 Jenny and I,

00:34:56.380 --> 00:34:57.139
 neither of us

00:34:57.139 --> 00:34:59.420
 are money

00:34:59.420 --> 00:34:59.900
 managers.

00:35:01.219 --> 00:35:01.860
 Neither of us

00:35:01.860 --> 00:35:02.780
 are administrative

00:35:02.780 --> 00:35:03.500
 powerhouses.

00:35:03.500 --> 00:35:03.599
 services.

00:35:05.599 --> 00:35:07.179
 And the tool

00:35:07.179 --> 00:35:07.900
 that has helped

00:35:07.900 --> 00:35:10.199
 us grow us,

00:35:10.380 --> 00:35:11.659
 serve us in

00:35:11.659 --> 00:35:12.760
 our financial

00:35:12.760 --> 00:35:13.619
 stewardship is

00:35:13.619 --> 00:35:15.239
 called a cash

00:35:15.239 --> 00:35:16.980
 envelope system.

00:35:17.539 --> 00:35:18.460
 It's old school.

00:35:19.519 --> 00:35:20.079
 And what it is,

00:35:20.119 --> 00:35:20.619
 is we have this

00:35:20.619 --> 00:35:21.280
 little accordion

00:35:21.280 --> 00:35:22.159
 file with 12

00:35:22.159 --> 00:35:22.559
 slots.

00:35:23.079 --> 00:35:23.599
 And at the

00:35:23.599 --> 00:35:23.940
 beginning of

00:35:23.940 --> 00:35:24.440
 every month,

00:35:24.800 --> 00:35:25.860
 I go to the

00:35:25.860 --> 00:35:26.440
 bank and I get

00:35:26.440 --> 00:35:27.219
 cash out and I

00:35:27.219 --> 00:35:27.860
 put it in each

00:35:27.860 --> 00:35:29.780
 slot for groceries

00:35:29.780 --> 00:35:31.500
 and for

00:35:31.500 --> 00:35:33.060
 upcoming auto

00:35:33.060 --> 00:35:33.920
 maintenance and

00:35:33.920 --> 00:35:34.860
 for clothes and

00:35:34.860 --> 00:35:36.060
 for haircuts and

00:35:36.060 --> 00:35:36.720
 for other things

00:35:36.720 --> 00:35:37.200
 like that.

00:35:37.380 --> 00:35:38.260
 And for us,

00:35:38.540 --> 00:35:39.500
 this is just

00:35:39.500 --> 00:35:40.240
 where we live.

00:35:40.960 --> 00:35:41.880
 It helps us

00:35:41.880 --> 00:35:42.340
 because we

00:35:42.340 --> 00:35:44.160
 always see what

00:35:44.160 --> 00:35:44.800
 we have in a

00:35:44.800 --> 00:35:45.240
 category.

00:35:46.280 --> 00:35:47.100
 And when we're

00:35:47.100 --> 00:35:47.640
 out of it,

00:35:47.700 --> 00:35:48.320
 we're out of it.

00:35:49.640 --> 00:35:50.500
 And it has

00:35:50.500 --> 00:35:51.840
 served us as

00:35:51.840 --> 00:35:52.740
 we want to

00:35:52.740 --> 00:35:54.120
 give our best

00:35:54.120 --> 00:35:54.880
 to the Lord.

00:35:55.800 --> 00:35:56.519
 And if that's

00:35:56.519 --> 00:35:57.260
 where you are,

00:35:57.340 --> 00:35:58.240
 I would highly

00:35:58.240 --> 00:35:59.019
 recommend it.

00:35:59.019 --> 00:35:59.840
 It is a really

00:35:59.840 --> 00:36:00.619
 helpful tool.

00:36:01.079 --> 00:36:01.559
 And it can

00:36:01.559 --> 00:36:02.860
 function as an

00:36:02.860 --> 00:36:04.639
 emergency fund at

00:36:04.639 --> 00:36:05.460
 the same time.

00:36:07.259 --> 00:36:09.059
 Now, I know I

00:36:09.059 --> 00:36:09.500
 haven't talked

00:36:09.500 --> 00:36:10.039
 about debt.

00:36:10.440 --> 00:36:11.199
 I know I

00:36:11.199 --> 00:36:11.820
 haven't gone into

00:36:11.820 --> 00:36:12.340
 talking about

00:36:12.340 --> 00:36:12.800
 budgets.

00:36:13.239 --> 00:36:14.000
 Let me point you

00:36:14.000 --> 00:36:14.759
 to some resources

00:36:14.759 --> 00:36:15.500
 that can help you

00:36:15.500 --> 00:36:16.500
 without some

00:36:16.500 --> 00:36:17.119
 websites,

00:36:17.460 --> 00:36:18.360
 Crown Financial,

00:36:19.119 --> 00:36:20.039
 Dave Ramsey.

00:36:20.320 --> 00:36:20.860
 People are

00:36:20.860 --> 00:36:21.719
 different sides of

00:36:21.719 --> 00:36:22.219
 the fence with

00:36:22.219 --> 00:36:22.900
 Dave Ramsey,

00:36:22.980 --> 00:36:23.579
 but he offers

00:36:23.579 --> 00:36:24.280
 this course called

00:36:24.280 --> 00:36:25.000
 Financial Peace

00:36:25.000 --> 00:36:25.559
 University.

00:36:25.900 --> 00:36:26.420
 It will help

00:36:26.420 --> 00:36:26.639
 you.

00:36:27.059 --> 00:36:27.380
 Compass,

00:36:27.920 --> 00:36:28.539
 Compass

00:36:28.539 --> 00:36:29.119
 Finances

00:36:29.119 --> 00:36:29.820
 God's Way.

00:36:29.920 --> 00:36:30.639
 It's a good

00:36:30.639 --> 00:36:31.360
 organization to

00:36:31.360 --> 00:36:31.519
 help.

00:36:31.559 --> 00:36:31.960
 You can go to

00:36:31.960 --> 00:36:32.460
 any of those

00:36:32.460 --> 00:36:33.480
 websites to

00:36:33.480 --> 00:36:34.800
 get help here.

00:36:35.759 --> 00:36:36.360
 There's this

00:36:36.360 --> 00:36:37.199
 book,

00:36:37.380 --> 00:36:38.059
 a recommended

00:36:38.059 --> 00:36:39.059
 treasure principle.

00:36:39.340 --> 00:36:39.840
 There's true

00:36:39.840 --> 00:36:40.199
 riches.

00:36:41.579 --> 00:36:42.500
 But if you want

00:36:42.500 --> 00:36:43.059
 to talk to a

00:36:43.059 --> 00:36:43.599
 human being,

00:36:45.500 --> 00:36:45.719
 and you're

00:36:45.719 --> 00:36:45.820
 like,

00:36:45.860 --> 00:36:46.380
 we need help,

00:36:47.320 --> 00:36:47.800
 would you come

00:36:47.800 --> 00:36:48.219
 find me?

00:36:48.579 --> 00:36:49.239
 We can direct

00:36:49.239 --> 00:36:49.679
 you to someone

00:36:49.679 --> 00:36:50.099
 in our church

00:36:50.099 --> 00:36:50.539
 who can really

00:36:50.539 --> 00:36:51.820
 help you with

00:36:51.820 --> 00:36:52.380
 these kinds of

00:36:52.380 --> 00:36:52.659
 things.

00:36:52.659 --> 00:36:52.799
 things.

00:36:55.239 --> 00:36:56.219
 So when we

00:36:56.219 --> 00:36:56.659
 talk about

00:36:56.659 --> 00:36:57.159
 giving your

00:36:57.159 --> 00:36:58.159
 best to the

00:36:58.159 --> 00:36:58.420
 Lord,

00:36:59.099 --> 00:36:59.879
 three categories.

00:37:00.920 --> 00:37:01.279
 Give,

00:37:02.559 --> 00:37:03.179
 save,

00:37:04.359 --> 00:37:04.799
 spend.

00:37:06.159 --> 00:37:06.779
 What's your

00:37:06.779 --> 00:37:07.299
 next step?

00:37:08.920 --> 00:37:09.759
 To give your

00:37:09.759 --> 00:37:10.519
 best to the

00:37:10.519 --> 00:37:12.420
 Lord in your

00:37:12.420 --> 00:37:12.940
 actions.

00:37:14.579 --> 00:37:15.139
 Giving your

00:37:15.139 --> 00:37:15.659
 best to the

00:37:15.659 --> 00:37:18.239
 Lord is both

00:37:18.239 --> 00:37:19.219
 dealing with

00:37:19.219 --> 00:37:20.500
 posture and

00:37:20.500 --> 00:37:21.159
 practice,

00:37:21.159 --> 00:37:23.299
 kindness.

00:37:23.299 --> 00:37:24.059
 And every one

00:37:24.059 --> 00:37:24.500
 of us in the

00:37:24.500 --> 00:37:24.980
 room has room

00:37:24.980 --> 00:37:25.319
 to grow.

00:37:28.019 --> 00:37:28.799
 We all have

00:37:28.799 --> 00:37:29.980
 different income

00:37:29.980 --> 00:37:30.839
 levels in this

00:37:30.839 --> 00:37:33.000
 room, but what

00:37:33.000 --> 00:37:33.980
 will unite us in

00:37:33.980 --> 00:37:35.119
 our generosity as

00:37:35.119 --> 00:37:35.879
 we move forward

00:37:35.879 --> 00:37:37.199
 is if each of us

00:37:37.199 --> 00:37:39.000
 is growing in

00:37:39.000 --> 00:37:40.500
 giving our best

00:37:40.500 --> 00:37:41.500
 to the Lord.

00:37:42.059 --> 00:37:42.719
 We can do that

00:37:42.719 --> 00:37:43.099
 together.

00:37:46.119 --> 00:37:46.599
 So,

00:37:47.559 --> 00:37:49.759
 if you receive a

00:37:49.759 --> 00:37:50.779
 10,000 check in

00:37:50.780 --> 00:37:51.340
 the mail this

00:37:51.340 --> 00:37:54.000
 week from the

00:37:54.000 --> 00:37:54.620
 settlement of an

00:37:54.620 --> 00:37:58.260
 estate, what

00:37:58.260 --> 00:37:58.580
 would be

00:37:58.580 --> 00:37:59.140
 governing your

00:37:59.140 --> 00:37:59.780
 heart and your

00:37:59.780 --> 00:38:00.160
 actions?

00:38:01.680 --> 00:38:02.700
 I'd hope it be

00:38:02.700 --> 00:38:03.440
 at least this

00:38:03.440 --> 00:38:03.900
 question.

00:38:05.720 --> 00:38:06.620
 God is your

00:38:06.620 --> 00:38:07.100
 steward.

00:38:08.480 --> 00:38:09.640
 How can I

00:38:09.640 --> 00:38:10.980
 honor you best

00:38:10.980 --> 00:38:12.600
 in stewarding

00:38:12.600 --> 00:38:13.100
 this money?

00:38:14.240 --> 00:38:14.840
 Let's pray

00:38:14.840 --> 00:38:15.180
 together.

00:38:15.179 --> 00:38:18.319
 God in heaven,

00:38:18.359 --> 00:38:18.919
 we do thank you

00:38:18.919 --> 00:38:19.739
 so much for the

00:38:19.739 --> 00:38:20.500
 money you've

00:38:20.500 --> 00:38:21.480
 entrusted to us.

00:38:22.519 --> 00:38:24.299
 We want to be

00:38:24.299 --> 00:38:24.960
 delivered from the

00:38:24.960 --> 00:38:25.539
 love of money

00:38:25.539 --> 00:38:26.619
 day by day, and

00:38:26.619 --> 00:38:27.399
 the gospel does

00:38:27.399 --> 00:38:28.079
 just that.

00:38:28.980 --> 00:38:30.159
 It moves our

00:38:30.159 --> 00:38:31.539
 heart off of

00:38:31.539 --> 00:38:32.819
 money and moves

00:38:32.819 --> 00:38:34.199
 our heart onto

00:38:34.199 --> 00:38:34.960
 the treasure of

00:38:34.960 --> 00:38:35.379
 our soul,

00:38:35.519 --> 00:38:35.759
 Jesus.

00:38:37.059 --> 00:38:37.799
 Would you grow

00:38:37.799 --> 00:38:38.419
 us in our

00:38:38.419 --> 00:38:39.299
 attitudes and our

00:38:39.299 --> 00:38:40.059
 actions, our

00:38:40.059 --> 00:38:40.859
 postures and our

00:38:40.859 --> 00:38:43.579
 practice so that we

00:38:43.579 --> 00:38:44.679
 would excel still

00:38:44.679 --> 00:38:45.500
 more in this act

00:38:45.500 --> 00:38:45.900
 of grace.

00:38:46.019 --> 00:38:46.500
 It's in your name

00:38:46.500 --> 00:38:46.940
 we pray.

00:38:47.719 --> 00:38:48.059
 Amen.